InsuraGuest Technologies Stock (OTC: ISGIF)

Latest news for InsuraGuest Technologies (OTC:ISGIF) Stock

InsuraGuest Technologies Inc is an insurtech (insurance + technology) company disrupting the insurance landscape by utilizing its proprietary software platform to deliver digital insurance to multiple sectors. Its products include InsuraGuest Hospitality and InsuraGuest Technologies' Insurtech Platform. It is a SaaS company utilizing proprietary insurance and technology software to integrate with hotel and vacation rental property management systems to deliver digital insurance products.

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Penny Stocks

Exclusives

Insurance

General

ISGIF

InsuraGuest Technologies Inc (OTC: ISGIF) has launched a monthly subscription-based insurance product for the Vacation Rental/Short Term Rentals (STR) Insurance marketplace.

EXCLUSIVE: InsuraGuest Unveils Subscription Based Vacation Rental Insurance

INSURAGUEST TECH INC by INSURAGUEST TECHNOLOGIES INC.

InsuraGuest Technologies Inc

<p>Cincinnati Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CINF#NASDAQ">CINF</a>) reported quarterly earnings of $1.29 per share which beat the analyst consensus estimate of $0.96 by 34.38 percent. This is a 6.61 percent increase over earnings of $1.21 per share from the same period last year.</p>


Earnings

Earnings Beats

CINF

Cincinnati Financial Q2 2024 Adj EPS $1.29 Beats $0.96 Estimate

<p>BJ's Restaurants (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BJRI#NASDAQ">BJRI</a>) reported quarterly earnings of $0.72 per share which beat the analyst consensus estimate of $0.51 by 41.18 percent.  The company reported quarterly sales of $349.00 million which missed the analyst consensus estimate of $349.39 million by 0.11 percent.  This is a 0.19 percent decrease over sales of $349.67 million the same period last year.</p>


Earnings Misses

BJRI

BJ's Restaurants Q2 2024 Adj EPS $0.72 Beats $0.51 Estimate, Sales $349.00M Miss $349.39M Estimate

<p>Keybanc  analyst Bradley Thomas   maintains PROG Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PRG#NYSE">PRG</a>) with a Overweight and raises the price target from $44 to $46.</p>


Price Target

Analyst Ratings

Keybanc Maintains Overweight on PROG Holdings, Raises Price Target to $46

<p>Texas Roadhouse (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TXRH#NASDAQ">TXRH</a>) reported quarterly earnings of $1.79 per share which beat the analyst consensus estimate of $1.63 by 9.82 percent.  The company reported quarterly sales of $1.341 billion which beat the analyst consensus estimate of $1.338 billion by 0.19 percent.  This is a 14.52 percent increase over sales of $1.171 billion the same period last year.</p>


TXRH

Texas Roadhouse Q2 2024 GAAP EPS $1.79 Beats $1.63 Estimate, Sales $1.341B Beat $1.338B Estimate

