Market Order vs. Limit Order

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Contributor, Benzinga
August 13, 2024

The price you pay for shares and the amount you receive upon selling them impact your total returns. Selling 100 shares of a company at $102 per share instead of $101.50 per share nets you an extra $50. While that may not sound like much in the grand scheme, trades like these can quickly add up. Investors can use multiple types of stock orders to potentially increase returns or get a swift order execution. While several stock order types exist, most investors use market orders and limit orders. Learning the difference between these two orders enables investors to make better real-time decisions with their portfolios.

What is a Market Order?

A market order allows for the immediate buying or selling of assets at the current market price. Investors choose this order for its quick execution and simplicity. However, the trade may not occur at the expected price, especially in volatile markets. It is important to understand market orders for navigating the financial landscape effectively.

Total Returns

Market orders are used by investors for immediate execution at the best price available. They work well in liquid markets with narrow bid-ask spreads but can be risky in less liquid investments with wider spreads. In volatile or thinly traded stocks, market orders can lead to less favorable outcomes due to rapid price shifts. Placing a market order in such conditions may result in buying at a higher price or selling at a lower one, reducing potential returns. It is important for investors to consider asset liquidity and volatility when using market orders to ensure their total returns align with their goals.

Time to Execute the Order

The time it takes to execute a market order is mainly influenced by trading volume and market liquidity. Trading volume is the total number of shares or contracts traded within a specific time frame. Market liquidity refers to the ease of buying or selling an asset without affecting its price. High trading volume and liquidity usually result in faster execution times at the best price. In liquid markets, there are enough buy and sell orders to fill market orders quickly and efficiently. However, in low liquidity situations, delays can occur, leading to price slippage. Market orders typically guarantee execution but may have significant variations in the fill price due to these conditions. In a busy market, a market order can be executed promptly, but in thinly traded markets, unexpected costs may arise due to differences in expected and actual fill prices. Traders should understand these factors to minimize costs and ensure timely execution.

Risk Factor

Market orders are quick but risky due to price fluctuations. They prioritize speed over control, leading to potential price swings. This risk is higher in thinly traded markets with low liquidity. Both risk-tolerant and risk-averse investors can be impacted. Risk-tolerant individuals may face sudden changes in value, while risk-averse investors can experience slippage. Understanding these risks is important when choosing between market and limit orders. Limit orders offer better price control, while market orders can lead to unfavorable outcomes. Knowing how execution priority, volatility, and liquidity interact is key to making informed trading choices.

Options Trading

Options trading involves buying and selling financial derivatives that give traders the right to buy or sell an asset at a set price. Execution speed is crucial in volatile markets where rapid price changes can result in big gains or losses. Market orders are used for immediate execution, prioritizing speed over price certainty. However, market orders come with price risk as they execute at the best available price, which may be different from the last quoted price, especially in fast markets. Traders should balance the need for quick entry or exit with the risks of price fluctuations and volatility.

Trading Fees

Traders should be aware of trading fees when executing market orders. Fees vary based on the broker and trading volume. Brokers charge commissions or spreads that may change depending on the asset and platform. In low liquidity situations, fees can be higher due to slippage. Slippage occurs when the execution price differs from the expected price. This happens when there aren't enough buy or sell orders at the desired price. Market orders guarantee execution but costs can rise unexpectedly due to market conditions. High volatility can widen spreads, increasing trading fees. Traders should consider these factors when choosing market orders, as fees, slippage, and liquidity can impact overall trade costs significantly.

What is a Limit Order?

Limit orders give investors more control in trading by specifying a maximum or minimum price. They help traders stick to price targets and avoid market fluctuations. With limit orders, investors manage risk and optimize their trading strategies effectively. Understanding how limit orders work improves a trader's ability to make informed decisions in the market.

Total Returns

 Limit orders in investing offer advantages for price control. Buy limit orders let investors set a maximum price they are willing to pay. Sell limit orders allow investors to set a minimum selling price. The disadvantage of limit orders is the risk of trades not executing. Orders may remain unfulfilled if the market prices do not reach the specified limit. This can occur in rapidly changing markets or brief price fluctuations. Partial fills can also happen, leaving investors with less than expected shares. Understanding these dynamics is important for effective trading strategies.

