Summerset's tips for choosing a retirement village that feels like home

Thinking about choosing a retirement village? It’s a big decision, filled with excitement and perhaps some anxiety. This is about crafting the next chapter of your life. It's about finding a senior living community that feels like home, where you can thrive and enjoy your retirement.

Understanding Your Needs and Wants

Before touring retirement homes and villages, reflect on your priorities. What matters most in this next stage? Do you envision yourself surrounded by gardens or prefer bustling social activities?

This is a good time to talk with family members. While the decision primarily affects your life, family proximity might influence your choice. Figuring out what's essential is crucial to choosing a retirement village where you'll be happy.

Consider not just your current lifestyle but also potential future needs. Consider the community you’re choosing and its overall community feel. Factor in personal preferences to find a welcoming atmosphere to enjoy for an extended period.

Levels of Care

Retirement villages offer varying care levels, from independent living to assisted living and nursing care. Think about the support you might need now and in the future.

Independent living is ideal for self-sufficient older adults. If you anticipate needing help with daily tasks, assisted living might be a better option.

Some communities, known as Life Plan Communities, offer a continuum of care. This allows you to age in place as your care needs change.

If considering Life Plan Communities, the Commission on Accreditation of Rehabilitation Facilities (CARF) accredits qualifying communities. Leading Age also advocates for high standards and researches senior living communities.

Lifestyle and Amenities

What kind of lifestyle do you envision? Are you a fitness enthusiast, an artist, or a book lover? Do you want religious services or to be near music rooms and hair salons? Think about the social opportunities you want during this chapter in life.

Consider amenities like gyms, pools, art studios, libraries, and social events schedules. Retirement communities cater to diverse tastes. Some great communities also have options for your dining preferences.

Retirement village dining is changing, offering diverse options. These can range from casual bistros to formal dining experiences. You also have the freedom to cook meals yourself, perhaps utilizing ingredients from the retirement community’s dedicated chef.

Consider the surrounding area. Is it close to family and friends? Does it provide easy access to shopping, healthcare, cultural attractions, and other frequently visited places?

Choosing a Retirement Village: Financial Considerations

Retirement villages have varied financial models. Compare different villages to help find the best option for you. Costs vary from one independent living community to the next, especially with those in active senior living when compared to assisted living. So keep that in mind when choosing a retirement village.

Monthly fees typically range from $1,500 to $6,000, covering accommodations, meals, basic utilities, and some care. Assisted living facility prices can vary significantly depending on care options. So think about services offered versus those needed before choosing a retirement village or a senior living residence.

Some villages require a large upfront payment. This entrance fee might impact Medicaid eligibility. There are differences between leaving independent living and a Life Plan community.

Research contract options beforehand. This ensures you’re well-informed about financial implications when choosing a retirement village. Create a budget to see what you can truly afford.

Veterans and surviving spouses should check for eligibility for veteran benefits. These may influence your decision when choosing a retirement village.

The Importance of Community

A retirement village is more than just a building; it’s a community. The residents and staff shape its character. Consider whether the community’s values and lifestyles align with yours.

Visit different villages. Talk to residents. Observe the atmosphere. Are people friendly? Are there opportunities for social interaction? An active social life can combat feelings of loneliness or depression, making this an important factor to consider when choosing a retirement village.

Look for signs of an active community. These include things like daily walks, fitness groups, tennis, community amenities, or cultural pursuits. It could also encompass quieter activities such as religious services, playing cards in music rooms, or simply grabbing a quick snack in communal spaces like the dining hall or bistro with friends. 

Making Your Decision

Choosing a retirement village is significant. Break it down into manageable steps to find the perfect community. Analyze all your options before choosing a retirement village.

Don't rush. Take time to weigh the pros and cons of each community. Ask questions. Some seniors require a skilled nursing option if they anticipate requiring specialized skilled care so that their individual needs are provided better too. There may be facilities better equipped with healthcare options to help these types of specific situations. Also check which communities provide which healthcare professionals in advance when reviewing services provided within each different village when planning tours.

Choosing a retirement village is a significant financial decision, comparable to buying a house or making a major investment. It’s advisable to consult a financial advisor who specializes in senior living and can help you weigh the costs of various services, such as assisted living staff or independent living assisted living support services. 

They can also provide advice if you’re selling your current home, helping you understand how factors like the housing market or whether the sale proceeds qualify as income can impact your decision-making process.

In Summary 

Choosing a retirement village is a pivotal moment. It's about more than just where you'll live; it’s about where life unfolds during a relaxing chapter. You’ll have opportunities to build friendships, access quality healthcare, and savor delicious dining experiences.

You might plan trips or engage in fulfilling activities like community outings, even overseas travel. Every community offers a unique atmosphere and a broad range of services including recreational, dining services, and laundry services. There may even be family programs for a variety of events with the family. There are many activities too for plain fun.

Approach this decision thoughtfully and enthusiastically. The perfect community awaits. Focus on your preferences, explore options, prioritize your peace of mind regarding healthcare and amenities, and engage in conversations with healthcare professionals at different facilities. Keep your budget in mind.

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