Wintrust Finl Stock: A Deep Dive Into Analyst Perspectives (10 Ratings)

Across the recent three months, 10 analysts have shared their insights on Wintrust Finl WTFC, expressing a variety of opinions spanning from bullish to bearish.

The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.

Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $116.7, a high estimate of $135.00, and a low estimate of $110.00. This upward trend is evident, with the current average reflecting a 6.09% increase from the previous average price target of $110.00.

Interpreting Analyst Ratings: A Closer Look

The standing of Wintrust Finl among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

• Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Wintrust Finl. This information offers a snapshot of how analysts perceive the current state of the company.
• Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Wintrust Finl compared to the broader market.
• Price Targets: Analysts provide insights into price targets, offering estimates for the future value of Wintrust Finl's stock. This comparison reveals trends in analysts' expectations over time.

For valuable insights into Wintrust Finl's market performance, consider these analyst evaluations alongside crucial financial indicators. Stay well-informed and make prudent decisions using our Ratings Table.

Stay up to date on Wintrust Finl analyst ratings.

Get to Know Wintrust Finl Better

Wintrust Financial Corp is a financial holding company operating in the Chicago metropolitan area and southern Wisconsin through its wholly-owned banking subsidiaries. Wintrust conducts its business through three segments: community banking, specialty finance, and wealth management. Among other services, the company provides community-oriented, personal, and commercial banking, as well as the origination and purchase of residential mortgages for sale into the secondary market. A majority of its banks are banks chartered by the state of Illinois with scores of locations. The company has historically grown through both de novo organization and acquisitions. A majority of its loan portfolio is commercial, mostly in real estate. A majority of Wintrust's net revenue is net interest income.

Breaking Down Wintrust Finl's Financial Performance

Market Capitalization Analysis: Falling below industry benchmarks, the company's market capitalization reflects a reduced size compared to peers. This positioning may be influenced by factors such as growth expectations or operational capacity.

Revenue Growth: Wintrust Finl's revenue growth over a period of 3 months has been noteworthy. As of 31 December, 2023, the company achieved a revenue growth rate of approximately 3.19%. This indicates a substantial increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.

Net Margin: Wintrust Finl's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 20.41%, the company showcases strong profitability and effective cost management.

Return on Equity (ROE): Wintrust Finl's ROE excels beyond industry benchmarks, reaching 2.43%. This signifies robust financial management and efficient use of shareholder equity capital.

Return on Assets (ROA): Wintrust Finl's ROA excels beyond industry benchmarks, reaching 0.21%. This signifies efficient management of assets and strong financial health.

Debt Management: Wintrust Finl's debt-to-equity ratio stands notably higher than the industry average, reaching 0.73. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.

The Basics of Analyst Ratings

Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.

Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.

This article was generated by Benzinga's automated content engine and reviewed by an editor.