Time to Execute the Order

 Limit orders specify a price for buying or selling an asset. The order only executes if the market hits the specified price. If not, the order remains unfilled, potentially causing missed trades. There are day orders and good-til-cancelled (GTC) orders. Day orders expire at the trading day's end if not filled. GTC orders stay active until filled or manually cancelled. Limit orders allow for setting precise entry or exit points to manage market risks. The main drawback is uncertain execution timing; if the market price never reaches the limit, the order remains unfilled, possibly causing missed opportunities. Understanding these aspects is crucial for effective trading.

Risk Factor

 Limit orders are a common trading strategy with specific risks. One major risk is the possibility of no execution if the market price does not reach the set limit. Traders may also face partial fill situations where only part of the order is executed. Special conditions like "fill or kill" and "good 'til canceled" can help tailor orders but may decrease the likelihood of full or partial fills. Traders need to carefully balance the benefits of precise price execution with these risks when using limit orders.

Options Trading

In options trading, limit orders let traders pick the exact price to buy or sell options contracts. This is useful in volatile markets for better control of entry and exit points. Limit orders help avoid bad execution prices in fast-moving conditions. Traders favor limit orders over market orders, especially for illiquid options with wider bid-ask spreads. Market orders could lead to undesirable execution prices and increased losses. Limit orders reduce this risk by ensuring trades only occur at specified prices. Using limit orders, options traders improve their strategies by securing optimal entry and exit points, maximizing potential returns while managing price fluctuation risks.

Trading Fees

Understanding trading fees while using limit orders is crucial as they can impact overall costs. Traders can set a specific price to buy or sell stock with limit orders, which helps avoid unfavorable price executions. However, brokers may still charge commissions on these trades, affecting profitability. Limit orders are advantageous when bid-ask spread is more than 5 cents, especially in illiquid stocks. By placing a limit order strategically, traders can save costs and reduce the impact of wide spreads. This allows them to enter or exit positions at better prices than market orders. But, there is a risk of non-execution with limit orders if the market doesn't reach the specified price, leading to missed opportunities. Traders need to consider these risks and potential savings when using limit orders.

Market Order vs. Limit Order: When to Use Each for Better Trading

When trading, deciding between a market order and a limit order is important to reach your trading objectives. A market order is executed at the most competitive price right away, facilitating prompt transactions when you need to buy or sell right then and there. This order type is beneficial for traders aiming to quickly open or close positions, especially in a rapidly changing market.

With a limit order, you have more control over pricing. You can set a specific price to buy or sell a security. When the market hits that price, your order goes through. This method is ideal for traders looking to hit certain price targets and improve their entry or exit points.

In conclusion, it is recommended to use a market order for immediate execution in time-sensitive situations, whereas a limit order is more suitable when you aim to manage the price of a trade execution. Knowing the appropriate time to apply each type can result in more favorable trading results.

Are Market Orders or Limit Orders Right for You?

Market orders and limit orders both help investors buy and sell stocks. The right one for you depends on how you view the stock. Investors who want to wait for a stock to reach an optimal price before executing an order may benefit from limit orders. Investors who are more concerned with executing the trade than saving a few dollars here and there may benefit from market orders. It is also possible to use a combination of market orders and limit orders for your portfolio.

Frequently Asked Questions 

Q

Which is better: limit or market order?

A

Limit orders and market orders have their pros and cons. You can make more money with limit orders, but market orders get executed instantly and have fewer risks.

Q

What is the disadvantage of a market order?

A

The downside of a market order is the lack of price control. Trades are executed at the current market price, which can fluctuate, leading to potential losses or missed opportunities.

Q

Is a market order risky?

A

A market order is risky as it executes at the current price, which can fluctuate rapidly, leading to price slippage and unexpected losses, especially in volatile markets.

Marc Guberti

About Marc Guberti

Marc Guberti is an investing writer passionate about helping people learn more about money management, investing and finance. He has more than 10 years of writing experience focused on finance and digital marketing. His work has been published in U.S. News & World Report, USA Today, InvestorPlace and other publications.