XRP is trading nearly 5% higher over the last week after the U.S. Securities and Exchange Commission (SEC) officially dropped its four-year-long lawsuit against Ripple Labs, marking a turning point for the cryptocurrency. The legal resolution has sparked renewed optimism around XRP’s potential, especially as the regulatory clarity may open the doors for broader institutional adoption.
XRP, developed by Ripple Labs, is primarily designed for fast and affordable cross-border transactions, positioning itself as a viable competitor to traditional banking systems like SWIFT. Unlike older systems that rely heavily on pre-funded accounts, XRP provides instant currency bridging, reducing costs and settlement times.
Ripple Labs' recent victory not only boosts XRP’s immediate market sentiment but also paves the way for Ripple's ambitious plans, including potential IPO discussions and the adoption of Ripple's RLUSD stablecoin, both factors seen as bullish drivers by analysts, according to a CoinDesk report.
Here's what analysts predict XRP could be worth in five years (2030)
| Scenario | Price Prediction |
| Bearish Case | $4.67 |
| Average Case | $5.00 |
| Bullish Case | $26.97 |
The forecasts for XRP reflect various potential scenarios based on Ripple’s ability to secure more banking partnerships, global adoption in cross-border settlements, and its competition with emerging financial technologies.
CoinPedia, an authoritative voice in crypto analysis, sees XRP possibly reaching as high as $26.97 by 2030 if Ripple successfully integrates its cryptocurrency within global banking infrastructure, particularly in Asia, Latin America, and the Middle East. RippleNet’s expansion through On-Demand Liquidity (ODL) is a key driver expected to increase demand significantly.
The latest bullish sentiment around XRP has analysts highlighting technical price levels, too. According to CoinDesk, XRP faces pivotal short-term resistance around the $2.65-$3.00 mark, with potential to achieve medium-term targets between $4.20 and upwards of $10 if Ripple maintains momentum and regulatory clarity continues.
XRP's long-term trajectory appears promising, especially following the end of Ripple’s drawn-out legal battle with the SEC, which analysts widely view as a fundamental pivot toward growth and legitimacy.
Investors optimistic about XRP’s future in global payments and financial settlements might consider this moment as an inflection point.
About AJ Fabino
AJ Fabino is the Investing & Cryptocurrency Editor at Benzinga, overseeing a range of financial content, including stocks, ETFs, options, mutual funds, futures, IPOs, bonds, and cryptocurrency. With extensive experience in financial journalism and content strategy, AJ is dedicated to delivering engaging, insightful, and timely news that empowers readers to make informed investment decisions.