B2Z Small Business Insurance Review

B2Z Insurance Ratings at a Glance

Owning a small business comes with a lot of benefits - and risks. Most small business owners understand that small business insurance is a necessity if you want to protect your business from unforeseen events. For example, a business insurance policy could protect your business from liability, cyber breaches, medical claims, and more. If you're looking for business insurance companies, read Benzinga's B2Z small business insurance review below.

Business owners have the opportunity to use all of B2Z’s products. Through the power of AI, customers now have the tools to assess and address their own coverage needs — all without ever having to speak with an agent.

The full suite of products include:

• Cyber insurance: Tired of worrying about costly cyber attacks and data breaches? B2Z helps small businesses with fraud monitoring, legal fees and system damage coverage.

• Workers’ compensation: This coverage pays for medical assistance if employees get injured on the job. It also may include expenses arising from litigation.

• General Liability: General liability insurance covers your business when clients (or others) claim that your work or business has caused damages, injuries or illnesses. You may also use this sort of insurance to protect against claims of libel, slander or what’s known as “advertising injury”.

• Business owner’s policy (BOP): Extending beyond general liability coverage, BOP coverage includes injuries to customers, structures and buildings. It also pays for litigation.

• Professional liability: Coverage for professional liability includes claims resulting from substandard work, missed deadlines and professional negligence. Professional liability picks up where workers comp and BOP leave off by covering the business owner.

• Hired and non-owned automobile: What if a vehicle gets in an accident? While it’s not owned by the company, it was at the time being used for business. B2Z covers any accidents to employees' vehicles if they were using them for business at the time. This also includes rental vehicles.

Benzinga gives B2Z 5 stars for insurance coverage options because the company has crossed all its Ts and dotted its Is.

Although B2Z is a digitally based platform, using databases and AI to drive its business, that doesn’t mean there isn’t a human side to the company as well. When it comes to customer service, B2Z takes interacting with the customer seriously.

When it comes to contacting B2Z, the company offers omni-channel customer service. Get in touch with them using chat, phone, text or email. 

While B2Z focuses more on automation, you can still talk to an agent directly if you prefer the old-fashioned way of doing business. B2Z does have licensed agents available to speak with you by phone.

Best of all, B2Z offers Live Chat. All you have to do is click on the Get a Quote button. Is there nothing this company won’t do to help their customers? 5 stars for customer service.

B2Z is a leader in the digital marketplace, employing cutting-edge A.I. technologies and data intelligence to make the customer journey and application process a pleasant, efficient one.

B2Z does offer very good deals for the services they provide, but these aren’t bottom-of-the-barrel rates. The company instead focuses on dependable, comprehensive coverage at affordable rates while providing value to their customers by leveraging technology.

For consumer pricing, Benzinga knocks off just ½ a point because it doesn’t want to give the impression that B2Z is a rock-bottom, price-is-the-only-thing kind of company. Quality counts, too.

While B2Z doesn’t have a mobile app, the online experience is enhanced by the firm’s website where you can easily obtain a quote, review your options and reach out to the customer service team.

Benzinga gives B2Z a perfect score when it comes to user benefits. B2Z may be a fast and easy way of doing business, but behind the scenes it functions just like any other insurance company. While on its face the mobile app and website make doing business almost fun, at its core, the company is dedicated to getting its customer the best quality insurance at the most affordable prices.

Unless you’re longing for the good old days of waiting around for your insurance quotes, B2Z has the user experience you’re looking for. It’s good to know there’s a company out there with one foot in the past when it comes to quality and price and another foot moving forward into the future when it comes to interacting with the customer.

B2Z Small Business Insurance vs. Competitors

B2Z leaves the competition in the dust. Few of its competitors can access quotes as fast as B2Z. Its data-driven, digital platform takes advantage of the most up-to-date AI, allowing customers to get full coverage decisions after answering just 7 questions.

Working from a virtually all-digital platform allows B2Z to get all the insurance coverage small businesses need, all in the palm of their hand. This on-the-go focus on business sets B2Z apart from the competition.

Benzinga gives B2Z an almost perfect score, because perfection is almost impossible to come by. Overall, B2Z does strike a delicate balance between quickness and comprehensiveness, ease and price. Covering all these aspects is very rare for any insurance company.

Customers want the best deals, but not necessarily the lowest prices. Sometimes lowering the price too far means compromising on quality. Customers also know the world moves much faster than it did just a few years ago and need sound decisions fast. B2Z strikes that near-perfect balance.

Frequently Asked Questions