AIM ETF Products Trust AllianzIM Buffer20 Allocation ETF (ARCA: SPBW)

Latest news for AIM ETF Products Trust AllianzIM Buffer20 Allocation ETF (ARCA:SPBW)

AllianzIM Buffer20 Allocation ETF

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JANW

AIM ETF Products Trust AllianzIM Buffer20 Allocation ETF

SPBW

AIM ETF Products Trust AllianzIM 6 Month Buffer10 Allocation ETF

SPBX

AllianzIM launched two innovative buffered ETFs, SPBX and SPBW, using a laddered strategy for risk management.

AllianzIM Pioneers Risk-Managed Investment, Launches Two Laddered Buffer ETFs

SoFi Technologies Inc&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SOFI#NASDAQ">SOFI</a>) stock price declined after it reported its <a target="_blank" href="https://www.benzinga.com/pressreleases/25/01/b43223869/sofi-technologies-reports-net-revenue-of-734-million-and-net-income-of-332-million-for-q4-2024-dem" rel="noreferrer noopener">fourth-quarter print Monday</a>. Here&#8217;s a look at the&nbsp;key metrics from the quarter.
Q4 Earnings: SoFi reported fourth-quarter adjusted sales of $739.11 million, beating analyst estimates of $674.13 million. The company reported quarterly adjusted earnings of 5 cents per share, beating <a target="_blank" href="https://www.benzinga.com/calendars/earnings" rel="noreferrer noopener">estimates of 4 cents per share</a>.
Also Read: <a target="_blank" href="https://www.benzinga.com/25/01/43200948/slm-growth-drivers-expense-control-and-market-share-gains-highlighted-by-analysts" rel="noreferrer noopener">SLM&#8217;s Loan Growth And Expense Control In Focus, Analysts Adjust Price Forecasts</a>
Total adjusted revenue was up 24% on a year-over-year basis. Financial services revenue increased 84% year-over-year, lending segment revenue increased 18% year-over-year and technology platform revenue increased 6% year-over-year.
Net interest income of&nbsp;$470.2 million&nbsp;was up 21%&nbsp;year-over-year, driven by a&nbsp;23%&nbsp;growth in average interest-earning assets and a 68 basis points decrease in cost of funds.
SoFi said it added 785,000 new members in the quarter, bringing total members up to 10.1 million, up 34% year-over-year. Product additions totaled nearly 1.1 million in the quarter.
CEO Anthony Noto noted 2024 as the company&#8217;s best year ever. Noto continued: &#8220;In the&nbsp;fourth quarter, our Financial Services and Tech Platform segments made up a record&nbsp;49%&nbsp;of SoFi&#8217;s adjusted net revenue, up from&nbsp;40%&nbsp;in the year ago quarter. These businesses grew revenue by a combined&nbsp;52%&nbsp;year-over-year, a testament to our continued execution and deliberate shift towards capital-light, higher ROE, cash, fee based revenue streams.&#8221;
Outlook: In the first quarter of 2025, SoFi expects to generate $725 million to $745 million of adjusted net revenue (versus <a target="_blank" href="https://www.benzinga.com/calendars/guidance" rel="noreferrer noopener">consensus of $691.41 million</a>), $175 million to $185 million of adjusted EBITDA, $30 million to $40 million of GAAP net income and $0.03 of GAAP EPS (below the estimate of $0.05).
For the full year 2025, the company expects adjusted net revenue of $3.200 billion to $3.275 billion (versus consensus of $3.000 billion), which equates to approximately 23 to 26% year-over-year growth, adjusted EBITDA of $845 million to $865 million, GAAP net income of $285 million to $305 million, and GAAP EPS of $0.25 to $0.27 (versus consensus of $0.28).&nbsp;
Price Action: SOFI stock is down 12.1% at $15.76 at last check Monday.
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</ul>
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SOFI

SoFi Q4 Earnings: Lackluster FY25 Profit Outlook Overshadows Performance, Stock Slides

Scotiabank analyst Konark Gupta maintains GFL Environmental (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GFL#NYSE">GFL</a>) with a Sector Outperform and lowers the price target from $51 to $50.

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Scotiabank Maintains Sector Outperform on GFL Environmental, Lowers Price Target to $50

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NVDA

Benzinga Market Summary: Nasdaq Falls As Tech Stocks Drop On AI Competition Concerns From China's DeepSeek, Tariff Concerns Also Weigh On Market Sentiment

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Aurora Mobile Shares Halted On Circuit Breaker To The Downside, Stock Now Down 177.1%

ALUR

Allurion Technologies Shares Halted On Circuit Breaker To The Downside, Stock Now Down -30.3%

Citigroup analyst Ben Gerlinger maintains Valley Ntl (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/VLY#NASDAQ">VLY</a>) with a Neutral and raises the price target from $10 to $11.

