With its wide range of assets to invest in and thorough review of fund options, Yieldstreet has become a leader among online alternative investment platforms. However, it’s not the right platform for every investor.
You've come to the right place if you’re looking for the best Yieldstreet alternatives. Yieldstreet competitors abound, offering new and experienced investors plenty of choices of assets to target and methods to target them. Here’s a look at the best Yieldstreet alternatives and what they might offer you.
Quick Look: Best Best Yieldstreet Alternatives
- Best for Long-Term, Cost-Effective Investing: Fundrise
- Best for Beginning Investing Across Multiple Asset Classes: Public.com
- Best for Buying Equity Shares in Collectibles: Rally
- Best for Rental Homes and Vacation Properties: Arrived Homes
- Best for Premium Commercial Properties: Cadre
Best Yieldstreet Alternatives
Yieldstreet is considered a leader, but it may not fit your investment strategy, financial situation, or other factors. Here are the best Yieldstreet alternatives to suit diverse types of investors.
Best for Long-Term, Cost-Effective Investing: Fundrise
- Best For:Beginner Real Estate InvestorsVIEW PROS & CONS:securely through Fundrise's website
Founded in 2010 by brothers Ben and Dan Miller, whose family members have roots in real estate, Fundrise launched in 2012 and is credited with being the first online platform to use crowdfunding for real estate investing. Ben Miller is now CEO of the Washington, D.C., company.
Why We Love It: Fundrise has a low barrier to entry at $10 for a minimum investment, and nonaccredited investors can take advantage of the site’s services. For long-term investors, the company presents some of the most cost-effective options.
Best for Beginning Investing Across Multiple Asset Classes: Public.com
- Best For:All Of Your Investments In One Placesecurely through Public.com Collectibles's website
Based in New York City, Public.com was founded by co-CEOs Jannick Malling and Leif Abraham, along with Peter Quinn, Matt Kennedy and Sean Hendelman. It launched as a social investing app in 2019.
The company aims to make investing accessible to everyone and allows members to share ideas with and follow other investors. Through the platform, you can buy fractional shares of stocks, options, exchange-traded funds, Treasury bills and collectibles, such as comic books.
Why We Love It: Public.com is low-cost. It has no minimum investment and no commissions. Investors can purchase a fraction of a share, which members may appreciate when investing in highflying stocks. Public.com, considered one of the most intuitive investing platforms, is available on the web and by app.
Best for Buying Equity Shares in Collectibles: Rally
Rally is headquartered in the SoHo neighborhood of New York City. In keeping with its unique location, it offers investors opportunities to own pieces of rare collectibles. Rob Petrozzo, whose background is in graphic arts and marketing, founded the company in 2019.
The U.S. Securities and Exchange Commission regulates the investment collectibles and is audited annually by a FINRA broker-dealer. The company makes details about all assets available, even to noninvestors.
Why We Love It: Rally is easily accessible and set up through a mobile app. Once you join and set up an account, you can peruse its vast online museum of collectibles, including archaeological holdings, vintage cars, and nearly everything in between. If you buy a share, you become part-owner of that rare collectible. If you decide to sell, you simply place an order, and the app matches you to an interested buyer.
Best for Rental Homes and Vacation Properties: Arrived Homes
- Best For:$100 Minimum InvestmentVIEW PROS & CONS:securely through Arrived Homes's website
Ryan Frazier, Alejandro Chouza and Kenny Cason founded Arrived Homes, now known as Arrived, in 2019. Frazier is the CEO of the Seattle-based company. Arrived launched to bring more people into owning real estate and investing. The company is backed by Jeff Bezos of Amazon and Marc Benioff of Salesforce.
Why We Love It: Arrived buys high-quality investment properties in desirable neighborhoods and seeks investments across the U.S. with a history of great returns. You can begin investing with as little as $100 – investors like the company for its dividend payouts and property appreciation. While the program is intended for long-term investing, you can ask to redeem your investment after six months.
Best for Premium Commercial Properties: Cadre
Founder Ryan Williams started RealCadre LLC, or Cadre for short, in 2014 in New York City as a way for individual investors to buy into high-quality investment properties, including commercial properties typically reserved for institutional investors. Cadre was acquired by Yieldstreet in 2023 and operates as a subsidiary with Williams as the CEO and executive chairman.
Why We Love It: While the required minimum investment of $25,000 is high for some, this level permits more people to access prime commercial real estate than they could on their own. Investors also enjoy the project details the company generates, including market data and financial projections.
Overview of Yieldstreet
Michael Weisz and Milind Mehere founded Yieldstreet in 2015 to encourage more individuals to invest in private markets alongside institutional investors. Weisz is now the company's CEO.
Yieldstreet offers an array of alternative investments, such as commercial and residential real estate, fine art, cryptocurrency, private credit, private equity, marine finance, multi-asset class funds and more. It accepts nonaccredited investors, although they are limited to the company’s Alternative Income Fund.
In September 2023, Yieldstreet paid a $1.9 million penalty to the U.S. Securities and Exchange Commission for failing to disclose risks related to the collateral backing a security.
Compare These Platforms Side by Side
| Company | Minimum Investment | Types of Offerings | Accepts Non-Accredited Investors | Annual ROI |
| Yieldstreet | $10,000 | Alternative investments, including art, real estate, cryptocurrency, private equity and credit and venture capital | Yes, with limited access to investments | 9.6% (internal rate of return) |
| Fundrise | $10 | REITs (equity and debt) and venture capital | Yes | 3.47% |
| Public.com | None, but a $20 deposit is required | Alternative investments, stocks, ETFs, options, Treasury bills | Yes | N/A |
| Rally | Varies by asset | Collectibles (whiskey, wine, cars, etc.) | Yes | N/A |
| Arrived Homes | $100 | Single-family rental homes, vacation homes and private credit | Yes | Estimated historical returns: 3% – 5% for rental homes, 2% – 5% for vacation homes, 7% – 9% for private credit |
| Cadre | $25,000 to $50,000, depending on the asset type | Premium commercial real estate | No | 27.6% (net internal rate of return since launch in 2014) |
Find the Investment Platform for You
You can find a variety of alternative investments on Yieldstreet. However, to access most of the platform, you must be an accredited investor with a minimum net worth of $1 million or an annual income of $250,000. Access for non-accredited investors is limited to the Yieldstreet Alternative Income Fund. Now that you know more about the best Yieldstreet alternatives, you can find which online alternative investment platforms may suit your investing goals.
Frequently Asked Questions
Which is better, Fundrise or Yieldstreet?
A comparison of Fundrise versus Yieldstreet depends on several factors, including what you want to invest in and your financial situation. Fundrise requires a lower minimum investment and charges lower fees, but you can invest in other alternative assets on Yieldstreet.
Has anyone lost money on Yieldstreet?
Some investments through Yieldstreet have defaulted. The potential high-yield returns targeted by Yieldstreet expose borrowers to greater risks, and some investors have lost money.
What is the average return of YieldStreet?
Yieldstreet claims that investors through its platform have experienced a 9.6% net annualized return, or internal rate of return, since the company launched in 2015.