What the experts are saying about Kemper KMPR in recent reports within the last quarter:

Discover the 12-month price targets set by 4 analysts for Kemper in the last quarter. The average target is $59.5, with a high estimate of $75.00 and a low estimate of $47.00.

Get a quick summary of 4 analysts' ratings for Kemper over the last 3 months. More bullish views suggest a positive outlook, while more bearish views imply a negative sentiment.

This current average represents a 7.39% decrease from the previous average price target of $64.25.

Breaking Down Analyst Ratings: A Detailed Examination

Discover the analyses of financial experts and analysts, gaining insights into their recent evaluations for Kemper. Our Ratings Table below provides a detailed overview of the actions taken by key analysts, their current ratings, and price targets. Grasping the perspectives of these experts on the company can unveil valuable insights into potential market trends and investor sentiment.

Key Insights:

• Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Kemper. This information provides a snapshot of how analysts perceive the current state of the company.
• Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Kemper compared to the broader market.
• Price Targets: Gaining insights, analysts provide estimates for the future value of Kemper's stock. This comparison reveals trends in analysts' expectations over time.

Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of Kemper's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.

Stay up to date on Kemper analyst ratings.

Discovering Kemper: A Closer Look

Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. It conducts its operations through three operating segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance.

Unraveling the Financial Story of Kemper

Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.

Negative Revenue Trend: Examining Kemper's financials over 3 months reveals challenges. As of 30 September, 2023, the company experienced a decline of approximately -12.26% in revenue growth, reflecting a decrease in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.

Net Margin: Kemper's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of -12.24%, the company may encounter challenges in effective cost control.

Return on Equity (ROE): Kemper's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of -6.0%, the company may face hurdles in generating optimal returns for shareholders.

Return on Assets (ROA): Kemper's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of -1.14%, the company may face hurdles in generating optimal returns from its assets.

Debt Management: Kemper's debt-to-equity ratio is notably higher than the industry average. With a ratio of 0.59, the company relies more heavily on borrowed funds, indicating a higher level of financial risk.

The Basics of Analyst Ratings

Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.

Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.

This article was generated by Benzinga's automated content engine and reviewed by an editor.