Throughout the last three months, 10 analysts have evaluated Synchrony Finl SYF, offering a diverse set of opinions from bullish to bearish.
The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 2 | 4 | 2 | 2 | 0 |
| Last 30D | 0 | 1 | 0 | 0 | 0 |
| 1M Ago | 0 | 1 | 1 | 0 | 0 |
| 2M Ago | 0 | 0 | 0 | 1 | 0 |
| 3M Ago | 2 | 2 | 1 | 1 | 0 |
Analysts' evaluations of 12-month price targets offer additional insights, showcasing an average target of $43.8, with a high estimate of $56.00 and a low estimate of $30.00. Observing a 10.19% increase, the current average has risen from the previous average price target of $39.75.
Investigating Analyst Ratings: An Elaborate Study
An in-depth analysis of recent analyst actions unveils how financial experts perceive Synchrony Finl. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| John Pancari | Evercore ISI Group | Raises | Outperform | $47.00 | $45.00 |
| David Scharf | JMP Securities | Raises | Outperform | $49.00 | $42.00 |
| Mihir Bhatia | B of A Securities | Raises | Neutral | $43.00 | $41.00 |
| Jeffrey Adelson | Morgan Stanley | Announces | Underweight | $30.00 | - |
| Vincent Caintic | Stephens & Co. | Raises | Equal-Weight | $46.00 | $40.00 |
| Betsy Graseck | Morgan Stanley | Raises | Underweight | $30.00 | $29.00 |
| Kevin Barker | Piper Sandler | Raises | Overweight | $48.00 | $46.00 |
| Arren Cyganovich | Citigroup | Raises | Buy | $47.00 | $40.00 |
| David Scharf | JMP Securities | Raises | Market Outperform | $42.00 | $35.00 |
| Mark Devries | Deutsche Bank | Announces | Buy | $56.00 | - |
Key Insights:
- Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Synchrony Finl. This information offers a snapshot of how analysts perceive the current state of the company.
- Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Synchrony Finl compared to the broader market.
- Price Targets: Analysts predict movements in price targets, offering estimates for Synchrony Finl's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into Synchrony Finl's market standing. Stay informed and make well-considered decisions with our Ratings Table.
Stay up to date on Synchrony Finl analyst ratings.
Delving into Synchrony Finl's Background
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Financial Insights: Synchrony Finl
Market Capitalization Analysis: With an elevated market capitalization, the company stands out above industry averages, showcasing substantial size and market acknowledgment.
Positive Revenue Trend: Examining Synchrony Finl's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 18.3% as of 31 December, 2023, showcasing a substantial increase in top-line earnings. When compared to others in the Financials sector, the company excelled with a growth rate higher than the average among peers.
Net Margin: Synchrony Finl's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 11.72%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of 3.27%, the company showcases effective utilization of equity capital.
Return on Assets (ROA): Synchrony Finl's ROA stands out, surpassing industry averages. With an impressive ROA of 0.37%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: Synchrony Finl's debt-to-equity ratio is below the industry average at 1.21, reflecting a lower dependency on debt financing and a more conservative financial approach.
Analyst Ratings: Simplified
Analyst ratings serve as essential indicators of stock performance, provided by experts in banking and financial systems. These specialists diligently analyze company financial statements, participate in conference calls, and engage with insiders to generate quarterly ratings for individual stocks.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
This article was generated by Benzinga's automated content engine and reviewed by an editor.
© 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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