Benzinga Money is a reader-supported publication. We may earn a commission from the advertisers associated with this article. Read our Advertiser Discloser.
Collect passive income from real estate without becoming a landlord. Invest in real estate with as little as $5,000 on a platform that’s paid more than $400 million in distributions to investors.
In the high-interest-rate epoch, private credit has the potential to outshine equities in both returns and risk management while providing a much higher level of stability. However, similar to stocks, the ability to actually net you a profit varies greatly. If you can reliably separate the wheat from the chaff, you will have a portfolio of high-quality loans with consistent, double-digit yields. That’s exactly the kind of debt EquityMultiple (a real estate investment platform that paid out $430 million to its investors) aims to incorporate in its Ascent Income Fund. You can invest in it with $5,000.
Ascent Income Fund is structured to generously reward commitment to the investment. It aims for 11% to 13% in net annual returns, which can double your money in six to seven years and triple it in around ten. To date, the Fund has distributed a yield of 10.83%, despite facing some of the most severe real estate market headwinds powered by the pandemic and various subsequent factors.
It operates similarly to a regular REIT, but it's composed of senior debt backed by real estate. In a nutshell, the investors fund the loans EquityMultiple extends to the borrowers and then receive interest payments.
Every issued loan goes through the hands of the company’s real estate experts, who are constantly fine-tuning the Fund for high yield, security and consistency. They primarily consider first-mortgage loans, which place the Fund’s investors in the top position in case of bankruptcy. The Fund invests across various real estate types and areas, making it diversified and spreading out the risk.
Liquidity is a major area of concern for investors when parting with their money to participate in a real estate opportunity. In most cases, it’s difficult to withdraw money at will, but that’s not the case with Ascent Income Fund. You can transfer your funds with all accumulated interest to your bank account after only one year.
Ascent Income Fund is open to all accredited investors looking to seize the ongoing private credit surge. However, the minimum investment depends on whether you previously invested in EquityMultiple’s offerings. Investors who have already experienced the level of work that goes into every single decision made by EquityMultiple can invest starting with $20,000. If you’ve never participated in any of its offerings, you can invest $5,000.
Invest in the Ascent Income Fund today.
Check out EquityMultiple's latest offerings
Accredited investors can join EquityMultiple and start investing with as little as $5,000. You can invest in these properties today and start receiving distributions as soon as next quarter.
Ascent Income Fund
A cornerstone investment vehicle for income-focused investors, the Ascent Income Fund offers quarterly income at attractive yields with payment priority and short-term liquidity options.Min. Investment$5,000Target Return12%
Hold on!
Investors are seeing outstanding returns through curated real estate investment alerts. Sign up to get them sporadically and don’t miss out on offers you’d likely never hear about.
More From Benzinga
Disclaimer: Please be advised that alternative investments carry a risk of monetary loss. Neither Benzinga nor its staff recommends that you buy, sell, or hold any security. We do not offer investment advice, personalized or otherwise. All information contained on this website is provided as general commentary for informative and entertainment purposes and does not constitute investment advice. Benzinga will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on this information, whether specifically stated in the above Terms of Service or otherwise. Benzinga recommends that you conduct your own due diligence and consult a certified financial professional for personalized advice about your financial situation.