<p><strong>GameStop Corporation</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GME#NYSE">GME</a>) saw a slight drop in its share price on Thursday. Here&#8217;s <a href="https://www.benzinga.com/quote/GME/analyst-ratings">what you need to know.</a></p>
<p><strong>What To Know:</strong> Institutional investors have largely taken a bearish stance on GME, with 21 uncommon options trades. Out of these trades, 90% were bearish, including 9 put options totaling $416,979 and 12 call options amounting to $476,016.</p>
<p>This sentiment mirrors recent activity in<strong> AMC Entertainment Inc.</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AMC#NYSE">AMC</a>), where a boost in the stock price followed <a href="https://www.benzinga.com/news/24/07/39968468/whats-going-on-with-amc-entertainment-stock-on-thursday"><strong>Imax Corp</strong>'s upbeat earnings.</a> Both GME and AMC have seen significant options trading.</p>
<p>GameStop&#8217;s price targets range from $10 to $125, while AMC&#8217;s stock has benefited from Imax&#8217;s strong performance and a bullish outlook on movie-going.</p>
<h3 class="wp-block-heading">Will GameStop Shares Go Up?</h3>
<p>When trying to assess whether or not <strong>GameStop Corporation</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GME#NYSE">GME</a>) will trade higher from current levels, it's a good idea to take a look at analyst forecasts. </p>
<p>Wall Street analysts have an average 12-month price target of $9 on GameStop. The Street high target is currently at $11 and the Street low target is $7. Of all the analysts covering GameStop, no one has positive ratings, no one has neutral ratings and two have negative ratings.</p>
<p>In the last month, no analysts have adjusted price targets. Here's a look at recent price target changes <a href="https://www.benzinga.com/quote/GME/analyst-ratings">[Analyst Ratings]</a>. Benzinga also tracks Wall Street's most accurate analysts. Check out how analysts covering GameStop have performed in recent history. </p>
<p>Stocks don't move in a straight line. The average stock market return is approximately 10% per year. GameStop is 8.82% up year-to-date. The average analyst price target suggests the stock could have further downside ahead.</p>
<p>For a broad overview of everything you need to know about GameStop, visit <a href="https://www.benzinga.com/quote/GME">here</a>. If you want to go above and beyond, there's no better tool to help you do just that than <a href="https://pro.benzinga.com/">Benzinga Pro</a>. Start your free trial today.</p>
<p><strong>GME Price Action: </strong>GameStop finished 0.25% lower at $23.95 on Thursday, according to<a href="https://pro.benzinga.com/dashboard"> Benzinga Pro.</a></p>
<p><figure class="wp-block-image size-large is-resized"><a href="https://www.benzinga.com/pro/checkout/benzinga-pro-essential-2024?utm_source=BZprocontent072524&amp;t=be2bearmibe3na1"><img loading="lazy" decoding="async" width="1024" height="540" src="https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/25152913/GME-1-1024x540.png" alt="" class="wp-image-457804" style="width:454px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/25152913/GME-1-1024x540.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/25152913/GME-1-300x158.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/25152913/GME-1-768x405.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/25152913/GME-1.png 1105w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure></p>
<p><strong>See Also:</strong></p>
<ul>
<li><strong><a href="https://www.benzinga.com/news/24/07/39968468/whats-going-on-with-amc-entertainment-stock-on-thursday">What&#8217;s Going On With AMC Entertainment Stock On Thursday?</a></strong></li>
</ul>
<p><em>Image Via Shutterstock.</em></p>


Entertainment

Topics

What's Going On With GameStop Shares Today?

<p>Norfolk Southern (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NSC#NYSE">NSC</a>) reported quarterly earnings of $3.06 per share which beat the analyst consensus estimate of $2.86 by 6.99 percent. This is a 3.73 percent increase over earnings of $2.95 per share from the same period last year.</p>


Norfolk Southern Q2 Adj $3.06 Beats $2.86 Estimate; Reaffirms Full-Year Adjusted Operating Ratio Guidance

<p>Elliott has engaged in direct dialogue with Southwest&#39;s Board on the scale and urgency of change needed at the Company.&nbsp;&nbsp;&quot;Southwest can do far better, and we look forward to offering our fellow shareholders an opportunity to elect a Board of industry leaders that can return Southwest to best-in-class performance.&quot;</p>


Elliott Comments On Southwest Airlines' Revenue Enhancement Initiatives; Says Revenue-enhancement Initiatives Comes More Than A Decade Late