Citigroup Maintains Neutral on Valley Ntl, Raises Price Target to $11

Stephens &amp; Co. analyst Sudan Loganathan reiterates Exelixis (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EXEL#NASDAQ">EXEL</a>) with a Equal-Weight and maintains $29 price target.

Reiteration

EXEL

Stephens & Co. Reiterates Equal-Weight on Exelixis, Maintains $29 Price Target

Sierra (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BSRR#NASDAQ">BSRR</a>) announced its Q4 earnings on Monday, January 27, 2025 at 08:01 AM.
Here's a breakdown of the earnings report.
<h3>Earnings</h3>
Sierra missed estimated earnings by 0.0%, reporting an EPS of $0.72 versus an estimate of $0.72.
Revenue was up $1.95 million from the same period last year.
<h3>Analysis of Past Earnings</h3>
The company beat on EPS by $0.01 in the previous quarter, leading to a 1.0% increase share price change the next day.
Here's a look at Sierra's past performance:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>0.73</td>
<td>0.61</td>
<td>0.56</td>
<td>0.61</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>0.74</td>
<td>0.71</td>
<td>0.64</td>
<td>0.43</td>
</tr>
<tr>
<td>Revenue Estimate</td>
<td>39.03M</td>
<td>37.18M</td>
<td>36.10M</td>
<td>36.19M</td>
</tr>
<tr>
<td>Revenue Actual</td>
<td>38.58M</td>
<td>37.80M</td>
<td>37.31M</td>
<td>35.91M</td>
</tr>
</tbody>
</table>

 Listen to the earnings announcement yourself by <a href="">clicking here</a>. 
To track all earnings releases for Sierra <a href="https://www.benzinga.com/quote/BSRR/earnings">visit their earnings calendar here.</a> 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

BSRR

Sierra Earnings Analysis: Q4 Recap

Citizens Community (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CZWI#NASDAQ">CZWI</a>) just disclosed its Q4 earnings on Monday, January 27, 2025 at 08:30 AM.
Here's a brief overview of the earnings report.
<h3>Earnings</h3>
Citizens Community missed estimated earnings by 0.0%, reporting an EPS of $0.27 versus an estimate of $0.27.
Revenue was down $510 thousand from the same period last year.
<h3>Previous Earnings Records</h3>
The company beat on EPS by $0.05 in the previous quarter, leading to a 1.0% drop share price change the next day.
Here's a look at Citizens Community's past performance:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>0.27</td>
<td>0.27</td>
<td>0.26</td>
<td>0.26</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>0.32</td>
<td>0.36</td>
<td>0.39</td>
<td>0.38</td>
</tr>
<tr>
<td>Revenue Estimate</td>
<td>11.40M</td>
<td>13.70M</td>
<td>11.65M</td>
<td>11.60M</td>
</tr>
<tr>
<td>Revenue Actual</td>
<td>14.21M</td>
<td>13.49M</td>
<td>15.17M</td>
<td>14.23M</td>
</tr>
</tbody>
</table>

 Listen to the earnings announcement yourself by <a href="">clicking here</a>. 
To track all earnings releases for Citizens Community <a href="https://www.benzinga.com/quote/CZWI/earnings">visit their earnings calendar here.</a> 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

CZWI

Earnings Breakdown: Citizens Community Q4

Keefe, Bruyette &amp; Woods analyst Catherine Mealor maintains United Bankshares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/UBSI#NASDAQ">UBSI</a>) with a Market Perform and lowers the price target from $46 to $45.

UBSI

Keefe, Bruyette & Woods Maintains Market Perform on United Bankshares, Lowers Price Target to $45

Stephens &amp; Co. analyst Russell Gunther reiterates United Bankshares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/UBSI#NASDAQ">UBSI</a>) with a Equal-Weight and maintains $43 price target.

Stephens & Co. Reiterates Equal-Weight on United Bankshares, Maintains $43 Price Target

<a href="https://www.gov.uk/government/news/human-case-of-avian-flu-detected-in-england">https://www.gov.uk/government/news/human-case-of-avian-flu-detected-in-england</a>
&nbsp;

Biotech

Human Case Of Avian Flu Detected In England

Keefe, Bruyette &amp; Woods analyst Meyer Shields maintains Travelers Companies (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRV#NYSE">TRV</a>) with a Market Perform and raises the price target from $268 to $275.

Keefe, Bruyette & Woods Maintains Market Perform on Travelers Companies, Raises Price Target to $275

Keefe, Bruyette &amp; Woods analyst Damon Delmonte maintains 1st Source (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SRCE#NASDAQ">SRCE</a>) with a Market Perform and raises the price target from $67 to $69.

