Synchrony Finl SYF underwent analysis by 17 analysts in the last quarter, revealing a spectrum of viewpoints from bullish to bearish.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 6 | 7 | 3 | 1 | 0 |
| Last 30D | 1 | 0 | 0 | 0 | 0 |
| 1M Ago | 1 | 3 | 0 | 0 | 0 |
| 2M Ago | 4 | 3 | 3 | 1 | 0 |
| 3M Ago | 0 | 1 | 0 | 0 | 0 |
Analysts have recently evaluated Synchrony Finl and provided 12-month price targets. The average target is $65.62, accompanied by a high estimate of $85.00 and a low estimate of $40.00. This upward trend is apparent, with the current average reflecting a 15.0% increase from the previous average price target of $57.06.
Decoding Analyst Ratings: A Detailed Look
The standing of Synchrony Finl among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| David Rochester | Compass Point | Raises | Buy | $77.00 | $60.00 |
| Sanjay Sakhrani | Keefe, Bruyette & Woods | Raises | Outperform | $82.00 | $62.00 |
| Richard Shane | JP Morgan | Raises | Overweight | $72.00 | $59.00 |
| Donald Fandetti | Wells Fargo | Raises | Overweight | $85.00 | $60.00 |
| Alex Scott | Goldman Sachs | Raises | Buy | $72.50 | $64.00 |
| John Pancari | Evercore ISI Group | Raises | Outperform | $65.00 | $58.00 |
| Moshe Orenbuch | TD Cowen | Raises | Buy | $62.00 | $60.00 |
| Donald Fandetti | Wells Fargo | Raises | Equal-Weight | $60.00 | $53.00 |
| Mark Devries | Barclays | Raises | Equal-Weight | $59.00 | $49.00 |
| John Hecht | Jefferies | Raises | Buy | $65.00 | $60.00 |
| Jon Arfstrom | RBC Capital | Raises | Sector Perform | $62.00 | $55.00 |
| Betsy Graseck | Morgan Stanley | Raises | Underweight | $40.00 | $37.00 |
| David Scharf | JMP Securities | Raises | Market Outperform | $68.00 | $60.00 |
| Mark Devries | Deutsche Bank | Raises | Buy | $68.00 | $58.00 |
| David Rochester | Compass Point | Raises | Buy | $60.00 | $56.00 |
| David Scharf | JMP Securities | Maintains | Market Outperform | $60.00 | $60.00 |
| John Pancari | Evercore ISI Group | Lowers | Outperform | $58.00 | $59.00 |
Key Insights:
- Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Synchrony Finl. This information offers a snapshot of how analysts perceive the current state of the company.
- Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of Synchrony Finl compared to the broader market.
- Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Synchrony Finl's stock. This comparison reveals trends in analysts' expectations over time.
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Synchrony Finl's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
Stay up to date on Synchrony Finl analyst ratings.
Get to Know Synchrony Finl Better
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Financial Insights: Synchrony Finl
Market Capitalization Analysis: Above industry benchmarks, the company's market capitalization emphasizes a noteworthy size, indicative of a strong market presence.
Revenue Growth: Synchrony Finl displayed positive results in 3 months. As of 30 September, 2024, the company achieved a solid revenue growth rate of approximately 9.76%. This indicates a notable increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: Synchrony Finl's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 20.14% net margin, the company effectively manages costs and achieves strong profitability.
Return on Equity (ROE): The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of 5.28%, the company showcases effective utilization of equity capital.
Return on Assets (ROA): Synchrony Finl's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.64%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: Synchrony Finl's debt-to-equity ratio is below the industry average. With a ratio of 1.06, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
The Basics of Analyst Ratings
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.
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