<p>In Tuesday&#8217;s second-quarter earnings call, <strong>Spotify Technology SA</strong>&#8216;s (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPOT#NYSE">SPOT</a>) CEO <strong>Daniel Ek</strong> and interim CFO <strong>Ben Kung</strong> hinted at the possibility of future price increases, despite not providing a <a href="https://www.benzinga.com/topic/business-of-music">concrete timeline. </a></p>
<p>This comes on the heels of substantial hikes in 2023 and 2024, where the price of an individual plan in the U.S. rose from $9.99 to $11.99 per month.</p>
<p><strong>See Also: <a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/07/39937831/spotify-smashes-gross-margin-guidance-analysts-expect-continued-momentum">Spotify Smashes Gross Margin Guidance, Analysts Expect &#8216;Continued Momentum&#8217;</a></strong></p>
<h3 class="wp-block-heading">Subscribers Stay Despite Price Hikes</h3>
<p>Spotify&#8217;s strategic decision to raise prices did not result in subscriber loss or revenue decline. In the second quarter of 2024, Spotify added 7 million new subscribers, surpassing its own expectations by 1 million. </p>
<p>The company reported a revenue of €3.8 billion ($4.15 billion), marking a 20% year-over-year increase. These gains helped Spotify swing from a €247 million ($269 million) operating loss in Q2 2023 to a €266 million ($290 million) operating profit in Q2 2024.</p>
<p><a href="https://www.billboard.com/pro/spotify-signals-price-increases-in-future/">According</a> to Billboard, Ek said that the company saw &#8220;less churn in this round of increases than we did in our prior one, which was already very low by any measure.&#8221; Kung added that churn rates following the recent price hikes were &#8220;better than expected.&#8221;</p>
<h3 class="wp-block-heading">Enhanced Value and Retention</h3>
<p>Ek attributes the low churn rates to the enhanced value Spotify has delivered over the years. The streaming giant has evolved into a comprehensive audio platform, adding popular features like the year-end Wrapped recap and Discovery Weekly playlists. </p>
<p>The company&#8217;s significant investments in podcasts and audiobooks have also broadened its appeal. Ek added: &#8220;Access to all of this content would cost a user approximately $26 — significantly more than a Spotify subscription. Spotify remains a pretty outstanding deal.&#8221;</p>
<h3 class="wp-block-heading">Engagement Fuels Future Increases</h3>
<p>Subscriber engagement remains crucial for Spotify&#8217;s strategy. Kung noted: &#8220;The most important thing in the near term is just making sure that audiobooks are driving incremental engagement for the platform, and we're seeing this happening in a way that makes us feel good about the path that we're on here.&#8221;</p>
<p>Ek also suggested that developing markets, which currently favor ad-supported listening, show high engagement levels that could justify future price increases. &#8220;The high engagement in [developing] markets gives us tremendous confidence in our ability to raise prices,&#8221; he said.</p>
<h3 class="wp-block-heading">The HiFi Experience</h3>
<p>Spotify is also targeting a subset of subscribers willing to pay more for an enhanced experience. After initially announcing a high-quality audio tier called HiFi in 2021 and subsequently delaying it, Ek confirmed its impending launch. &#8220;</p>
<p>The plan here is to offer a much better version of Spotify,&#8221; he stated. This premium tier is expected to be priced around $17-$18 per month, offering superior control and quality.</p>
<p>Read Next:</p>
<ul>
<li><a href="https://www.benzinga.com/general/entertainment/24/07/39822609/latin-music-and-physical-albums-thrive-here-are-the-latest-2024-industry-trends">Latin Music And Physical Albums Thrive, Here Are The Latest 2024 Industry Trends</a></li>
</ul>
<p><em>Image credits: <a href="https://www.shutterstock.com/es/g/DiegoThomazini">Diego Thomazini</a> on Shutterstock.</em></p>


SPOT

What's Next For Spotify? More Price Hikes Could Be Coming After Strong Q2 Performance

<p>Data I/O (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/DAIO#NASDAQ">DAIO</a>) reported quarterly losses of $(0.09) per share which missed the analyst consensus estimate of $(0.01) by 800 percent.  The company reported quarterly sales of $5.062 million which missed the analyst consensus estimate of $6.310 million by 19.78 percent.  This is a 31.58 percent decrease over sales of $7.398 million the same period last year.</p>


DAIO

Data I/O Q2 2024 GAAP EPS $(0.09) Misses $(0.01) Estimate, Sales $5.062M Miss $6.310M Estimate

<p>First Interstate BancSys (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FIBK#NASDAQ">FIBK</a>) reported quarterly earnings of $0.58 per share which beat the analyst consensus estimate of $0.55 by 5.45 percent.</p>


FIBK

First Interstate BancSys Q2 2024 Adj EPS $0.58 Beats $0.55 Estimate

<p>Keybanc  analyst Alex Markgraff   maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Overweight and raises the price target from $170 to $180.</p>


Keybanc Maintains Overweight on Fiserv, Raises Price Target to $180

<p>Columbia Banking System (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COLB#NASDAQ">COLB</a>) reported quarterly earnings of $0.67 per share which beat the analyst consensus estimate of $0.57 by 17.54 percent.  The company reported quarterly sales of $472.152 million which missed the analyst consensus estimate of $475.953 million by 0.80 percent.  This is a 9.83 percent decrease over sales of $523.653 million the same period last year.</p>


COLB

Columbia Banking System Q2 2024 Adj EPS $0.67 Beats $0.57 Estimate, Sales $472.152M Miss $475.953M Estimate

<p>McGrath RentCorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MGRC#NASDAQ">MGRC</a>) reported quarterly earnings of $0.84 per share which missed the analyst consensus estimate of $1.10 by 23.64 percent.  The company reported quarterly sales of $212.600 million which beat the analyst consensus estimate of $210.234 million by 1.13 percent.  This is a 4.71 percent increase over sales of $203.030 million the same period last year.</p>


