Articles written by Benzinga Advisor

What Trump's Victory Could Mean For The 2017 Tax Cuts

Americans Worried They'll Mess Up Retirement Income Planning, Almost Half Fear Living Too Frugally

New research reveals Americans' concerns about retirement income planning, with many lacking a plan. Advisors should focus on secure income strategies.

How To Help Your Clients Maximize Their 401(k) Contributions

Strategies to optimize 401(k) contributions: start at 10%, increase annually, consider additional factors. Advisors recommend reviewing regularly.

'Great Wealth Transfer' Poses Both Risks And Opportunities For Financial Advisors

Advisors worldwide concerned about retaining clients and assets during impending $84 trillion wealth transfer. Focus on relationships and expanding services to combat generational attrition.

Advisors Say They Cover Key Retirement Topics, But Clients Disagree — New Research Highlights The Disconnect

Research by David Blanchett shows differences between retirement planning services offered by financial advisors and what clients receive. Communication and service delivery need improvement.

Financial Literacy Gaps Leave Small Businesses Ripe For Advisor Expertise

Financial advisors can tap into a large market of small business owners struggling with financial literacy and challenges, making their expertise valuable.

Long-Term Care Costs Are Reshaping Advisor-Client Relationships

A recent analysis reveals a looming crisis in long-term care affordability.

Retirement Strategies In 2024 Focus On Flexibility And Income

T. Rowe Price's 2024 Defined Contribution Consultant Study reveals shifts in retirement planning strategies, with focus on personalization and income

Advisors Brace For Fed Rate Cuts: Shifting Bond Strategies To Balance Yield And Risk

Americans must adjust bond and income portfolios as Fed cuts rates. Advisors reassess fixed-income strategies amid varying market approaches.

Record Number Of '401(k) Millionaires' Even In Times Of Financial Uncertainty

Fidelity Investments' analysis shows a rise in retirement millionaires, but many still have financial uncertainties. Financial advisors can help with tax strategies and comprehensive plans.

Half Of Pre-Retirees Worried About Running Out Of Money, Plan To Retire Early Anyway

Survey shows pre-retirees' paradox: 50% worry about outliving assets, yet 43% plan to claim Social Security early. Education and planning needed.

Morgan Stanley Becomes First Wall Street Giant To Let Advisors Recommend Bitcoin ETFs

Morgan Stanley recently became the first major Wall Street bank to permit its financial advisors to offer Bitcoin (CRYPTO: BTC) ETFs to clients, marking a significant step in cryptocurrency’s mainstream adoption.

SEC Fines Investment Firm $430,000 For Misleading Ads About Performance

The SEC fined an advisory group for improperly advertising hypothetical performance to a mass audience, highlighting the importance of compliance.

Can You Afford Health Care In Retirement? You'll Need At Least $86,000 In Savings, More For Women

The 2024 Milliman Retiree Health Cost Index predicts rising health care expenses for retirees, with costs varying based on factors like location and retirement age.

Government To Match Retirement Savings For Millions Of Workers, Opening New Opportunities For Financial Advisors

The SECURE 2.0 Act of 2022 will create the Saver's Match program in 2027, offering up to $1,000 at a rate of 50 cents per dollar contributed, to improve low-income workers' retirement savings. Challenges include implementation and awareness.

IRS Finalizes 10-Year Rule For Retirement Withdrawals, Making Things 'Even More Insanely Complicated'

IRS Finalizes 10-Year Rule For Retirement Withdrawals, Making Things 'Even More Insanely Complicated'

Final regulations released for RMD rules for beneficiaries under 10-year rule. SECURE and SECURE 2.0 Acts confirm annual distributions for most IRA beneficiaries. Complex rules highlight importance of specialized knowledge in retirement planning.

Sam Altman-Backed Startup Aims To Store Carbon Dioxide In Rocks, Shrinking Decades-Long Timeline To 'Single-Digit Months'

A startup backed by Sam Altman's Apollo Projects, 44.01 is developing technology to store carbon dioxide in rocks, aiming to mitigate global warming.

Younger Investors Pick Financial Advisors Based On Marketing, Not Referrals: Survey

Gen Z Will Have To Wait As Gen X Set To Inherit Trillions From Silent Generation

Gen X will inherit trillions from Silent Gen in 10 years, creating challenges for financial advisors. Opportunities to assist with wealth transfer.