Robinhood's Retirement Account Just Got Even More Interesting

Retirement planning isn't exactly the most exciting topic. Until you realize you can actually get free money for investing in your future. Robinhood is flipping the script on IRAs with an offer that's hard to ignore. Earn 3% extra on annual contributions when you subscribe to Robinhood Gold, plus an uncapped 2% boost on transfers and rollovers until April 30.

• Sign up for a Robinhood Retirement account now

Why Settle for Ordinary When You Can Boost Your IRA?

You work hard for your money, so why not make it work harder for you? With Robinhood's IRA, every contribution gets an instant 3% boost when you’re a Robinhood Gold subscriber. And if you're rolling over funds from another retirement account, you'll get a 2% boost. No cap, no gimmicks, just extra cash added to your investments.

If you're serious about maxing out your IRA for 2025, there's another sweet deal: contribute the full amount by April 15, 2025, and you could snag an extra $420 in matching funds.

The Robinhood IRA Advantage

This isn't just another IRA. Robinhood is rewriting the rules with a platform built for simplicity, flexibility, and more money in your pocket.

Tax Advantages That Keep More Money in Your Pocket

Your earnings in an IRA grow tax-deferred or tax-free, depending on whether you choose a Traditional or Roth IRA. That means more of your money stays invested, compounding over time instead of going to the IRS.

Options Trading in a Tax-Advantaged Account

Not ready to retire from active investing? Robinhood lets qualified traders trade options on stocks and ETFs inside their IRA, with no commission or per-contract fees. That means you get the flexibility of options trading without the tax hit you'd face in a traditional brokerage account.

Already Have a 401(k)? Stack an IRA on Top

A 401(k) is great, but it might not be enough. If you're already maxing out your employer-sponsored plan, you can still contribute up to $7,000 in an IRA for 2025. More investment, more tax advantages, and with Robinhood, more free money with every contribution.

One Platform for Everything

Tired of tracking retirement accounts across different platforms? Robinhood makes it easy to find and consolidate your retirement savings in one place. Whether you’re rolling over an old 401(k) or moving funds from another IRA, the process is simple, fast, and now comes with a 2% cash boost on all transfers.

Who Should Consider a Robinhood IRA?

• Investors who want more money upfront. Get an instant 3% boost on contributions
• People who already max out a 401(k). Stack an IRA on top for even greater tax benefits
• Anyone looking for low-cost, commission-free investing. No hidden fees or per-contract costs
• Self-employed workers or freelancers. No employer 401(k)? No problem. Robinhood's IRA puts you in control
• Long-term investors who want to grow wealth tax-efficiently. Keep more of your gains over time

The Clock is Ticking

This isn't a forever deal. That 2% unlimited transfer boost disappears after April 30, and the $420 max-out match is only available if you contribute by April 15, 2025. The 3% instant match is here to stay for Robinhood Gold subscribers, but why wait? The sooner you contribute, the more time your money has to grow.

• Sign up for a Robinhood Retirement account now

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