Deep Dive Into Mastercard Stock: Analyst Perspectives (17 Ratings)

Throughout the last three months, 17 analysts have evaluated Mastercard MA, offering a diverse set of opinions from bullish to bearish.

Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.

Analysts' evaluations of 12-month price targets offer additional insights, showcasing an average target of $634.35, with a high estimate of $685.00 and a low estimate of $550.00. Witnessing a positive shift, the current average has risen by 7.18% from the previous average price target of $591.88.

Exploring Analyst Ratings: An In-Depth Overview

The standing of Mastercard among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.

| Analyst | Analyst Firm | Action Taken | Rating |Current Price Target| Prior Price Target | |--------------------|-----------------------|---------------|---------------|--------------------|--------------------| |Adam Frisch |Evercore ISI Group |Announces |In-Line | $550.00|- | |Ivan Feinseth |Tigress Financial |Raises |Strong Buy | $685.00|$550.00 | |Donald Fandetti |Wells Fargo |Raises |Overweight | $625.00|$585.00 | |Ramsey El-Assal |Barclays |Raises |Overweight | $650.00|$595.00 | |Paul Golding |Macquarie |Raises |Outperform | $645.00|$565.00 | |Andrew Schmidt |Citigroup |Raises |Buy | $650.00|$584.00 | |Timothy Chiodo |UBS |Raises |Buy | $660.00|$600.00 | |Daniel Perlin |RBC Capital |Raises |Outperform | $650.00|$572.00 | |Arvind Ramnani |Piper Sandler |Raises |Overweight | $635.00|$591.00 | |Tien-Tsin Huang |JP Morgan |Raises |Overweight | $610.00|$590.00 | |Sanjay Sakhrani |Keefe, Bruyette & Woods|Raises |Outperform | $665.00|$618.00 | |John Davis |Raymond James |Raises |Outperform | $640.00|$614.00 | |Eric Gonzalez |Keybanc |Raises |Overweight | $630.00|$600.00 | |James Friedman |Susquehanna |Raises |Positive | $670.00|$605.00 | |James Faucette |Morgan Stanley |Lowers |Overweight | $644.00|$654.00 | |Arvind Ramnani |Piper Sandler |Raises |Overweight | $591.00|$575.00 | |Andrew Schmidt |Citigroup |Raises |Buy | $584.00|$572.00 |

Key Insights:

• Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Mastercard. This information offers a snapshot of how analysts perceive the current state of the company.
• Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of Mastercard compared to the broader market.
• Price Targets: Gaining insights, analysts provide estimates for the future value of Mastercard's stock. This comparison reveals trends in analysts' expectations over time.

For valuable insights into Mastercard's market performance, consider these analyst evaluations alongside crucial financial indicators. Stay well-informed and make prudent decisions using our Ratings Table.

Stay up to date on Mastercard analyst ratings.

Unveiling the Story Behind Mastercard

Mastercard is the second-largest payment processor in the world, having processed close to $10 trillion in volume during 2024. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.

A Deep Dive into Mastercard's Financials

Market Capitalization: Positioned above industry average, the company's market capitalization underscores its superiority in size, indicative of a strong market presence.

Revenue Growth: Mastercard's remarkable performance in 3M is evident. As of 31 December, 2024, the company achieved an impressive revenue growth rate of 14.37%. This signifies a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company excelled with a growth rate higher than the average among peers.

Net Margin: Mastercard's net margin excels beyond industry benchmarks, reaching 44.63%. This signifies efficient cost management and strong financial health.

Return on Equity (ROE): Mastercard's ROE excels beyond industry benchmarks, reaching 48.0%. This signifies robust financial management and efficient use of shareholder equity capital.

Return on Assets (ROA): Mastercard's ROA surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 7.01% ROA, the company effectively utilizes its assets for optimal returns.

Debt Management: Mastercard's debt-to-equity ratio stands notably higher than the industry average, reaching 2.81. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.

How Are Analyst Ratings Determined?

Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.

Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.

Which Stocks Are Analysts Recommending Now?

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This article was generated by Benzinga's automated content engine and reviewed by an editor.