NEW YORK (TheStreet) -- I was practically all alone on March 18 when I gave you five reasons to steer clear of bank stocks, but it turns out heeding that advice would not have been such a bad idea. The SPDR KBW Bank ETF (NYSE:

), which counts Citigroup (NYSE:

), Bank of America (NYSE:

), Wells Fargo (NYSE:

) JPMorgan Chase (NYSE:

) and US Bancorp (NYSE:

) as its top five holdings, was at $26.01 when I wrote my story. While it would hit a high of $29.22 on April 21, it touched a recent low at $23.33 Tuesday. Two reasons I highlighted, "Regulatory Threats Resurface" and "European Contagion," look especially smart. So give me an A for insight and a C+ for timing. To read rest of the article,