Don't Be Grateful For The Middle Class. Be In A Hurry To Get Out Of It – Grant Cardone Exposes Middle-Class Money Trap Keeping People Broke

If you've ever been told to "be grateful for what you have," Grant Cardone is here to flip that advice. He's blunt about it. In an article on his website, Grant Cardone shared a powerful message: 

"Don't be grateful for the middle class – be in a hurry to get out of it!"

As Cardone sees it, the middle class is trapped – not just financially but mentally. They cling to outdated ideas about money that leave them living paycheck to paycheck, terrified of the next unexpected bill.

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The Middle-Class Trap: A Personal Take

Grant grew up in the middle class, so he speaks from experience. He remembers watching his mom stretch every dollar, clip coupons and worry about how far the money would go. Sure, there was enough to get by, but "just enough" didn't cut it for him.

At 16, he told his mom, "One day I am going to be rich and take care of you and help others." Her response? The classic middle-class mantra: "Money won't make you happy. Be grateful for what we have."

But Grant wasn't buying it then and is not now. His counterargument? "I am grateful, I just don't want to be worried about every day of my life."

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Why the Middle Class Is Struggling

According to the real estate guru, here's the cold, hard truth: the middle class is broke. Cardone points to a Bankrate survey that found 63% of Americans can't afford a $500 car repair. Let that sink in. In the wealthiest country in the world, most people don't even have a small financial cushion.

According to Cardone, this all comes back to the toxic financial advice middle-class families have followed for generations. Ideas like "money won't make you happy" and "save your pennies" keep people stuck.

"Everywhere you look – TV, radio, social media – you've got people dishing out advice they haven't mastered themselves," he says. The result? A middle-class population working hard but with less than $3,000 in savings, constantly living on the edge.

Grant's Turning Point: Breaking Free

At 25, Cardone was broke. Worse, he realized he was poorer at 25 than he'd been at 15. Why? He had adopted middle-class money habits from people who didn't have financial freedom.

"I finally had enough," he says. That's when he decided to stop taking advice from broke people and start learning from those who had built wealth.

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Busting Middle-Class Money Myths

If you're ready to escape the middle-class mindset, Cardone lays out six toxic money beliefs you need to ditch ASAP:

"Money won't make you happy."

Let's face it, no one's smiling when they can't pay their bills. Cardone calls this "stupid and irrelevant." When someone says this, he argues, it's usually because they've given up on money entirely.

"A penny saved is a penny earned."

Nope. A penny saved is just a penny and will never grow into anything more. This old-school mentality keeps people broke.

"Save your money."

Saving won't make you rich, but investing will. Cardone's advice: Stop hoarding pennies and start making your money work for you.

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"Money doesn't grow on trees."

Actually, money is human-made and whenever there's a shortage, governments print more. It's not scarce – so stop thinking small.

"Get a good deal."

Middle-class families obsess over finding the cheapest price. But Grant points out that "good deals don't make you rich – big deals do." The most lucrative opportunities often come with a premium price tag.

"Don't put all your eggs in one basket."

Cardone says Wall Street sold this advice to the middle class to promote mutual funds and index funds. The wealthy go all-in on a few high-value investments. Even Warren Buffett says, "Wide diversification is only required when investors don't fully understand what they are doing."

Grant's message isn't about being ungrateful – it's about refusing to settle. The middle-class mindset might feel safe, but it's a trap that keeps you broke and stressed. The key? Start questioning the beliefs you've been taught and commit to breaking out of the cycle.

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