There’s a financial advisor for any stage of life, whether retirement’s just around the corner or if you’re fresh out of college. Benzinga’s compiled a list of the best financial advisors in Louisville, Kentucky for whatever your needs demand.
Quick Look at the Best Financial Advisors in Louisville, Kentucky:
- Best for High-Net-Worth Professionals: ACCESS Wealth Management
- Best Robo-Advisor: M1 Finance
- Best for Full Suite of Family Office Services: Atlas Brown
- Best for Unique Investment Strategy: Cullinan Associates
- Best Portfolio Analysis: Personal Capital
- Best for Family and Business Owners: Saling Wealth Advisors
- Best for Client-Focused Model: Centerline Wealth Advisors
Best for High-Net-Worth Professionals: ACCESS Wealth Management
ACCESS Wealth Management is an investment advisory firm with over 100 years of combined experience. The firm provides comprehensive services for high-net-worth individuals and families, business owners, professional athletes and even entertainment professionals.
ACCESS prioritizes wealth preservation to make sure that all your assets grow so it lasts for generations to come. The firm helps you employ philanthropic strategies, manages your investments and taxes, protects your assets and offers a stringent portfolio risk analysis.
- Customizable Auto Investing
Best Robo-Advisor: M1 Finance
M1 Finance is an easy-to-use money management platform that lets you make, save and invest money. M1 Finance sets itself apart from other robo-advisors by giving you complete control over your investment portfolio.
You can open individual, joint, IRA or trust accounts that give you access to a $10,000 portfolio line of credit. You can get individual stocks, ETFs or a combination of both.
You’ll be able to choose between 2 account types. M1 Finance’s Core account includes:
- No trading commissions
- No management fees
- Free checking account
- 3.5% base rate for a portfolio line of credit
The Plus account includes:
- Core account features
- 1% APY on checking account balance
- 1% cash back on qualifying debit card purchases, no limits
- Access to a second daily trade window
- 2.75% rate for portfolio line of credit (0.75% reduction)
M1 Finance is available on Google Play and Apple’s App Store.
Best for Full Suite of Family Office Services: Atlas Brown
Atlas Brown’s investment management firm combines top-notch expertise with unparalleled service to help grow your family’s wealth for generations. The firm uses a multi-generational approach to ensure family wealth continuity.
Atlas Brown provides a full suite of family office solutions that include:
- Investment advisory and management services
- Legacy planning
- Family governance
- Collaboration with key advisors
- Lifestyle management
A dedicated team can help you make informed decisions so you can focus on other important aspects of your life.
Best for Unique Investment Strategy: Cullinan Associates
Cullinan Associates is an investment management firm that helps you seek risk-adjusted performance regardless of market condition.
Cullinan has successfully employed an investment approach known as covered call option writing for 3 decades. This is an options trading strategy with the end goal of increasing cash flow and decreasing portfolio volatility. The firm uses this approach on concentrated stock positions as well as diversified blue-chip stocks.
Cullinan provides its service to both individuals and institutional clients.
- High Net Worth Individuals
Best Portfolio Analysis: Personal Capital
Personal Capital provides 2 types of service — a money tracker (spending and assets) and managed services. To qualify for a managed account, you must have an account minimum balance of $100,000.
You can track a multi-asset portfolio with investment management tools free of cost. If you need live account management, you can get access to tax optimization strategies and a comprehensive plan for long- and short-term success.
Best for Family and Business Owners: Saling Wealth Advisors
Saling Wealth Advisors offer strategic guidance for family and business professionals striving to make the most of what they own. The firm has a combined 80 years of experience and aims to be a strategic client partner.
Saling provides a range of services:
- Business planning
- Estate, charitable giving and trusts
- Financial planning
- Investment management
- Portfolio management
- Retirement planning
- 401(k) and IRA planning
- Risk management
The firm has advisors who are Certified Financial Planners (CFPs) equipped to tackle complex financial situations.
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Financial planning services
- Publication of periodicals or newsletters
- Educational seminars/workshops
Address
9500 ORMSBY STATION ROAD, PLAZA 1 SUITE 400LOUISVILLE KY, 40223
Phone number
502-805-3000
Best for Client-Focused Model: Centerline Wealth Advisors
Centerline Wealth Advisors is a financial advisory firm that is a fiduciary. Centerline adopts a client-focused model called “The Triangulation of Advice,” divided among 3 specific objectives: advice, custody and products.
This model is essentially the partnership of Centerline’s firm with Charles Schwab and Dynasty Financial Planners. The partnership is purely on an objective basis and is not an affiliation.
You can expect objective advice from Centerline — the firm offers transparent recommendations and puts you first. You’ll get communication on a regular basis through an e-newsletter to keep you informed and advisors will schedule one-on-one meetings with you throughout the year.
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Financial planning services
- Selection of other advisers (including private fund managers)
Address
10200 FOREST GREEN BLVD. SUITE 311LOUISVILLE KY, 40223
Phone number
(502) 242-1561
Find the Best Financial Advisors in Louisville, Kentucky
An easy way to find a financial advisor you trust is to ask friends, families and others for suggestions. They will be able to recommend someone who has worked well for them in the past. There are a lot of great financial advisors in Louisville. Be sure to shop around so you make the right decision!
Frequently Asked Questions
Do financial advisors check your credit?
No, a financial advisor generally does not check your credit. However, if increasing your credit score is a part of your overall financial plan, it might be necessary.
Is it worth paying a financial advisor 1%?
Yes. Financial advisors provide you with guidance on developing a holistic investment strategy which can include asset allocation, minimizing taxes, rebalancing and more. When you consider each of these benefits, you can see an incremental boost in your overall returns.
How can I research the background of my financial advisor?
You can do your homework on a financial advisor by looking up an advisor on FINRA’s BrokerCheck. If your advisor is registered, it should be on FINRA’s website.
Methodology
To determine the top financial advisors in Louisville, we pored through all SEC-registered advisory firms who have an office in Louisville. We winnowed the list by only including advisors that are registered fiduciaries, have no past disclosures and have minimal personal conflicts of interest. To further break down the list to the true top advisors in the area, we gave weight to advisors that offer both investment management and planning, have no conflicts of interest, have offices in multiple states, have a wrap fee program and over $50 million in assets under management.