Where Lincoln National Stands With Analysts

Analysts' ratings for Lincoln National LNC over the last quarter vary from bullish to bearish, as provided by 5 analysts.

The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.

Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $29.0, a high estimate of $36.00, and a low estimate of $26.00. Surpassing the previous average price target of $25.50, the current average has increased by 13.73%.

Analyzing Analyst Ratings: A Detailed Breakdown

The perception of Lincoln National by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

• Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Lincoln National. This offers insight into analysts' perspectives on the current state of the company.
• Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Lincoln National compared to the broader market.
• Price Targets: Analysts predict movements in price targets, offering estimates for Lincoln National's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.

Capture valuable insights into Lincoln National's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.

Stay up to date on Lincoln National analyst ratings.

Delving into Lincoln National's Background

Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products primarily include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability and dental.

Lincoln National: Financial Performance Dissected

Market Capitalization Analysis: Positioned below industry benchmarks, the company's market capitalization faces constraints in size. This could be influenced by factors such as growth expectations or operational capacity.

Negative Revenue Trend: Examining Lincoln National's financials over 3 months reveals challenges. As of 31 December, 2023, the company experienced a decline of approximately -83.44% in revenue growth, reflecting a decrease in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.

Net Margin: Lincoln National's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of -178.0%, the company may face hurdles in effective cost management.

Return on Equity (ROE): Lincoln National's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of -30.69%, the company may face hurdles in achieving optimal financial returns.

Return on Assets (ROA): Lincoln National's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of -0.35%, the company may face hurdles in achieving optimal financial returns.

Debt Management: Lincoln National's debt-to-equity ratio is notably higher than the industry average. With a ratio of 1.01, the company relies more heavily on borrowed funds, indicating a higher level of financial risk.

Understanding the Relevance of Analyst Ratings

Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.

Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.

This article was generated by Benzinga's automated content engine and reviewed by an editor.