Breaking Down U.S. Bancorp: 9 Analysts Share Their Views

In the latest quarter, 9 analysts provided ratings for U.S. Bancorp USB, showcasing a mix of bullish and bearish perspectives.

The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.

The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $53.94, a high estimate of $63.00, and a low estimate of $43.50. A 5.78% drop is evident in the current average compared to the previous average price target of $57.25.

Diving into Analyst Ratings: An In-Depth Exploration

The perception of U.S. Bancorp by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

• Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to U.S. Bancorp. This insight gives a snapshot of analysts' perspectives on the current state of the company.
• Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of U.S. Bancorp compared to the broader market.
• Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of U.S. Bancorp's stock. This comparison reveals trends in analysts' expectations over time.

Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of U.S. Bancorp's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.

Stay up to date on U.S. Bancorp analyst ratings.

All You Need to Know About U.S. Bancorp

With assets of around $680 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in the midwestern and western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, and wealth services.

Key Indicators: U.S. Bancorp's Financial Health

Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.

Revenue Growth: U.S. Bancorp's remarkable performance in 3 months is evident. As of 31 December, 2024, the company achieved an impressive revenue growth rate of 3.68%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.

Net Margin: U.S. Bancorp's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 22.65% net margin, the company effectively manages costs and achieves strong profitability.

Return on Equity (ROE): U.S. Bancorp's ROE stands out, surpassing industry averages. With an impressive ROE of 3.05%, the company demonstrates effective use of equity capital and strong financial performance.

Return on Assets (ROA): U.S. Bancorp's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of 0.23%, the company showcases efficient use of assets and strong financial health.

Debt Management: U.S. Bancorp's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 1.27.

The Core of Analyst Ratings: What Every Investor Should Know

Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.

In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.

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This article was generated by Benzinga's automated content engine and reviewed by an editor.