MGRC

McGrath RentCorp Q2 2024 GAAP EPS $0.84 Misses $1.10 Estimate, Sales $212.600M Beat $210.234M Estimate

Japanese Patent Office Approves Inventiva's Patent For Use Of Lanifibranor In Treating Cirrhosis, Strengthening IP For MASH/NASH Indications; Patent Valid Until November 2039

<p>BayFirst Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BAFN#NASDAQ">BAFN</a>) reported quarterly earnings of $0.12 per share. This is a 60 percent decrease over earnings of $0.30 per share from the same period last year.</p>


BAFN

BayFirst Financial Q2 EPS $0.12 Down From $0.30 YoY

<p>Keybanc  analyst Eric Gonzalez   maintains Chipotle Mexican Grill (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMG#NYSE">CMG</a>) with a Overweight and lowers the price target from $68 to $66.</p>


Keybanc Maintains Overweight on Chipotle Mexican Grill, Lowers Price Target to $66

<p>Across the recent three months, 8 analysts have shared their insights on Ralph Lauren (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RL#NYSE">RL</a>), expressing a variety of opinions spanning from bullish to bearish.</p>
<p>The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.</p>
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;"><strong>Bullish</strong></th>
<th style="text-align: right;"><strong>Somewhat Bullish</strong></th>
<th style="text-align: right;"><strong>Indifferent</strong></th>
<th style="text-align: right;"><strong>Somewhat Bearish</strong></th>
<th style="text-align: right;"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td style="text-align: right;">5</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td style="text-align: right;">4</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
<p>Analysts have set 12-month price targets for Ralph Lauren, revealing an average target of $201.0, a high estimate of $250.00, and a low estimate of $180.00. This current average represents a 0.43% decrease from the previous average price target of $201.86. </p>
<p><img src="https://www.benzinga.com/files/images/story/2024/1721937673_0.png" alt="price target chart" /></p>
<h2>Decoding Analyst Ratings: A Detailed Look</h2>
<p>The standing of Ralph Lauren among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>John Kernan</td>
<td>TD Cowen</td>
<td>Lowers</td>
<td>Buy</td>
<td>$196.00</td>
<td>$202.00</td>
</tr>
<tr>
<td>Robert Drbul</td>
<td>Guggenheim</td>
<td>Maintains</td>
<td>Buy</td>
<td>$200.00</td>
<td>$200.00</td>
</tr>
<tr>
<td>Ike Boruchow</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$180.00</td>
<td>$185.00</td>
</tr>
<tr>
<td>Dana Telsey</td>
<td>Telsey Advisory Group</td>
<td>Maintains</td>
<td>Outperform</td>
<td>$195.00</td>
<td>$195.00</td>
</tr>
<tr>
<td>Dana Telsey</td>
<td>Telsey Advisory Group</td>
<td>Maintains</td>
<td>Outperform</td>
<td>$195.00</td>
<td>$195.00</td>
</tr>
<tr>
<td>Jay Sole</td>
<td>UBS</td>
<td>Raises</td>
<td>Buy</td>
<td>$250.00</td>
<td>$244.00</td>
</tr>
<tr>
<td>John Kernan</td>
<td>TD Cowen</td>
<td>Raises</td>
<td>Buy</td>
<td>$197.00</td>
<td>$192.00</td>
</tr>
<tr>
<td>Ashley Helgans</td>
<td>Jefferies</td>
<td>Announces</td>
<td>Buy</td>
<td>$195.00</td>
<td>-</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li><strong>Action Taken:</strong> Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Ralph Lauren. This offers insight into analysts' perspectives on the current state of the company.</li>
<li><strong>Rating:</strong> Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Ralph Lauren compared to the broader market.</li>
<li><strong>Price Targets:</strong> Delving into movements, analysts provide estimates for the future value of Ralph Lauren's stock. This analysis reveals shifts in analysts' expectations over time.</li>
</ul>
<p>Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Ralph Lauren's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.</p>
<p><a href="https://www.benzinga.com/quote/RL/analyst-ratings?utm_source=Benzinga Insights"><strong>Stay up to date on Ralph Lauren analyst ratings.</strong></a></p>
<h2>Unveiling the Story Behind Ralph Lauren</h2>
<p>Founded by designer Ralph Lauren in 1967 in New York City, Ralph Lauren Corp. designs, markets, and distributes lifestyle products in North America, Europe, and Asia. Its products include apparel, footwear, eyewear, jewelry, handbags, home goods, and fragrances. The company's brands include Ralph Lauren Collection, Polo Ralph Lauren, and Lauren Ralph Lauren. Distribution channels for Ralph Lauren include wholesale (department stores and specialty stores), retail (company-owned retail stores and e-commerce), and licensing.</p>
<h3>Ralph Lauren: A Financial Overview</h3>
<p><strong>Market Capitalization Analysis:</strong> The company's market capitalization is above the industry average, indicating that it is relatively larger in size compared to peers. This may suggest a higher level of investor confidence and market recognition.</p>
<p><strong>Revenue Growth:</strong> Ralph Lauren's revenue growth over a period of 3 months has been noteworthy. As of 31 March, 2024, the company achieved a revenue growth rate of approximately <strong>1.76%</strong>. This indicates a substantial increase in the company's top-line earnings. When compared to others in the Consumer Discretionary sector, the company excelled with a growth rate higher than the average among peers.</p>
<p><strong>Net Margin:</strong> Ralph Lauren's net margin excels beyond industry benchmarks, reaching <strong>5.78%</strong>. This signifies efficient cost management and strong financial health.</p>
<p><strong>Return on Equity (ROE):</strong> The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of <strong>3.61%,</strong> the company showcases effective utilization of equity capital.</p>
<p><strong>Return on Assets (ROA):</strong> Ralph Lauren's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of <strong>1.33%,</strong> the company showcases efficient use of assets and strong financial health.</p>
<p><strong>Debt Management:</strong> Ralph Lauren's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of <strong>1.09</strong>.</p>
<h2>The Significance of Analyst Ratings Explained</h2>
<p>Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.</p>
<p>In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.</p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


