Demystifying Nu Holdings: Insights From 6 Analyst Reviews

Across the recent three months, 6 analysts have shared their insights on Nu Holdings NU, expressing a variety of opinions spanning from bullish to bearish.

The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.

Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish
Total Ratings 2 4 0 0 0
Last 30D 0 1 0 0 0
1M Ago 2 1 0 0 0
2M Ago 0 0 0 0 0
3M Ago 0 2 0 0 0

Analysts' evaluations of 12-month price targets offer additional insights, showcasing an average target of $15.03, with a high estimate of $17.00 and a low estimate of $13.00. Surpassing the previous average price target of $12.76, the current average has increased by 17.79%.

price target chart

Analyzing Analyst Ratings: A Detailed Breakdown

A clear picture of Nu Holdings's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.

Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target
James Friedman Susquehanna Raises Positive $16.00 $14.00
Mike Niehuser Goldman Sachs Raises Buy $17.00 $15.00
John Coffey Barclays Announces Overweight $15.00 -
Inigo Vega Jefferies Raises Buy $15.20 $10.80
James Friedman Susquehanna Raises Positive $14.00 $12.00
Alex Markgraff Keybanc Raises Overweight $13.00 $12.00

Key Insights:

  • Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Nu Holdings. This information provides a snapshot of how analysts perceive the current state of the company.
  • Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Nu Holdings compared to the broader market.
  • Price Targets: Gaining insights, analysts provide estimates for the future value of Nu Holdings's stock. This comparison reveals trends in analysts' expectations over time.

Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of Nu Holdings's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.

Stay up to date on Nu Holdings analyst ratings.

Get to Know Nu Holdings Better

Nu Holdings Ltd is engaged in providing digital banking services. It offers several financial services such as Credit cards, Personal Account, Investments, Personal Loans, Insurance, Mobile payments, Business Accounts, and Rewards. The company earns the majority of its revenue in Brazil.

Understanding the Numbers: Nu Holdings's Finances

Market Capitalization Analysis: Below industry benchmarks, the company's market capitalization reflects a smaller scale relative to peers. This could be attributed to factors such as growth expectations or operational capacity.

Revenue Growth: Nu Holdings displayed positive results in 3 months. As of 31 March, 2024, the company achieved a solid revenue growth rate of approximately 79.32%. This indicates a notable increase in the company's top-line earnings. When compared to others in the Financials sector, the company excelled with a growth rate higher than the average among peers.

Net Margin: Nu Holdings's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 19.15%, the company may encounter challenges in effective cost control.

Return on Equity (ROE): The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of 5.74%, the company showcases effective utilization of equity capital.

Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 0.87%, the company showcases effective utilization of assets.

Debt Management: With a below-average debt-to-equity ratio of 0.21, Nu Holdings adopts a prudent financial strategy, indicating a balanced approach to debt management.

The Basics of Analyst Ratings

Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.

Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.

This article was generated by Benzinga's automated content engine and reviewed by an editor.

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