If you're looking for the best way to protect your pet with pet insurance in Alaska, it's well worth the search. Our pets are by our sides in good times and bad, love us like crazy and rarely judge (we’re looking at you, cats). They’re our pets, and our bond with them can be as strong as with any other loved one in our life. And when they become ill, we’ll do whatever it takes to make them better.
Unfortunately, that “whatever it takes” can cost thousands of dollars, sometimes putting us in the position of having to make a difficult choice. Pet insurance helps ease that. We’ve put together this list of excellent options for the best pet insurance in Alaska.
Best Pet Insurance Providers in Alaska
- High-Quality Pet Insurance: Spot Pet Insurance
- Best Pet Insurance for Older Pets: Progressive
- Best for Variety of Coverage: Pumpkin Pet Insurance
What is Pet Insurance?
Pets are popular, but they come with a cost. Pet insurance is financial protection against the high costs that can come with keeping your pet happy and health. Most pet insurance plans cover emergency accidents and unexpected illnesses. Others also cover preventative care, wellness and more.
Here are some figures that illustrate what types of cost most pet parents can expect based on national averages:
Number of Alaskan households with pets: Approximately 150,000
Amount spent on pet bills per year: Approximately $75 billion nationally
Average cost of pet insurance per year: $444
What Does Pet Insurance Typically Cover?
While some policies include routine exams and wellness visits, pet insurance is primarily designed to help with those unexpected accidents and illnesses that could become an issue with your dog or cat. From things that can be relatively minor, like swallowing a foreign object, to serious and life-threatening illnesses such as cancer, pet insurance is there to cover some or all of the costs of treatments needed to make your pet happy and healthy again.
And there’s a fair chance that you’ll face that problem. It’s estimated that 1 in 3 pets will develop a condition requiring veterinary care at some point in their lives, with costs that can run into the thousands of dollars.
The Best Pet Insurance in Alaska
Your insurance choice will depend on your pet’s breed, age and the amount of coverage you want and can afford. We know that the market can be confusing, with a ton of options and choices. To narrow your search, we compiled the best pet insurance companies in Alaska by category::
- Prescription food and supplements
1. High-Quality Pet Insurance: Spot Pet Insurance
Spot Pet Insurance is the No. 1 pet insurance provider recommended by Cesar Millan, the leading expert in dog behavior. Some insurance highlights:
- Up to 90% reimbursement on eligible vet bills
- No age cap on coverage
- Plans start as low as $1 a day* — that’s less than a cup of coffee!
You can customize your coverage and can even add special Spot-On coverage. Coverage options include accidents, behavioral issues, dental disease, illnesses, preventive services and even hereditary and congenital conditions.
Spot’s claims service is easy. Just visit your vet (don’t forget to give your pet a treat on the way out!), send Spot the bill and get reimbursed.
Take 30 seconds to fetch your free quote now.
*Rates vary based on plan type, species, breed, age and location
- Bundling with other insurance products
2. Progressive: Best for Older Pets
Progressive, in partnership with PetsBest, offers 2 simple and straightforward options for insuring your pet. An accident-only plan that covers common injuries such as bite wounds and broken bones, and an accident and illness plan that offers wider coverage, including diagnostic testing and specialist visits.
A wellness rider can be purchased with either policy that covers routine vet visits and vaccinations. Unlike many other insurers, there is no upper age limit on when you can enroll, so Progressive is an excellent option for those with older pets.
- Families with multiple pets
3. Pumpkin Pet Insurance: Best for Variety of Coverage
Look no further than Pumpkin for one of the best varieties of coverage on the market. Pumpkin features a wide range of traditional pet insurance and optional preventive care coverage. All Pumpkin Pet Insurance policies come with a 90% reimbursement rate.
You'll find policies for both dogs and cats. If you need to detail exclusions that apply, start with a sample quote for exclusions clearly laid out in bullets.
Customer service is ready to answer your questions. Pumpkin’s customer service team can be reached by:
- Calling 1-866-ARF-MEOW, Monday to Friday from 8 a.m. to 8 p.m. EST.
- Emailing help@pumpkin.care
Get Pet Insurance in Alaska
Ready to take the next step in protecting you and your best pal? Get a quote from one of the providers above to learn more. And check out these articles to find great information on the best pet insurance for dogs and for cats.