During the last three months, 10 analysts shared their evaluations of Synchrony Finl SYF, revealing diverse outlooks from bullish to bearish.
The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 0 | 3 | 6 | 1 | 0 |
| Last 30D | 0 | 0 | 2 | 0 | 0 |
| 1M Ago | 0 | 2 | 3 | 0 | 0 |
| 2M Ago | 0 | 1 | 1 | 0 | 0 |
| 3M Ago | 0 | 0 | 0 | 1 | 0 |
The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $42.8, a high estimate of $50.00, and a low estimate of $30.00. This current average reflects an increase of 7.0% from the previous average price target of $40.00.
Understanding Analyst Ratings: A Comprehensive Breakdown
The perception of Synchrony Finl by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Mihir Bhatia | B of A Securities | Raises | Neutral | $44.00 | $43.00 |
| James Fotheringham | BMO Capital | Raises | Market Perform | $41.00 | $40.00 |
| Donald Fandetti | Wells Fargo | Raises | Equal-Weight | $45.00 | $38.00 |
| Mark Devries | Barclays | Raises | Equal-Weight | $37.00 | $36.00 |
| Bill Carcache | Wolfe Research | Raises | Outperform | $50.00 | $36.00 |
| Richard Shane | JP Morgan | Raises | Neutral | $42.00 | $39.00 |
| John Pancari | Evercore ISI Group | Raises | Outperform | $47.00 | $45.00 |
| David Scharf | JMP Securities | Raises | Outperform | $49.00 | $42.00 |
| Mihir Bhatia | B of A Securities | Raises | Neutral | $43.00 | $41.00 |
| Jeffrey Adelson | Morgan Stanley | Announces | Underweight | $30.00 | - |
Key Insights:
- Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Synchrony Finl. This insight gives a snapshot of analysts' perspectives on the current state of the company.
- Rating: Offering insights into predictions, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Synchrony Finl compared to the broader market.
- Price Targets: Delving into movements, analysts provide estimates for the future value of Synchrony Finl's stock. This analysis reveals shifts in analysts' expectations over time.
To gain a panoramic view of Synchrony Finl's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.
Stay up to date on Synchrony Finl analyst ratings.
Discovering Synchrony Finl: A Closer Look
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Synchrony Finl: Delving into Financials
Market Capitalization Analysis: With an elevated market capitalization, the company stands out above industry averages, showcasing substantial size and market acknowledgment.
Revenue Growth: Synchrony Finl displayed positive results in 3 months. As of 31 December, 2023, the company achieved a solid revenue growth rate of approximately 18.3%. This indicates a notable increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 11.72%, the company showcases strong profitability and effective cost control.
Return on Equity (ROE): Synchrony Finl's ROE excels beyond industry benchmarks, reaching 3.27%. This signifies robust financial management and efficient use of shareholder equity capital.
Return on Assets (ROA): Synchrony Finl's ROA surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 0.37% ROA, the company effectively utilizes its assets for optimal returns.
Debt Management: Synchrony Finl's debt-to-equity ratio is below the industry average. With a ratio of 1.21, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
The Core of Analyst Ratings: What Every Investor Should Know
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Some analysts also offer predictions for helpful metrics such as earnings, revenue, and growth estimates to provide further guidance as to what to do with certain tickers. It is important to keep in mind that while stock and sector analysts are specialists, they are also human and can only forecast their beliefs to traders.
This article was generated by Benzinga's automated content engine and reviewed by an editor.
© 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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