Where Midland States Bancorp Stands With Analysts

4 analysts have shared their evaluations of Midland States Bancorp MSBI during the recent three months, expressing a mix of bullish and bearish perspectives.

The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.

Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $23.75, a high estimate of $28.00, and a low estimate of $21.00. A 11.64% drop is evident in the current average compared to the previous average price target of $26.88.

Understanding Analyst Ratings: A Comprehensive Breakdown

A comprehensive examination of how financial experts perceive Midland States Bancorp is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

• Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Midland States Bancorp. This information provides a snapshot of how analysts perceive the current state of the company.
• Rating: Offering a comprehensive view, analysts assess stocks qualitatively, spanning from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Midland States Bancorp compared to the broader market.
• Price Targets: Analysts predict movements in price targets, offering estimates for Midland States Bancorp's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.

Capture valuable insights into Midland States Bancorp's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.

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Get to Know Midland States Bancorp Better

Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment which generates the majority of the revenue, provides a wide range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; commercial equipment financing etc. The Wealth Management segment consists of trust and fiduciary services, brokerage and retirement planning services. The Other segment includes the operating results of the parent company.

Midland States Bancorp's Economic Impact: An Analysis

Market Capitalization Analysis: Falling below industry benchmarks, the company's market capitalization reflects a reduced size compared to peers. This positioning may be influenced by factors such as growth expectations or operational capacity.

Positive Revenue Trend: Examining Midland States Bancorp's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 4.48% as of 31 December, 2024, showcasing a substantial increase in top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.

Net Margin: Midland States Bancorp's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of -72.45%, the company may encounter challenges in effective cost control.

Return on Equity (ROE): Midland States Bancorp's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of -7.59%, the company may encounter challenges in delivering satisfactory returns for shareholders.

Return on Assets (ROA): Midland States Bancorp's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of -0.72%, the company may face hurdles in generating optimal returns from its assets.

Debt Management: Midland States Bancorp's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.57.

Understanding the Relevance of Analyst Ratings

Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.

In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.

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This article was generated by Benzinga's automated content engine and reviewed by an editor.