Woman With 3 Jobs And $90K Income Calls Dave Ramsey For Advice — 'You're Why I Do This'

If you don't make enough money working one job, you have options: Search for a new job or take on a second job.

Working two or more jobs may sound like a lot of work, but it's widespread in the United States.

According to the U.S. Bureau of Labor Statistics, more than 5 million Americans work a primary full-time job and a secondary part-time job.

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Holding down multiple positions is an option for earning more money, but it's not the solution to all financial problems. 

Tasia, a woman with three jobs and $90,000 in annual income, called into "The Ramsey Show" to discuss her situation. 

Despite her income, Tasia's financial situation is burdened by significant debt, which includes $15,000 in student loans, $6,000 remaining on her car loan and credit card debt totaling around $30,000.

Dave Ramsey has a simple solution that he believes will help Tasia become a millionaire. 

• Use the EveryDollar budgeting app to track all income and debt
• Work through debts from smallest to largest
• Stay out of restaurants and avoid vacations

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With this strategy — and Tasia's hard-working approach to earning a sizeable income — Ramsey said that if she follows his advice, "In one year, you're gonna be 100% debt-free for the first time in your adult life."

How To Successfully Work Multiple Jobs

Successfully managing multiple jobs requires meticulous organization, clear priorities and strategic planning. 

To thrive under such circumstances, start by establishing a detailed schedule that outlines your daily tasks and job responsibilities. This helps prevent overlaps and ensures adequate rest periods, which are crucial to avoid burnout. 

Prioritizing tasks based on urgency and importance can also maximize efficiency and productivity.

Communication is also a must when balancing multiple employment roles. Inform each employer of your other commitments to set realistic expectations regarding your availability and flexibility. This transparency helps in negotiating schedules that do not conflict and allows for better long-term planning.

Financial management is another critical part of efficiently working multiple jobs. 

With income from various sources, create a budget that tracks all earnings and expenditures. Consider using financial tools or apps to monitor cash flow and allocate funds appropriately, ensuring that essential expenses are covered and savings goals are met.

Also, prioritize personal well-being. The more jobs you work the less time you have for yourself. Maintaining a healthy lifestyle, with adequate sleep and exercise, enables you to sustain multiple jobs successfully â€" and that'll lead you to more financial freedom.

Consulting a financial adviser is another way to improve your financial circumstances, perhaps without having to work multiple jobs. A professional can talk to you about your income, expenses and changes you can make to reach your financial goals.

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*This information is not financial advice, and personalized guidance from a financial adviser is recommended for making well-informed decisions.

Chris Bibey has written about personal finance and investment for the past 15 years in various publications and for various financial companies. He is not a licensed financial adviser, and the content herein is for information purposes only and is not, and does not constitute or intend to constitute, investment advice or any investment service. While Bibey believes the information contained herein is reliable and derived from reliable sources, there is no representation, warranty or undertaking, stated or implied, as to the accuracy or completeness of the information.