For many older Americans, Social Security is more than just a monthly benefit — it's a financial lifeline. But recent government changes and comments from political leaders are making some seniors feel uneasy about the future of the program.
Concerns Sparked by Government Reorganization
At the center of this growing anxiety is a newly formed federal agency: the Department of Government Efficiency. Created through an executive order under the Trump administration, DOGE has been tasked with modernizing government systems and rooting out inefficiency and fraud. But in doing so, it has made waves by cutting thousands of federal jobs and reorganizing how certain agencies function — including the Social Security Administration, which serves nearly 73 million Americans each month.
Don't Miss:
- Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — this is your last chance to become an investor for $0.80 per share.
- ‘Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. You can invest today for just $0.26/share with a $1000 minimum.
According to CNN, DOGE's overhaul of the SSA has left many seniors, especially those relying solely on benefits, feeling uncertain. At a senior center in Rockland County, New York, CNN spoke with seniors who expressed their fear that changes could lead to interruptions in their checks.
"I need Social Security — I can't manage without it," Deanna Nichols told CNN. "When I hear one of our politicians say ‘we’re not gonna touch medicare, we’re not gonna touch medicaid or social security,' I don't believe them."
Reactions to Leadership Comments
Although there have been no interruptions to benefits so far, some comments from officials have only added fuel to the fire. Commerce Secretary Howard Lutnick recently made waves during an appearance on the "All-In Podcast."
Trending: Hasbro, MGM, and Skechers trust this AI marketing firm — invest pre-IPO from $0.55 per share now.
"Let's say Social Security didn't send out their checks this month," he said. "My mother-in-law, who's 94, she wouldn't call and complain. She just wouldn’t. She’d think something got messed up, and she’ll get it next month. A fraudster always makes the loudest noise, screaming, yelling, and complaining."
That statement didn't sit well with many of the seniors who heard it. Milagros Velazquez, laughed and responded, "I'm a fraud. I'm a fraud cause I want what's due to me." Michael Gioeni, pointed out that many retirees live month to month and can't afford any delays.
Is There Real Risk to Social Security Benefits?
So far, no actual benefit cuts have taken place, and the Trump administration has stated it does not intend to reduce Social Security. However, The Senior Citizens League, or TSCL, warns that DOGE's sweeping access to federal data systems does raise valid questions.
TSCL Chairman Edward Cates said that DOGE, though aimed at increasing efficiency, should not have direct access to individuals' personal Social Security data without clear, legal justification.
While DOGE is not authorized to delete benefits or directly alter Social Security accounts, seniors are encouraged to stay informed and cautious. Errors or system changes — especially in a brand-new agency — can still cause problems, even unintentionally.
See Also: It’s no wonder Jeff Bezos holds over $250 million in art — this alternative asset has outpaced the S&P 500 since 1995, delivering an average annual return of 11.4%. Here’s how everyday investors are getting started.
What Seniors Can Do to Stay Protected
If you're concerned about changes to Social Security or the security of your personal data, TSCL recommends a few important steps:
- Know your rights under privacy laws, such as the Privacy Act of 1974.
- Monitor your benefit statements and report anything unusual.
- Use official websites when checking on benefits or contacting agencies.
- Enable strong passwords and two-factor authentication on any online accounts.
- Reach out to trusted individuals for help navigating government services.
A Need for Reassurance
Seniors who've paid into Social Security for decades want to know that what they've earned is safe. As Catherine Baris, another Rockland County senior, told CNN: "We worked for that money… You want to feel that you can pay your bills, that you can eat. These are our golden years. I don't see it."
For now, while Social Security checks are still arriving on time, the broader conversation about how federal efficiency efforts may impact essential programs is far from over.
Read Next:
- If You're Age 35, 50, or 60: Here’s How Much You Should Have Saved Vs. Invested By Now
- Inspired by Uber and Airbnb – Deloitte's fastest-growing software company is transforming 7 billion smartphones into income-generating assets – with $1,000 you can invest at just $0.26/share!
© 2025 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
Trade confidently with insights and alerts from analyst ratings, free reports and breaking news that affects the stocks you care about.