Decoding 8 Analyst Evaluations For Ralph Lauren

Buybacks

BANR

Banner Corporation Announces Stock Repurchase Program Of Up To 1,722,787 Shares

<p>Riverview Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RVSB#NASDAQ">RVSB</a>) reported quarterly earnings of $0.05 per share which missed the analyst consensus estimate of $0.06 by 16.67 percent. This is a 61.54 percent decrease over earnings of $0.13 per share from the same period last year.</p>


RVSB

Riverview Bancorp Q1 Adj $0.05 Misses $0.06 Estimate

<p>In the preceding three months, 13 analysts have released ratings for PVH (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PVH#NYSE">PVH</a>), presenting a wide array of perspectives from bullish to bearish.</p>
<p>Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.</p>
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;"><strong>Bullish</strong></th>
<th style="text-align: right;"><strong>Somewhat Bullish</strong></th>
<th style="text-align: right;"><strong>Indifferent</strong></th>
<th style="text-align: right;"><strong>Somewhat Bearish</strong></th>
<th style="text-align: right;"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">7</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">7</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
<p>The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $137.92, a high estimate of $154.00, and a low estimate of $115.00. This upward trend is evident, with the current average reflecting a 2.54% increase from the previous average price target of $134.50.</p>
<p><img src="https://www.benzinga.com/files/images/story/2024/1721937648_0.png" alt="price target chart" /></p>
<h2>Breaking Down Analyst Ratings: A Detailed Examination</h2>
<p>An in-depth analysis of recent analyst actions unveils how financial experts perceive PVH. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>John Kernan</td>
<td>TD Cowen</td>
<td>Lowers</td>
<td>Buy</td>
<td>$149.00</td>
<td>$154.00</td>
</tr>
<tr>
<td>John Kernan</td>
<td>TD Cowen</td>
<td>Raises</td>
<td>Buy</td>
<td>$154.00</td>
<td>$153.00</td>
</tr>
<tr>
<td>Ike Boruchow</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$145.00</td>
<td>$138.00</td>
</tr>
<tr>
<td>Adrienne Yih</td>
<td>Barclays</td>
<td>Raises</td>
<td>Overweight</td>
<td>$154.00</td>
<td>$149.00</td>
</tr>
<tr>
<td>Kimberly Greenberger</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$120.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Heather Balsky</td>
<td>B of A Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$144.00</td>
<td>$122.00</td>
</tr>
<tr>
<td>Dana Telsey</td>
<td>Telsey Advisory Group</td>
<td>Maintains</td>
<td>Outperform</td>
<td>$140.00</td>
<td>$140.00</td>
</tr>
<tr>
<td>Simeon Siegel</td>
<td>BMO Capital</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$119.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Michael Binetti</td>
<td>Evercore ISI Group</td>
<td>Raises</td>
<td>Outperform</td>
<td>$145.00</td>
<td>$140.00</td>
</tr>
<tr>
<td>Tom Nikic</td>
<td>Wedbush</td>
<td>Maintains</td>
<td>Outperform</td>
<td>$128.00</td>
<td>$128.00</td>
</tr>
<tr>
<td>Michael Binetti</td>
<td>Evercore ISI Group</td>
<td>Raises</td>
<td>Outperform</td>
<td>$140.00</td>
<td>$130.00</td>
</tr>
<tr>
<td>Dana Telsey</td>
<td>Telsey Advisory Group</td>
<td>Maintains</td>
<td>Outperform</td>
<td>$140.00</td>
<td>$140.00</td>
</tr>
<tr>
<td>Ashley Helgans</td>
<td>Jefferies</td>
<td>Announces</td>
<td>Hold</td>
<td>$115.00</td>
<td>-</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li><strong>Action Taken:</strong> Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to PVH. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li><strong>Rating:</strong> Analyzing trends, analysts offer qualitative evaluations, ranging from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of PVH compared to the broader market.</li>
<li><strong>Price Targets:</strong> Analysts gauge the dynamics of price targets, providing estimates for the future value of PVH's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
