Capitol Federal Financial Begins Second-Step Offering

Capitol Federal Financial CFFN today announced that it has received all necessary regulatory approvals and has commenced its second-step stock offering. The offering is being undertaken in connection with the Company's reorganization from the mutual holding company structure to a full stock holding company structure. The shares are being offered by Capitol Federal Financial, Inc., the stock holding company that will be the successor to CFFN as a result of the reorganization. The shares of common stock being offered represent the 71% interest in CFFN's common stock that is currently held by Capitol Federal Savings Bank MHC, a mutual holding company formed in 1999.