'To Be Unemployed In America Today Is Crazy' Dave Ramsey Says There's Always A Way To Make More Money

Many people struggle to gain financial stability in today's economy. But financial expert Dave Ramsey argues that unemployment shouldn't be a barrier to making money. As a guest on "The Wealthy Way" podcast with Ryan Pineda recently, Ramsey made a point that there are abundant opportunities to earn an income.

You Can Always Earn More

Pineda, known for his entrepreneurial mindset, asked Ramsey about his traditional approach to budgeting and financial discipline. He acknowledged that Ramsey pushes budgeting and living within your means as a big philosophy with his viewers but questioned where thinking creatively to earn more fits into the mix.

"Are you just focused on savings and budgeting?" Pineda asked. "‘Cause that would be, I guess, how people perceive you in a lot of ways. What are your thoughts on just generating new streams of income?"

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Ramsey reflected on his own entrepreneurial spirit. He said he's always been able to make money. At just 12 years old, he was keeping spreadsheets to manage the 27 lawns he had to cut.

However, Ramsey admitted that his downfall in his 20s was assuming that he could simply out-earn financial mismanagement. While he made money, a lack of discipline and financial structure led him to bankruptcy.

This experience shaped his financial philosophy: earning more is important, but it must be coupled with smart money management. Still, Ramsey stressed that anyone struggling financially should first look at ways to increase their income.

No Shortage of Opportunities

Ramsey's belief is that in today's world, there are endless ways to make money, and unemployment should not be a long-term situation for most people. "To be unemployed in America today is crazy," he said. "I mean, you can just wake up this morning and go, ‘I have an idea,' and by nightfall, it's already a digital product."

His point highlights the vast opportunities available thanks to technology. Whether it's driving for Uber UBER, selling digital products, freelancing, or starting a side hustle, the barriers to earning have never been lower. Ramsey encourages those struggling to take action instead of waiting for a perfect job to come along.

Adapt and Thrive

During the discussion, Ramsey also addressed the common complaint that some cities are too expensive to live in. He recounted how, over his 32-year radio show career, he has repeatedly heard callers from high-cost areas like Los Angeles and San Francisco say they can't afford to stay there. His response? If you can't afford to live somewhere, you either need to increase your income or relocate.

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His advice aligns with a broader theme: financial success often requires a willingness to adapt. Whether that means moving to a more affordable location or finding new income streams, individuals have more control over their financial future than they may realize.

Finding the Balance

While Ramsey strongly advocates for increasing income, he also warns against reckless financial decisions. Making money alone won't solve financial problems if poor spending habits remain. A combination of higher earnings and sound money management is the true key to financial stability.

Ultimately, Ramsey's message is clear: there is always a way to make more money. By embracing new opportunities, staying disciplined, and making smart financial choices, people can take control of their financial futures and move toward long-term stability.

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