Breaking Down HCI Group: 4 Analysts Share Their Views

HCI Group HCI underwent analysis by 4 analysts in the last quarter, revealing a spectrum of viewpoints from bullish to bearish.

The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective.

In the assessment of 12-month price targets, analysts unveil insights for HCI Group, presenting an average target of $121.5, a high estimate of $130.00, and a low estimate of $112.00. Witnessing a positive shift, the current average has risen by 19.12% from the previous average price target of $102.00.

Interpreting Analyst Ratings: A Closer Look

A clear picture of HCI Group's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

• Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to HCI Group. This insight gives a snapshot of analysts' perspectives on the current state of the company.
• Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of HCI Group compared to the broader market.
• Price Targets: Analysts predict movements in price targets, offering estimates for HCI Group's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.

Capture valuable insights into HCI Group's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.

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Discovering HCI Group: A Closer Look

HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are HCPCI insurance operations, TypTap Group, Real estate operations, and Corporate and other. It derives key revenue from the HCPCI Insurance operation segment.

HCI Group: A Financial Overview

Market Capitalization Analysis: The company's market capitalization is below the industry average, suggesting that it is relatively smaller compared to peers. This could be due to various factors, including perceived growth potential or operational scale.

Revenue Growth: Over the 3 months period, HCI Group showcased positive performance, achieving a revenue growth rate of 40.31% as of 31 December, 2023. This reflects a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company stands out with a growth rate higher than the average among peers in the Financials sector.

Net Margin: HCI Group's net margin is impressive, surpassing industry averages. With a net margin of 22.66%, the company demonstrates strong profitability and effective cost management.

Return on Equity (ROE): HCI Group's financial strength is reflected in its exceptional ROE, which exceeds industry averages. With a remarkable ROE of 14.05%, the company showcases efficient use of equity capital and strong financial health.

Return on Assets (ROA): HCI Group's ROA excels beyond industry benchmarks, reaching 2.09%. This signifies efficient management of assets and strong financial health.

Debt Management: HCI Group's debt-to-equity ratio is notably higher than the industry average. With a ratio of 0.65, the company relies more heavily on borrowed funds, indicating a higher level of financial risk.

Analyst Ratings: What Are They?

Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.

Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.

This article was generated by Benzinga's automated content engine and reviewed by an editor.