The federal tax filing deadline is Tuesday, April 15, 2025. If you can't file in time, you can request a six-month extension (until Oct. 15) to submit your return. Keep in mind an extension gives more time to file, not to pay — any tax you owe is still due April 15. Most state income tax returns are due the same day.
Filing Options
You can file electronically through IRS Free File (free online software for eligible incomes) or the new Direct File program (filing directly with the IRS in some states). Many taxpayers use commercial tax software; those with complex returns might hire a professional preparer. Free IRS-sponsored programs (VITA, TCE, MilTax) also offer help for eligible individuals like seniors or military families.
Credits and Deductions
Claim any tax credits and deductions you qualify for (for example, the Earned Income Tax Credit or Child Tax Credit) to lower your tax or increase your refund.
Payments and Refunds
If you owe, try to pay by April 15 to avoid interest and penalties. If you can't pay everything, pay as much as possible and consider an IRS payment plan for the rest. Always file on time — the penalty for not filing is higher than the penalty for paying late.
If you owe nothing or are due a refund, there is no late-filing penalty, but you won't get a refund until you file. Expecting a refund? E-file with direct deposit to get it in about 21 days. Paper returns or mailed refund checks take much longer (and paper checks are being phased out).
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