<p>Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of PVH's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.</p>
<p><a href="https://www.benzinga.com/quote/PVH/analyst-ratings?utm_source=Benzinga Insights"><strong>Stay up to date on PVH analyst ratings.</strong></a></p>
<h2>All You Need to Know About PVH</h2>
<p>PVH designs and markets branded apparel in more than 40 countries. Its key fashion categories include men's dress shirts, ties, sportswear, underwear, and jeans. Its two designer brands, Calvin Klein and Tommy Hilfiger, now generate practically all its revenue after its recent disposition of its smaller brands. PVH operates e-commerce sites and about 1,500 stores, licenses its brands to third parties, and distributes its merchandise through department stores and other wholesale accounts. The firm traces its history to 1881 and is based in New York City.</p>
<h3>PVH: Financial Performance Dissected</h3>
<p><strong>Market Capitalization:</strong> Positioned above industry average, the company's market capitalization underscores its superiority in size, indicative of a strong market presence.</p>
<p><strong>Decline in Revenue:</strong> Over the 3 months period, PVH faced challenges, resulting in a decline of approximately <strong>-9.55%</strong> in revenue growth as of 30 April, 2024. This signifies a reduction in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Consumer Discretionary sector.</p>
<p><strong>Net Margin:</strong> PVH's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of <strong>7.76%,</strong> the company showcases strong profitability and effective cost management.</p>
<p><strong>Return on Equity (ROE):</strong> The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of <strong>2.97%,</strong> the company showcases effective utilization of equity capital.</p>
<p><strong>Return on Assets (ROA):</strong> PVH's ROA surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive <strong>1.38%</strong> ROA, the company effectively utilizes its assets for optimal returns.</p>
<p><strong>Debt Management:</strong> The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at <strong>0.7</strong>.</p>
<h2>Understanding the Relevance of Analyst Ratings</h2>
<p>Analyst ratings serve as essential indicators of stock performance, provided by experts in banking and financial systems. These specialists diligently analyze company financial statements, participate in conference calls, and engage with insiders to generate quarterly ratings for individual stocks.</p>
<p>Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.</p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


13 Analysts Have This To Say About PVH

<p><a href="https://investorplace.com">InvestorPlace - Stock Market News, Stock Advice &amp; Trading Tips</a></p>
<p>Nano-cap stocks, or those with tiny market capitalizations, can offer some of the biggest potential returns in the market. With their tiny size, these little-known companies have ample room to deliver outsized gains. Of course, where there&rsquo;s great reward, there&rsquo;s also great risk. No one, not even the shrewdest stock picker, can predict whether a given nano-cap will hit the jackpot or go bust.</p>



<p>The main challenge with assessing nano-caps is their lack of analyst coverage and inconsistent financial reporting. You&rsquo;re often investing based on limited information, and need to take management at its word. That&rsquo;s why these stocks are as risky as they are potentially lucrative.</p>



<p>Still, if you have some &ldquo;fun money&rdquo; set aside, it could pay to target a few nano-caps with quality underlying businesses and strong growth prospects. Success is never guaranteed. But the rewards of investing in these stocks could be life-changing. That is, if you pick the next big winner before it takes off. Let&rsquo;s have a look at three nano-cap stocks to buy!</p>



