Dave Ramsey told his wife, 'Someday I'm Gonna Be A Millionaire' In His 1974 Monte Carlo.

For many men, there's nothing more important than money and women. However, most don't dare to call Dave Ramsey and ask for advice on either subject.

The key word there is "most." 

In a recent segment, a man named Kevin called into "The Ramsey Show" to discuss buying a sports car to attract women. As you can imagine, it didn't go so well for Kevin. 

Kevin started by explaining his circumstances. He's 27 years old, lives in Austin, Texas, where it's super expensive to buy a house, and has saved roughly $50,000 for a down payment on a future home. That's in addition to $10,000 in an emergency fund.

Don't Miss:

• The average American couple has saved this much money for retirement — How do you compare?
• For many first-time buyers, a house is about 3 to 5 times your household annual income – Are you making enough?

"My good buddy Roy has been saying for a long time, ‘Kevin, ain't no one is gonna wanna date when you drive in that old Honda Accord," Kevin said. "You need to get you a sports car."

While it may sound like a good idea to Roy, Ramsey isn't on the same page. Instead, he fired back with, "Your good buddy Roy is an idiot."

That's up for debate, but what isn't is the financial sense that it makes to drive a more modest vehicle. 

According to a Facebook post by Ramsey, the top 10 car brands driven by millionaires are: 

• Toyota
• Honda
• Ford
• Lexus
• Subaru
• BMW
• Acura
• Hyundai
• Lincoln
• Buick

From a financial perspective, it's best to consider vehicles with a high resale value. This way, when it comes time to change vehicles, you're starting at an advantage with your down payment. 

Some vehicles known for their high resale value include the Toyota Tacoma, Honda CR-V, Honda Accord and Subaru Crosstrek. 

Ramsey also added some advice.

"When people don’t waste money trying to LOOK wealthy, they have money to actually BECOME wealthy."

And that's exactly what he was trying to tell Kevin about his "good buddy Roy."

There's nothing wrong with driving a Honda Accord. Doing so means that you're in the same boat as many American millionaires.

What about buying a sports car to attract women? Ramsey didn't buy this either.

"If a woman is gonna come to you because of the car you drive, you’re not getting much of a woman," he said. 

He finished the conversation with a personal anecdote about his car and his dating life with his wife.

"I was on my third date with my wife in a 1974 Monte Carlo. I was telling her that someday I’m gonna be a millionaire. And we went across the railroad tracks and the muffler fell off my car."

Maybe he was joking, maybe he wasn't. But his point remains the same. Buying a car is a big financial decision that shouldn't be swayed by outside influences. 

Consulting a financial adviser can help you decide how much money you can comfortably spend on a vehicle. An adviser can review your current finances, answer your questions, and give you peace of mind. 

Read Next:

• If the average American household is a millionaire, why do people feel so broke?
• Around 56% Of Americans Feel Behind On Saving For Retirement – How much does somebody need to stay on track?

*This information is not financial advice, and personalized guidance from a financial adviser is recommended for making well-informed decisions.

Chris Bibey has written about personal finance and investment for the past 15 years in a variety of publications and for many financial companies. He is not a licensed financial adviser, and the content herein is for information purposes only and is not, and does not constitute or intend to constitute, investment advice or any investment service. While Bibey believes the information contained herein is reliable and derived from reliable sources, there is no representation, warranty or undertaking, stated or implied, as to the accuracy or completeness of the information.