During the last three months, 10 analysts shared their evaluations of Texas Capital Bancshares TCBI, revealing diverse outlooks from bullish to bearish.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 1 | 3 | 4 | 1 | 1 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 0 | 0 | 1 | 1 | 0 |
| 2M Ago | 0 | 0 | 0 | 0 | 0 |
| 3M Ago | 1 | 3 | 2 | 0 | 1 |
Insights from analysts' 12-month price targets are revealed, presenting an average target of $66.0, a high estimate of $79.00, and a low estimate of $47.00. This current average has decreased by 3.3% from the previous average price target of $68.25.
Understanding Analyst Ratings: A Comprehensive Breakdown
In examining recent analyst actions, we gain insights into how financial experts perceive Texas Capital Bancshares. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Jennifer Demba | Mizuho | Lowers | Hold | $66.00 | $72.00 |
| Ben Gerlinger | Citigroup | Lowers | Neutral | $64.00 | $66.00 |
| Jared Shaw | Barclays | Announces | Underweight | $47.00 | - |
| Brody Preston | UBS | Raises | Sell | $57.00 | $56.00 |
| Matt Olney | Stephens & Co. | Raises | Overweight | $79.00 | $78.00 |
| Brandon King | Truist Securities | Raises | Buy | $72.00 | $70.00 |
| Michael Rose | Raymond James | Raises | Outperform | $70.00 | $69.00 |
| Jon Arfstrom | RBC Capital | Raises | Sector Perform | $68.00 | $65.00 |
| David Chiaverini | Wedbush | Lowers | Neutral | $68.00 | $70.00 |
| Michael Rose | Raymond James | Announces | Outperform | $69.00 | - |
Key Insights:
- Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Texas Capital Bancshares. This information provides a snapshot of how analysts perceive the current state of the company.
- Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Texas Capital Bancshares compared to the broader market.
- Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of Texas Capital Bancshares's stock. This examination reveals shifts in analysts' expectations over time.
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into Texas Capital Bancshares's market standing. Stay informed and make well-considered decisions with our Ratings Table.
Stay up to date on Texas Capital Bancshares analyst ratings.
Unveiling the Story Behind Texas Capital Bancshares
Texas Capital Bancshares Inc is a secured lender, with the majority of the loans held for investment, excluding mortgage finance loans and other national lines of business. The company's national lines of business provide specialized lending products to businesses throughout the United States. The bank operates in Texas' main metropolitan areas, like Austin, Dallas, Fort Worth, Houston, and San Antonio.
Texas Capital Bancshares: A Financial Overview
Market Capitalization Perspectives: The company's market capitalization falls below industry averages, signaling a relatively smaller size compared to peers. This positioning may be influenced by factors such as perceived growth potential or operational scale.
Negative Revenue Trend: Examining Texas Capital Bancshares's financials over 3 months reveals challenges. As of 31 December, 2023, the company experienced a decline of approximately -11.16% in revenue growth, reflecting a decrease in top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: Texas Capital Bancshares's net margin lags behind industry averages, suggesting challenges in maintaining strong profitability. With a net margin of 6.44%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Texas Capital Bancshares's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 0.56%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Texas Capital Bancshares's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.05%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: Texas Capital Bancshares's debt-to-equity ratio surpasses industry norms, standing at 0.81. This suggests the company carries a substantial amount of debt, posing potential financial challenges.
The Core of Analyst Ratings: What Every Investor Should Know
Analyst ratings serve as essential indicators of stock performance, provided by experts in banking and financial systems. These specialists diligently analyze company financial statements, participate in conference calls, and engage with insiders to generate quarterly ratings for individual stocks.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in Benzinga Pro.
This article was generated by Benzinga's automated content engine and reviewed by an editor.
© 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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