SolePro Business Insurance Review

SolePro via Simply Business Ratings at a Glance

SolePro is an online insurance broker that gives agents wishing to offer workers' compensation insurance quick, affordable options. Richmond, Virginia, serves as the company's headquarters. The staff comprises management, underwriters, account managers and the sales team.

With a combined experience of over 100 years in the insurance industry, the insurance specialists at SolePro are experts in online workers' compensation programs. Independent retail agents and managing general agent (MGA) sub-agents can write workers' compensation policies with the aid of SolePro. It offers a minimum premium "excluded" workers' compensation policy + accident policy for sole proprietors, one-person LLCs and one-person S-corps with no employees, day laborers or subcontractors. It specializes in workers' compensation for landscaping, artisan contractors, trucking and other blue-collar occupations.

SolePro offers workers' compensation coverage to blue-collar workers. Workers' compensation is a crucial type of business insurance coverage as it protects business owners and their employees should they get hurt or sick on the job.

Depending on where you live, what you do, how your business is set up and whether or not you have employees, you may need workers' compensation insurance.

Even if you're not required by law to have a workers' compensation policy, it's better to be safe than sorry. Accidents often lead to big medical bills, but you will be protected with the right insurance.

SolePro offers three workers' compensation programs: Solo X, Solo I and Plus.

Solo X

Solo X is designed for firms with no employees who wish to opt out of coverage. The Solo X policy is a reasonable alternative for business owners and includes a comprehensive accident policy. Eligible applicants include businesses with no employees. Solo X is the best option for a minimum premium workers' compensation policy. Increased limits, accident policy and waivers are available. Worker ages for Solo X are 18 to 70.

Solo I

Solo I allows the business owner to be covered but is also for entities without employees. Eligible applicants include businesses with no employees, day laborers and subcontractors. Entity types eligible for the Solo I policy include sole proprietors, LLCs, partnerships and non-contracting S-corps. In addition, owner/officer coverage, third-party financing, waivers and increased limits are available. There is no age restriction for the Solo I policy. 

Plus

Plus is designed for businesses with employees; owners can choose to include or omit themselves from coverage. The Plus policy also offers the opportunity to add accident coverage for added security. Eligible applicants for the Plus policy include businesses with at least one employee and a minimum payroll of $15,000. Owner/officer coverage, increased limits, accident policy, waivers, pay plans and third-party financing are all available options with the Plus policy.

SolePro workers' compensation insurance provides coverage for blue-collar workers, including workers in the following industries:

• Landscaping
• Residential cleaning
• Carpet cleaning
• Ornamental ironwork
• Welding
• Garage door installation
• Acoustic ceiling installation
• Masonry
• Plumbing
• Electrical wiring within buildings
• Concrete work
• Concrete work - paving
• Swimming pool installation
• Painting
• Floor covering installation
• Plastering
• Sheet metal work, gutter installation
• HVAC
• Debris removal
• Excavation
• Fence installation
• Local trucking
• Cable installation
• Inspection of insurance risks
• Home health care
• Janitorial services
• Restaurants
• Lawn maintenance

No customer service ratings from the Better Business Bureau were published for SolePro, nor were online customer service reviews. However, no listed customer service reviews are not necessarily a bad thing. For example, no documented complaints for a company could mean they are fulfilling customers’ needs satisfactorily and without complaint.

The cost of workers' compensation coverage varies depending on various factors, including risk, occupational categorization and experience rating. For example, it will cost more if you work in a high-risk industry, such as construction, where accidents are more common.

Talk to your insurance agent about the best policy options and workers' compensation rates for your specific insurance needs.

Companies needing workers' compensation coverage will enjoy the following benefits of a SolePro policy.

• Over 100 years of combined team experience
• A-rated insurance carrier partners
• Immediate quotes online
• Paperless and fully online
• No mid-term audits
• Quick policy processing
• 24/7 online policy access

Workers' compensation policies purchased through SolePro have the following user experience benefits:

• Instant quotes available
• Bind coverage digitally
• Automated policy renewals
• Quick proof of insurance available
• No mid-term audits
• Increased policy limits available

SolePro vs. Competitors

SolePro is an online insurance broker offering workers' compensation insurance in 26 states. Other online insurance brokers offering the same type of coverage include Epic Insurance, RT Specialty and U.S. Risk Brokers.

SolePro offers workers' compensation coverage in 26 states with the ability to obtain a quote and purchase coverage online. It has unique coverage options, including workers' compensation coverage for single proprietors, one-person LLCs and one-person S-corps without employees, day laborers or subcontractors; a minimum premium excluded workers' compensation policy plus accident policy is available. It focuses on workers' compensation for blue-collar jobs, including trucking, landscaping and artisan contractors.