In the last three months, 7 analysts have published ratings on Discover Finl DFS, offering a diverse range of perspectives from bullish to bearish.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 0 | 1 | 6 | 0 | 0 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 0 | 1 | 1 | 0 | 0 |
| 2M Ago | 0 | 0 | 0 | 0 | 0 |
| 3M Ago | 0 | 0 | 4 | 0 | 0 |
Analysts' evaluations of 12-month price targets offer additional insights, showcasing an average target of $172.43, with a high estimate of $232.00 and a low estimate of $150.00. This upward trend is evident, with the current average reflecting a 13.76% increase from the previous average price target of $151.57.
Investigating Analyst Ratings: An Elaborate Study
A clear picture of Discover Finl's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Donald Fandetti | Wells Fargo | Raises | Equal-Weight | $185.00 | $160.00 |
| Richard Shane | JP Morgan | Raises | Neutral | $150.00 | $135.00 |
| Sanjay Sakhrani | Keefe, Bruyette & Woods | Raises | Outperform | $232.00 | $170.00 |
| John Pancari | Evercore ISI Group | Raises | In-Line | $163.00 | $156.00 |
| Donald Fandetti | Wells Fargo | Raises | Equal-Weight | $160.00 | $152.00 |
| Jon Arfstrom | RBC Capital | Raises | Sector Perform | $161.00 | $148.00 |
| John Pancari | Evercore ISI Group | Raises | In-Line | $156.00 | $140.00 |
Key Insights:
- Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Discover Finl. This insight gives a snapshot of analysts' perspectives on the current state of the company.
- Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Discover Finl compared to the broader market.
- Price Targets: Analysts navigate through adjustments in price targets, providing estimates for Discover Finl's future value. Comparing current and prior targets offers insights into analysts' evolving expectations.
For valuable insights into Discover Finl's market performance, consider these analyst evaluations alongside crucial financial indicators. Stay well-informed and make prudent decisions using our Ratings Table.
Stay up to date on Discover Finl analyst ratings.
Discovering Discover Finl: A Closer Look
Discover Financial Services is a bank operating in two distinct segments: direct banking and payment services. The company issues credit and debit cards and provides other consumer banking products including deposit accounts and personal loans. It also operates the Discover, Pulse, and Diners Club networks. The Discover network is the fourth-largest payment network in the United States as ranked by overall purchase volume, and Pulse is one of the largest ATM networks in the country.
Financial Insights: Discover Finl
Market Capitalization Highlights: Above the industry average, the company's market capitalization signifies a significant scale, indicating strong confidence and market prominence.
Revenue Growth: Over the 3 months period, Discover Finl showcased positive performance, achieving a revenue growth rate of 10.58% as of 30 September, 2024. This reflects a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company excelled with a growth rate higher than the average among peers.
Net Margin: Discover Finl's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 18.73% net margin, the company effectively manages costs and achieves strong profitability.
Return on Equity (ROE): Discover Finl's financial strength is reflected in its exceptional ROE, which exceeds industry averages. With a remarkable ROE of 5.37%, the company showcases efficient use of equity capital and strong financial health.
Return on Assets (ROA): Discover Finl's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.55%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: Discover Finl's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 1.13.
The Basics of Analyst Ratings
Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in Benzinga Pro.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.
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