In the latest quarter, 16 analysts provided ratings for U.S. Bancorp USB, showcasing a mix of bullish and bearish perspectives.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 2 | 8 | 6 | 0 | 0 |
| Last 30D | 0 | 1 | 0 | 0 | 0 |
| 1M Ago | 2 | 0 | 1 | 0 | 0 |
| 2M Ago | 0 | 2 | 2 | 0 | 0 |
| 3M Ago | 0 | 5 | 3 | 0 | 0 |
In the assessment of 12-month price targets, analysts unveil insights for U.S. Bancorp, presenting an average target of $57.38, a high estimate of $65.00, and a low estimate of $51.00. This current average reflects an increase of 9.36% from the previous average price target of $52.47.
Deciphering Analyst Ratings: An In-Depth Analysis
The perception of U.S. Bancorp by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Michael Rose | Raymond James | Announces | Outperform | $57.00 | - |
| David Rochester | Compass Point | Raises | Buy | $60.00 | $49.00 |
| Scott Siefers | Piper Sandler | Raises | Neutral | $58.00 | $52.00 |
| Keith Horowitz | Citigroup | Raises | Buy | $65.00 | $49.00 |
| Mike Mayo | Wells Fargo | Raises | Overweight | $62.00 | $60.00 |
| Chris Kotowski | Oppenheimer | Raises | Outperform | $64.00 | $59.00 |
| Vijay Kumar | Evercore ISI Group | Raises | In-Line | $54.00 | $51.00 |
| Matt O'Connor | Deutsche Bank | Maintains | Hold | $51.00 | $51.00 |
| Peter Winter | DA Davidson | Raises | Neutral | $54.00 | $49.00 |
| Mike Mayo | Wells Fargo | Raises | Overweight | $60.00 | $52.00 |
| Jason Goldberg | Barclays | Raises | Overweight | $57.00 | $52.00 |
| Chris Kotowski | Oppenheimer | Raises | Outperform | $59.00 | $57.00 |
| Terry McEvoy | Stephens & Co. | Raises | Equal-Weight | $52.00 | $49.00 |
| Vijay Kumar | Evercore ISI Group | Raises | In-Line | $51.00 | $49.00 |
| Chris Kotowski | Oppenheimer | Raises | Outperform | $57.00 | $54.00 |
| Betsy Graseck | Morgan Stanley | Raises | Overweight | $57.00 | $54.00 |
Key Insights:
- Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to U.S. Bancorp. This information provides a snapshot of how analysts perceive the current state of the company.
- Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of U.S. Bancorp compared to the broader market.
- Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of U.S. Bancorp's stock. This examination reveals shifts in analysts' expectations over time.
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of U.S. Bancorp's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
Stay up to date on U.S. Bancorp analyst ratings.
Get to Know U.S. Bancorp Better
With assets of around $680 billion, U.S. Bancorp is one of the largest regional banks in the us with its footprint in 26 states. The bank's branch network is mostly in the midwestern and western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, and wealth services.
Breaking Down U.S. Bancorp's Financial Performance
Market Capitalization Analysis: Falling below industry benchmarks, the company's market capitalization reflects a reduced size compared to peers. This positioning may be influenced by factors such as growth expectations or operational capacity.
Decline in Revenue: Over the 3 months period, U.S. Bancorp faced challenges, resulting in a decline of approximately -2.39% in revenue growth as of 30 September, 2024. This signifies a reduction in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: The company's net margin is below industry benchmarks, signaling potential difficulties in achieving strong profitability. With a net margin of 23.43%, the company may need to address challenges in effective cost control.
Return on Equity (ROE): U.S. Bancorp's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 3.15%, the company may encounter challenges in delivering satisfactory returns for shareholders.
Return on Assets (ROA): U.S. Bancorp's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.23%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: U.S. Bancorp's debt-to-equity ratio is below the industry average. With a ratio of 1.51, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
The Core of Analyst Ratings: What Every Investor Should Know
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in Benzinga Pro.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.
© 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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