SRCE

Keefe, Bruyette & Woods Maintains Market Perform on 1st Source, Raises Price Target to $69

Stephens &amp; Co. analyst Russell Gunther reiterates Pinnacle Finl Partners (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PNFP#NASDAQ">PNFP</a>) with a Overweight and maintains $142 price target.

PNFP

Stephens & Co. Reiterates Overweight on Pinnacle Finl Partners, Maintains $142 Price Target

Enphase Energy (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ENPH#NASDAQ">ENPH</a>) has outperformed the market over the past 10 years by 5.12% on an annualized basis producing an average annual return of 16.61%. Currently, Enphase Energy has a market capitalization of $8.41 billion. 
Buying $100 In ENPH: If an investor had bought $100 of ENPH stock 10 years ago, it would be worth $482.38 today based on a price of $62.27 for ENPH at the time of writing.
<h3>Enphase Energy's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1737988212_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

ENPH

$100 Invested In Enphase Energy 10 Years Ago Would Be Worth This Much Today

Keefe, Bruyette &amp; Woods analyst Wood Lay reiterates South Plains Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SPFI#NASDAQ">SPFI</a>) with a Outperform and lowers the price target from $46 to $45.

SPFI

Keefe, Bruyette & Woods Reiterates Outperform on South Plains Financial, Lowers Price Target to $45

Stephens &amp; Co. analyst Andrew Terrell reiterates Heritage Commerce (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HTBK#NASDAQ">HTBK</a>) with a Equal-Weight and maintains $11 price target.

HTBK

Stephens & Co. Reiterates Equal-Weight on Heritage Commerce, Maintains $11 Price Target

Citigroup analyst Jon Tower maintains Chipotle Mexican Grill (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMG#NYSE">CMG</a>) with a Buy and lowers the price target from $70 to $69.

Citigroup Maintains Buy on Chipotle Mexican Grill, Lowers Price Target to $69

Keefe, Bruyette &amp; Woods analyst Kelly Motta maintains OP Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/OPBK#NASDAQ">OPBK</a>) with a Market Perform and lowers the price target from $19 to $18.

OPBK

Keefe, Bruyette & Woods Maintains Market Perform on OP Bancorp, Lowers Price Target to $18

Press Releases

AllianzIM Introduces Suite of Buffer Allocation ETFs to Help Simplify a Risk Management Strategy for Investors

Allianz Investment Management launched two innovative funds for a streamlined approach to risk management. The AllianzIM 6 Month Buffer10 Allocation ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPBX#NYSE">SPBX</a>) and AllianzIM Buffer20 Allocation ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPBW#NYSE">SPBW</a>) provide a laddered strategy, helping investors navigate unpredictable markets without the timing pitfalls often associated with buffered ETFs.



The concept of laddering isn't new to traditional investment portfolios, but applying it to buffered ETFs is a fresh strategy. These funds allow investors to reap the benefits of capped upside returns while providing downside protection, making them ideal during volatility in the markets.



Also See: <a href="https://www.benzinga.com/etfs/new-etfs/25/01/42884245/alger-launches-russell-innovation-etf-to-capitalize-on-emerging-innovators">Alger Launches Russell Innovation ETF To Capitalize On Emerging Innovators</a>



Both SPBX and SPBW invest in portfolios of existing AllianzIM ETFs but take advantage of staggered outcome periods. SPBX consists of six AllianzIM U.S. Large Cap 6 Month Buffer10 ETFs, each offering a six-month outcome period with a 10% downside buffer. SPBW, on the other hand, comprises a dozen AllianzIM U.S. Large Cap Buffer20 ETFs, each operating on a one-year outcome period with a 20% downside buffer. 



This laddered structure eliminates the need to track multiple funds and ensures a seamless transition from one outcome period to the next. The funds carry competitive net expense ratios of 0.79%.



Buffered ETFs have been gaining traction for their ability to limit losses. However, their success often depends on cap timing — a challenge these laddered portfolios aim to do away with.



The launch of SPBX and SPBW adds to AllianzIM's success in the buffered ETF space, where funds like the AllianzIM U.S. Large Cap Buffer20 Jan ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JANW#NYSE">JANW</a>) have already shown robust growth, with $200 million in net flows in a month alone, as of Jan. 6. 



See Next:



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<li><a href="https://www.benzinga.com/etfs/specialty-etfs/25/01/42898157/feds-cautious-rate-cut-approach-boosts-appeal-of-these-3-etfs">Fed&#8217;s Cautious Rate Cut Approach Boosts Appeal Of These 3 ETFs</a></li>
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AIM ETF Products Trust AllianzIM Buffer20 Allocation ETF

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