<h2>Victory Square Technologies (VSQTF)</h2>



<div><img width="300" height="169" src="https://investorplace.com/wp-content/uploads/2020/07/private_equity_1600-300x169.jpg" alt='Gold and silver gears with the words "private equity" written on the gold gears. representing netcapital platform'><div>Source: Pavel3d/ShutterStock.com</div></div><p><strong>Victory Square Technologies</strong> (OTCMKTS:<a href="https://investorplace.com/stock-quotes/vsqtf-stock-quote/"><strong>VSQTF</strong></a>) is a Vancouver-based private equity and venture capital firm. The company has built an intriguing portfolio of startups and early-stage companies across some of the most exciting tech sectors today. These sectors span blockchain and digital health to Web 3.0, the creator economy, metaverse, machine learning, and climate tech. What I like is that Victory Square doesn&rsquo;t just provide capital. This company also provides senior leadership and resources to really nurture these young companies and set them up for success.</p>



<p>Now, VSQTF stock has been fairly stagnant over the past couple of years. However, the sectors this company focused on have been absolutely on fire. I suspect that if they can land a few bigger contracts and partnerships, it could be the catalyst that ignites serious growth. <a href="https://victorysquare.com/blog/news/victory-square-technologies-reports-2023-q3-financial-results">Revenue in Q3 2023 was CAD$3.2 million</a> compared to CAD$1.6 million for the same period last year. So, the trend is certainly pointing in the right direction. Moreover, with about CAD$2.4 million in cash, they have some dry powder to keep expanding too.</p>



<p>Victory Square is still a very speculative play. But I believe the upside potential outweighs the risk for investors with a healthy risk appetite.</p>



<h2>InsuraGuest Technologies (ISGIF)</h2>



<div><img width="300" height="169" src="https://investorplace.com/wp-content/uploads/2019/12/insurance-audit-300x169.jpg" alt='a person holds up a scrap of paper that asks "Are you covered?"'><div>Source: Shutterstock</div></div><p>Next up is a tiny insurance tech company called <strong>InsuraGuest Technologies</strong> (OTCMKTS:<a href="https://investorplace.com/stock-quotes/isgif-stock-quote/"><strong>ISGIF</strong></a>). What caught my attention with this company is their innovative approach to making insurance more customer-centric and hassle-free.</p>



<p>I know insurance isn&rsquo;t the sexiest industry. But InsuraGuest is doing something unique within the space. And at a market cap below $1 million, the stock is trading for pocket change right now. </p>



<p>Of course, at that valuation, it&rsquo;s a speculative bet, and you have to be prepared to lose it all if things don&rsquo;t pan out. But if they can continue expanding their partnerships and gaining traction with consumers, I could see this one surprising to the upside. Revenue increased nicely to <a href="https://www.google.com/finance/quote/ISGIF:OTCMKTS">$226,162 in Q2 2023</a> from $171,969 a year earlier. Sure, they&rsquo;re still operating at a loss, but this loss narrowed to $162,630 from $183,861 in the same period. As long as they keep moving in the right direction, ISGIF stock might be worth a small position for risk-tolerant investors.</p>



<h2>Online Vacation Center (ONVC)</h2>



<div><img width="300" height="169" src="https://investorplace.com/wp-content/uploads/2020/02/cruise1600-300x169.jpg" alt="a cruise ship in the ocean with the sun going down"><div>Source: Shutterstock.com</div></div><p><strong>Online Vacation Center</strong> (OTCMKTS:<a href="https://investorplace.com/stock-quotes/onvc-stock-quote/"><strong>ONVC</strong></a>) can benefit from remote work becoming mainstream and more people migrating to warmer southern states. The Florida-based cruise retailer looks well-positioned to benefit from the pent-up travel demand. They&rsquo;ve been in the cruise business for nearly 50 years, so they have the relationships and expertise to secure exclusive deals.</p>



<p>I believe now is an opportune time to bet on a resurgence before the busy summer cruise season. The stock has already started to wake up, rallying 73% over the past year. But at a still-depressed valuation, I think there could be a lot more upside ahead if Online Vacation Center can entice more travelers to set sail. Revenue surged to <a href="https://www.onlinevacationcenter.com/ir/documents/fy-2022-ovch-financials.pdf">$14.2 million in 2022</a> from just $6.4 million the prior year as cruise demand recovered. So, while it&rsquo;s still a risky nano-cap, I believe the risk/reward is attractive at current levels.</p>



