In the preceding three months, 18 analysts have released ratings for Synchrony Finl SYF, presenting a wide array of perspectives from bullish to bearish.
The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 6 | 7 | 4 | 1 | 0 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 1 | 3 | 0 | 0 | 0 |
| 2M Ago | 1 | 1 | 0 | 0 | 0 |
| 3M Ago | 4 | 3 | 3 | 1 | 0 |
The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $67.14, a high estimate of $85.00, and a low estimate of $40.00. Marking an increase of 17.67%, the current average surpasses the previous average price target of $57.06.
Breaking Down Analyst Ratings: A Detailed Examination
In examining recent analyst actions, we gain insights into how financial experts perceive Synchrony Finl. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Brian Foran | Truist Securities | Announces | Hold | $72.00 | - |
| Mark Devries | Barclays | Raises | Overweight | $79.00 | $59.00 |
| David Rochester | Compass Point | Raises | Buy | $77.00 | $60.00 |
| Sanjay Sakhrani | Keefe, Bruyette & Woods | Raises | Outperform | $82.00 | $62.00 |
| Richard Shane | JP Morgan | Raises | Overweight | $72.00 | $59.00 |
| Donald Fandetti | Wells Fargo | Raises | Overweight | $85.00 | $60.00 |
| Alex Scott | Goldman Sachs | Raises | Buy | $72.50 | $64.00 |
| John Pancari | Evercore ISI Group | Raises | Outperform | $65.00 | $58.00 |
| Moshe Orenbuch | TD Cowen | Raises | Buy | $62.00 | $60.00 |
| Donald Fandetti | Wells Fargo | Raises | Equal-Weight | $60.00 | $53.00 |
| Mark Devries | Barclays | Raises | Equal-Weight | $59.00 | $49.00 |
| John Hecht | Jefferies | Raises | Buy | $65.00 | $60.00 |
| Jon Arfstrom | RBC Capital | Raises | Sector Perform | $62.00 | $55.00 |
| Betsy Graseck | Morgan Stanley | Raises | Underweight | $40.00 | $37.00 |
| David Scharf | JMP Securities | Raises | Market Outperform | $68.00 | $60.00 |
| Mark Devries | Deutsche Bank | Raises | Buy | $68.00 | $58.00 |
| David Rochester | Compass Point | Raises | Buy | $60.00 | $56.00 |
| David Scharf | JMP Securities | Maintains | Market Outperform | $60.00 | $60.00 |
Key Insights:
- Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Synchrony Finl. This insight gives a snapshot of analysts' perspectives on the current state of the company.
- Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Synchrony Finl compared to the broader market.
- Price Targets: Analysts provide insights into price targets, offering estimates for the future value of Synchrony Finl's stock. This comparison reveals trends in analysts' expectations over time.
For valuable insights into Synchrony Finl's market performance, consider these analyst evaluations alongside crucial financial indicators. Stay well-informed and make prudent decisions using our Ratings Table.
Stay up to date on Synchrony Finl analyst ratings.
Delving into Synchrony Finl's Background
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Unraveling the Financial Story of Synchrony Finl
Market Capitalization Analysis: The company's market capitalization is above the industry average, indicating that it is relatively larger in size compared to peers. This may suggest a higher level of investor confidence and market recognition.
Revenue Growth: Synchrony Finl displayed positive results in 3 months. As of 30 September, 2024, the company achieved a solid revenue growth rate of approximately 9.76%. This indicates a notable increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: Synchrony Finl's net margin excels beyond industry benchmarks, reaching 20.14%. This signifies efficient cost management and strong financial health.
Return on Equity (ROE): Synchrony Finl's ROE stands out, surpassing industry averages. With an impressive ROE of 5.28%, the company demonstrates effective use of equity capital and strong financial performance.
Return on Assets (ROA): Synchrony Finl's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of 0.64%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: Synchrony Finl's debt-to-equity ratio is below the industry average at 1.06, reflecting a lower dependency on debt financing and a more conservative financial approach.
How Are Analyst Ratings Determined?
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.
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