Capital One To Report Q4 Results: Here's What To Watch

Capital One Financial Corp. COF is set to report its fourth-quarter financial results after Tuesday's closing bell. Here's a look at what investors will be watching when the financial services company reports. 

What To Know: Wall Street will be interested in the performance of Capital One’s credit card segment, particularly its domestic card business. Net charge-off rates and delinquency rates are often seen as a barometer for the health of the U.S. consumer. 

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Rising charge-offs and delinquency rates may also be a point of concern for investors, as they could potentially lead to higher losses for Capital One in the future. The company reported its net charge-off rate was 5.6% in the third quarter, slightly above analyst estimates of 5.5% and the 30-plus day performing delinquency rate for the overall portfolio was 3.71% in the third quarter, up from 3.42% in the previous quarter. 

According to estimates from Benzinga Pro, analysts expect Capital One Financial to report earnings of $2.82 per share and quarterly revenue of $10.21 billion after Tuesday's closing bell. 

What Else: Investors will also be looking for any comments or financial impacts related to the recent lawsuit filed by the Consumer Financial Protection Bureau regarding interest rates on its savings accounts. 

The CFPB's lawsuit alleges Capital One deliberately misled customers by hiding its more lucrative 360 Performance Savings account while falsely advertising its 360 Savings account as offering one of the best interest rates in the nation. 

COF Price Action: According to Benzinga Pro, Capital One shares are up 1.25% at $193.34 at the time of publication Tuesday. 

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