Across the recent three months, 10 analysts have shared their insights on Nu Holdings NU, expressing a variety of opinions spanning from bullish to bearish.
The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 2 | 4 | 4 | 0 | 0 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 0 | 2 | 1 | 0 | 0 |
| 2M Ago | 0 | 1 | 2 | 0 | 0 |
| 3M Ago | 2 | 1 | 0 | 0 | 0 |
Analysts have set 12-month price targets for Nu Holdings, revealing an average target of $15.42, a high estimate of $17.00, and a low estimate of $13.50. This upward trend is evident, with the current average reflecting a 12.06% increase from the previous average price target of $13.76.
Interpreting Analyst Ratings: A Closer Look
A clear picture of Nu Holdings's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Jason Kupferberg | B of A Securities | Raises | Neutral | $15.00 | $12.80 |
| Domingos Falavina | JP Morgan | Raises | Neutral | $15.00 | $14.50 |
| John Coffey | Barclays | Raises | Overweight | $17.00 | $15.00 |
| James Friedman | Susquehanna | Maintains | Positive | $16.00 | $16.00 |
| Thiago Batista | UBS | Announces | Neutral | $13.50 | - |
| Domingos Falavina | JP Morgan | Raises | Neutral | $14.50 | $12.00 |
| James Friedman | Susquehanna | Raises | Positive | $16.00 | $14.00 |
| Mike Niehuser | Goldman Sachs | Raises | Buy | $17.00 | $15.00 |
| John Coffey | Barclays | Announces | Overweight | $15.00 | - |
| Inigo Vega | Jefferies | Raises | Buy | $15.20 | $10.80 |
Key Insights:
- Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Nu Holdings. This offers insight into analysts' perspectives on the current state of the company.
- Rating: Offering insights into predictions, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Nu Holdings compared to the broader market.
- Price Targets: Analysts predict movements in price targets, offering estimates for Nu Holdings's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.
Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of Nu Holdings's market standing. Stay informed and make data-driven decisions with our Ratings Table.
Stay up to date on Nu Holdings analyst ratings.
Delving into Nu Holdings's Background
Nu Holdings Ltd is engaged in providing digital banking services. It offers several financial services such as Credit cards, Personal Account, Investments, Personal Loans, Insurance, Mobile payments, Business Accounts, and Rewards. The company earns the majority of its revenue in Brazil.
Unraveling the Financial Story of Nu Holdings
Market Capitalization Analysis: Positioned below industry benchmarks, the company's market capitalization faces constraints in size. This could be influenced by factors such as growth expectations or operational capacity.
Revenue Growth: Nu Holdings displayed positive results in 3 months. As of 30 June, 2024, the company achieved a solid revenue growth rate of approximately 55.21%. This indicates a notable increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: Nu Holdings's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 23.37%, the company may encounter challenges in effective cost control.
Return on Equity (ROE): Nu Holdings's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 7.1% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): Nu Holdings's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of 1.1%, the company showcases efficient use of assets and strong financial health.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 0.26.
The Significance of Analyst Ratings Explained
Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.
Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
This article was generated by Benzinga's automated content engine and reviewed by an editor.
© 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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