Best Dental Savings Plans in Georgia

Coping with expensive dental bills can bust your budget. Still, you shouldn’t sacrifice the quality of this essential health service. With a dental savings plan, you don’t have to. Find a plan to suit your needs and, for a relatively low annual subscription, you’ll qualify for substantial discounts. 

Read on for more information on what to look for and how to join the best dental savings plans in Georgia.  

Quick Look: Best Dental Savings Plans in Georgia

• Best for Braces: Smart Health Dental
• Best for Monthly Payments: Aetna
• Best for Comparing Costs and Benefits: DentalPlans.com
• Best for Senior Citizens: Humana
• Best for Orthodontics: The Cigna Group
• Best for Dental Plan App Management: Delta Dental
• Best for Flexible Dental Discount Plans: Careington International Corp.

7 Best Dental Savings Plans in Georgia

Whatever your dental needs, you should find a dental savings plan among these seven.

1. Best for Braces: Smart Health Dental

Smart Health Dental offers users discounts of up to 50%, and you can choose from a network of over 200,000 dental health providers. There are also discounts for braces, which are not covered by Smart Health's dental insurance plan. Optometrists are also among the service providers that offer discounts to clients with dental savings plans. Choose from five plans, including one designed for senior citizens. 

If you feel more secure if someone assists with suitable healthcare provider selection and visit scheduling, you’ll appreciate the assistance from the company’s care coordinators.

2. Best for Monthly Payments: Aetna

Boasting an extensive dental service network, Aetna offers users generous discounts of up to 64% on crowns and fillings. Aetna is one the country’s biggest dental insurance companies and one of the oldest with a history going back to 1853. Gain access to discounted peripheral services, like generic medicines and optometric services for discounts of up to 60% for a small, additional fee.

Aetna provides customer services online and over the phone. Users have the option of paying the premium monthly rather than annually. Show your card to the networked service provider and claim your discount when you pay.  

3. Best for Comparing Costs and Benefits: DentalPlans.com

Supporting 25 dental service plans, including an in-house plan, DentalPlans.com offers users the ability to compare dental plans from some of the most trusted brands in the industry. Some plans also offer discounts on other services, like chiropractic, vision, cosmetic dentistry and pharmaceutical services, so choose the plan that suits your needs. 

You’ll find a network of over 140,000 providers offering discounts of up to 50%. Buy your dental discount plan online or phone in and speak to a consultant. 

4. Best for Senior Citizens: Humana

Humana has been in the insurance business since 1963. The company sells health, vision, dental and life insurance. It also offers users five dental discount plans, with discounts of up to 50%, depending on your plan. Humana offers senior citizens a specialist plan, geared to the needs of older people. A large dental network of over 270,000 dental service providers should cover diverse needs.

5. Best for Orthodontics: The Cigna Group

You should find a dental health provider to suit your needs in the vast Cigna dental network of over 88,000 dentists if you’re in a state with a Cigna-networked dentist. Expect up to 40% off the price, including for dentures and orthodontics. You should save, on average, 35% on all dental services. Choose from several Cigna plans tailored to individual, family and senior needs.

6. Best for App Management: Delta Dental

Choose from a network of over 150,000 dental care providers when you opt for Delta Dental. You’ll receive up to 50% off networked dental healthcare services. Easily manage your plan with the provided app. Include DeltaVision with the plan to receive discounts on eye tests, laser vision and glasses. There are no claims to submit — you’ll get your discount when you pay for the service. Delta Dental is active across all states. 

7. Best for Flexible Discount Plan: Careington International Corp.

In the health insurance business for over 40 years, Careington offers users stand-alone dental discount plans and combined dental/vision discount plans, covering dental and optometric health. Several add-ons give you flexible access to a range of healthcare benefits. Discounts range from 20% to 60% and access thousands of healthcare providers countrywide. Discounts are also available for dental implants and braces. Use the online calculator to estimate service costs and savings.  

What Is a Dental Savings or Discount Plan? 

Also known as a dental discount plan, a dental savings plan is a cost-effective alternative to dental insurance. This membership program gives you discounts on services provided by a network of dental healthcare providers. There are no waiting periods, deductibles or annual maximums. Unlike dental insurance, these programs seldom exclude existing conditions from the benefits. The downside is that these are not insurance products and members remain responsible for costs. 

How Does a Georgia Dental Savings Plan Work?

Joining a dental savings plan involves several steps. It all starts with research. Go online and find out what is on offer. Compare costs and benefits. Apply online or by calling a company consultant when you find the best match for your needs.

You’ll pay a membership fee on acceptance and receive a card. You can use the card immediately to receive discounts on relevant products, but you must use a service provider from the network to qualify for discounts. 

To illustrate: Assume you’ve done your research and joined a dental savings program. You find a service provider on the network who offers a 20% discount on teeth cleaning. 

The cost for cleaning teeth is $100. You show your discount card and pay $80. 

Dental Savings Plan vs. Dental Insurance

How Much Does a Dental Discount Plan in Georgia Cost?

The costs of dental discount plans in Georgia differ depending on your provider and benefits. These programs are generally affordable, with plans costing as little as $100 for an individual and $150 for a family.

Pros and Cons of Getting a Dental Discount Plan in Georgia

A dental discount plan may be just the product you’re looking for. However, you should understand the pros and cons before you sign up.

Pros

• No waiting period: You can use your discounts as soon as you make your first payment.
• No deductible: There is no deductible. You claim your discount when you pay. 
• No annual maximum: You can keep claiming discounts throughout the year without reaching a cap.
• Budget-friendly: Dental discount plans are inexpensive.
• Flexibility: These plans work well for people who need occasional dental care, but don’t worry too much about regular care. 

Cons

• In-network dentists: To qualify for discounts, you must use in-network dentists.
• No preventative care coverage: Many dental health policies cover preventative care in full. Dental savings may not. Understand your benefits before you sign up.
• Discounts differ: Discounts can differ substantially from one service to another, making it difficult to budget. 

Cut Your Dental Costs with a Dental Savings Plan

Your dental costs don’t have to break the bank. Become a member of a dental savings plan and reap the discount benefits. You’re still responsible for costs, but dental savings make dental healthcare more affordable. 

Frequently Asked Questions