Cullen/Frost Bankers Stock: A Deep Dive Into Analyst Perspectives (9 Ratings)

In the latest quarter, 9 analysts provided ratings for Cullen/Frost Bankers CFR, showcasing a mix of bullish and bearish perspectives.

The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.

Analysts have recently evaluated Cullen/Frost Bankers and provided 12-month price targets. The average target is $116.56, accompanied by a high estimate of $126.00 and a low estimate of $111.00. Witnessing a positive shift, the current average has risen by 2.89% from the previous average price target of $113.29.

Exploring Analyst Ratings: An In-Depth Overview

A comprehensive examination of how financial experts perceive Cullen/Frost Bankers is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

• Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Cullen/Frost Bankers. This offers insight into analysts' perspectives on the current state of the company.
• Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Cullen/Frost Bankers compared to the broader market.
• Price Targets: Understanding forecasts, analysts offer estimates for Cullen/Frost Bankers's future value. Examining the current and prior targets provides insight into analysts' changing expectations.

For valuable insights into Cullen/Frost Bankers's market performance, consider these analyst evaluations alongside crucial financial indicators. Stay well-informed and make prudent decisions using our Ratings Table.

Stay up to date on Cullen/Frost Bankers analyst ratings.

Discovering Cullen/Frost Bankers: A Closer Look

Cullen/Frost Bankers is a financial holding company, The company offer commercial and consumer banking services, as well as trust and investment management, insurance, brokerage, mutual funds, leasing, treasury management, capital markets advisory and item processing services across Texas in the Austin, Corpus Christi, Dallas, Fort Worth, Houston, Permian Basin, Rio Grande Valley, and San Antonio regions.

Cullen/Frost Bankers's Financial Performance

Market Capitalization Perspectives: The company's market capitalization falls below industry averages, signaling a relatively smaller size compared to peers. This positioning may be influenced by factors such as perceived growth potential or operational scale.

Negative Revenue Trend: Examining Cullen/Frost Bankers's financials over 3 months reveals challenges. As of 31 December, 2023, the company experienced a decline of approximately -0.44% in revenue growth, reflecting a decrease in top-line earnings. As compared to competitors, the company surpassed expectations with a growth rate higher than the average among peers in the Financials sector.

Net Margin: Cullen/Frost Bankers's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 19.85%, the company may face hurdles in effective cost management.

Return on Equity (ROE): Cullen/Frost Bankers's ROE stands out, surpassing industry averages. With an impressive ROE of 3.1%, the company demonstrates effective use of equity capital and strong financial performance.

Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 0.2%, the company showcases effective utilization of assets.

Debt Management: With a below-average debt-to-equity ratio of 0.06, Cullen/Frost Bankers adopts a prudent financial strategy, indicating a balanced approach to debt management.

The Core of Analyst Ratings: What Every Investor Should Know

Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.

Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.

Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.

If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in Benzinga Pro.

This article was generated by Benzinga's automated content engine and reviewed by an editor.