Mad Money Lightning Round OT: Cramer Shares His Thoughts On NYB, MCP, VZ And SLW

Jim Cramer said on CNBC's Mad Money Lightning Round OT that New York Community Bancorp, Inc. NYB is underestimated by people. He added that NYB is a bank, and banks are in bear market mode. He would rather buy Verizon Communications Inc. VZ. New York Community Bancorp, Inc. (NYB) gained 0.68% today, and Verizon Communications Inc. (VZ) added 1.73%. Silver Wheaton Corp. (USA) SLW is a little bit hot right now, thinks Cramer. He wants to know what is Ben Bernanke going to say, before he makes his decision on this stock. He also said that he has no problem owning SLW, but he likes silver ETF better. Silver Wheaton Corp. (USA) (SLW) fell 4.53% today, and it closed at $39.17. Cramer said that he has lost the privilege to comment on Molycorp, Inc. MCP, because he really misjudged this stock. Molycorp, Inc. (MCP) fell 1.67% today, and it closed at $71.86.