U.S. Bancorp Stock: A Deep Dive Into Analyst Perspectives (10 Ratings)

Analysts' ratings for U.S. Bancorp USB over the last quarter vary from bullish to bearish, as provided by 10 analysts.

Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.

Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $49.89, a high estimate of $63.00, and a low estimate of $37.00. This upward trend is apparent, with the current average reflecting a 10.25% increase from the previous average price target of $45.25.

Interpreting Analyst Ratings: A Closer Look

A clear picture of U.S. Bancorp's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

• Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to U.S. Bancorp. This information provides a snapshot of how analysts perceive the current state of the company.
• Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of U.S. Bancorp compared to the broader market.
• Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of U.S. Bancorp's stock. This examination reveals shifts in analysts' expectations over time.

Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of U.S. Bancorp's market standing. Stay informed and make data-driven decisions with our Ratings Table.

Stay up to date on U.S. Bancorp analyst ratings.

Unveiling the Story Behind U.S. Bancorp

As a diversified financial-services provider, U.S. Bancorp is one of the nation's largest regional banks, with branches in roughly 26 states, primarily in the Western and Midwestern United States. The bank offers many services, including retail banking, commercial banking, trust and wealth services, credit cards, mortgages, and other payments capabilities.

Key Indicators: U.S. Bancorp's Financial Health

Market Capitalization Analysis: The company exhibits a lower market capitalization profile, positioning itself below industry averages. This suggests a smaller scale relative to peers.

Positive Revenue Trend: Examining U.S. Bancorp's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 11.18% as of 30 September, 2023, showcasing a substantial increase in top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.

Net Margin: U.S. Bancorp's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 20.17%, the company may encounter challenges in effective cost control.

Return on Equity (ROE): U.S. Bancorp's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 3.05% ROE, the company effectively utilizes shareholder equity capital.

Return on Assets (ROA): U.S. Bancorp's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 0.21%, the company may face hurdles in achieving optimal financial performance.

Debt Management: With a below-average debt-to-equity ratio of 1.4, U.S. Bancorp adopts a prudent financial strategy, indicating a balanced approach to debt management.

How Are Analyst Ratings Determined?

Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.

In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.

This article was generated by Benzinga's automated content engine and reviewed by an editor.