<p>Again, I want to be very clear that these are highly speculative, early-stage companies. Never invest more than you can afford to lose, as the volatility these stocks provide can be extreme, and there&rsquo;s always a chance these businesses don&rsquo;t succeed. But if you have some money set aside for high-risk, high-potential opportunities, the potential gains can be very rewarding.</p>



<p><strong><a href="https://investorplace.com/stock-types/penny-stocks/">Penny Stocks</a></strong></p>



<p><strong><em>On Penny Stocks and Low-Volume Stocks:</em></strong><em>&nbsp;With only the rarest exceptions, InvestorPlace does not publish commentary about companies that have a market cap of less than $100 million or trade less than 100,000 shares each day. That&rsquo;s because these &ldquo;penny stocks&rdquo; are frequently the playground for scam artists and market manipulators. If we ever do publish commentary on a low-volume stock that may be affected by our commentary, we demand that&nbsp;<a href="http://investorplace.com/" target="_blank">InvestorPlace.com</a>&rsquo;s writers disclose this fact and warn readers of the risks.</em></p>



<p><em>Read More:&nbsp;Penny Stocks &mdash;&nbsp;</em><a href="https://investorplace.com/2014/05/fraud-penny-stocks-scams/"><em>How to Profit Without Getting Scammed</em></a></p>



<p><em>On the date of publication, Omor Ibne Ehsan did not hold (either directly or indirectly) any positions in the securities mentioned in this article. The opinions expressed in this article are those of the writer, subject to the InvestorPlace.com&nbsp;<a href="https://investorplace.com/corporate/investorplace-publishing-guidelines/" target="_blank">Publishing Guidelines.</a></em></p>
<div><p>Omor Ibne Ehsan is a writer at InvestorPlace. He is a self-taught investor with a focus on growth and cyclical stocks that have strong fundamentals, value, and long-term potential. He also has an interest in high-risk, high-reward investments such as cryptocurrencies and penny stocks. You can follow him on <a href="https://www.linkedin.com/in/omor-ibne-ehsan-56068022b/">LinkedIn</a>.</p></div><h3>More From InvestorPlace</h3>
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<p>The post <a href="https://investorplace.com/2024/04/3-nano-cap-stocks-that-can-deliver-life-changing-gains-in-one-year/">3 Nano-Cap Stocks That Can Deliver Life-Changing Gains in One Year</a> appeared first on <a href="https://investorplace.com">InvestorPlace</a>.</p>

3 Nano-Cap Stocks That Can Deliver Life-Changing Gains in One Year

ONVC

VSQTF

Press Releases

InsuraGuest Grows Short-Term Rental Guest Programs Revenues 68% over Last Year, Closes Rights Offering and Announces New Customer

TSXV:ISGI

InsuraGuest Technologies

<p><strong>InsuraGuest Technologies Inc</strong>&nbsp;(OTC:<a class="ticker" href="https://www.benzinga.com/stock/ISGIF#OTC">ISGIF</a>) has launched a monthly subscription-based insurance product for the Vacation Rental/Short Term Rentals (STR) Insurance marketplace.</p>

<p><strong>What Happened:</strong>&nbsp;With InsuraGuest&#39;s new subscription model, the Vacation Rental/STR owner or property manager can choose the insurance package for their property, depending on the coverage level and its limits.</p>

<p>The new subscription-based product will cover the property 24 hours a day, seven days a week, 365 days a year, and can be turned on or off depending on the seasonality of the property&#39;s renters.&nbsp;</p>

<p>InsuraGuest&#39;s primary no-fault medical coverage will be included in the new product offering, which covers guests&#39; accidental injury no matter who&#39;s at fault.&nbsp;&nbsp;</p>

<p><strong>Why It Matters:</strong>&nbsp;&quot;This is a major insurtech technology lift we have been working on for over six months, states Reed Wright, President of InsuraGuest.&nbsp;</p>

<p>The company says that the new subscription-based solution allows the product to be sold to everyone and anyone in the Vacation Rental/SRT space in the U.S.&nbsp;</p>

<p>It also gives the clients the ability to control their insurance needs while protecting their property and their guests at the same time.</p>

<p><em>Photo via Company</em>
</p>

 

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Wednesday, June 15, 2022