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Equifax

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Analyst ratings are quantitative and qualitative analysis of a stock by Wall Street stock rating analysts. Stock ratings consist of expected future growth, current stock valuation and macroeconomic trends.

Arthur Truslove's

analyst ratings image

<p>Providing a diverse range of perspectives from bullish to bearish, 13 analysts have published ratings on Equifax (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/EFX#NYSE">EFX</a>) in the last three months.</p>
<p>Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.</p>
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;"><strong>Bullish</strong></th>
<th style="text-align: right;"><strong>Somewhat Bullish</strong></th>
<th style="text-align: right;"><strong>Indifferent</strong></th>
<th style="text-align: right;"><strong>Somewhat Bearish</strong></th>
<th style="text-align: right;"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td style="text-align: right;">7</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">4</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td style="text-align: right;">4</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>

<p>Analysts have set 12-month price targets for Equifax, revealing an average target of $267.0, a high estimate of $315.00, and a low estimate of $195.00. This upward trend is evident, with the current average reflecting a 36.45% increase from the previous average price target of $195.67.</p>
<p><img src="https://www.benzinga.com/files/images/story/2024/1707483609_0.png" alt="price target chart" /></p>

<h2>Diving into Analyst Ratings: An In-Depth Exploration</h2>
<p>The standing of Equifax among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Kyle Peterson</td>
<td>Needham</td>
<td>Maintains</td>
<td>Buy</td>
<td>$305.00</td>
<td>-</td>
</tr>
<tr>
<td>Simon Clinch</td>
<td>Redburn Atlantic</td>
<td>Announces</td>
<td>Neutral</td>
<td>$272.00</td>
<td>-</td>
</tr>
<tr>
<td>Shlomo Rosenbaum</td>
<td>Stifel</td>
<td>Raises</td>
<td>Buy</td>
<td>$289.00</td>
<td>$208.00</td>
</tr>
<tr>
<td>Heather Balsky</td>
<td>B of A Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$300.00</td>
<td>$164.00</td>
</tr>
<tr>
<td>Kyle Peterson</td>
<td>Needham</td>
<td>Raises</td>
<td>Buy</td>
<td>$305.00</td>
<td>$230.00</td>
</tr>
<tr>
<td>George Tong</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Neutral</td>
<td>$222.00</td>
<td>$195.00</td>
</tr>
<tr>
<td>Owen Lau</td>
<td>Oppenheimer</td>
<td>Announces</td>
<td>Outperform</td>
<td>$273.00</td>
<td>-</td>
</tr>
<tr>
<td>Surinder Thind</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Buy</td>
<td>$315.00</td>
<td>$200.00</td>
</tr>
<tr>
<td>Seth Weber</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$290.00</td>
<td>$200.00</td>
</tr>
<tr>
<td>Faiza Alwy</td>
<td>Deutsche Bank</td>
<td>Raises</td>
<td>Buy</td>
<td>$267.00</td>
<td>$218.00</td>
</tr>
<tr>
<td>Andre Benjamin</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Neutral</td>
<td>$195.00</td>
<td>$173.00</td>
</tr>
<tr>
<td>Andre Benjamin</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Neutral</td>
<td>$195.00</td>
<td>$173.00</td>
</tr>
<tr>
<td>Arthur Truslove</td>
<td>Citigroup</td>
<td>Announces</td>
<td>Buy</td>
<td>$243.00</td>
<td>-</td>
</tr>
</tbody>
</table>

<h3>Key Insights:</h3>
<ul>
<li><strong>Action Taken:</strong> Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Equifax. This offers insight into analysts' perspectives on the current state of the company.</li>
<li><strong>Rating:</strong> Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of Equifax compared to the broader market.</li>
<li><strong>Price Targets:</strong> Gaining insights, analysts provide estimates for the future value of Equifax's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
<p>Capture valuable insights into Equifax's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.</p>
<p><a href="https://www.benzinga.com/quote/EFX/analyst-ratings?utm_source=Benzinga Insights"><strong>Stay up to date on Equifax analyst ratings.</strong></a></p>
<h2>All You Need to Know About Equifax</h2>
<p>Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about a third of the firm's revenue comes from workforce solutions, which provides income verification and employer human resources services. Equifax generates over 20% of its revenue from outside the United States.</p>
<h3>Financial Milestones: Equifax's Journey</h3>
<p><strong>Market Capitalization:</strong> Boasting an elevated market capitalization, the company surpasses industry averages. This signals substantial size and strong market recognition.</p>
<p><strong>Revenue Growth:</strong> Equifax's revenue growth over a period of 3 months has been noteworthy. As of 31 December, 2023, the company achieved a revenue growth rate of approximately <strong>0.56%</strong>. This indicates a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Industrials sector.</p>
<p><strong>Net Margin:</strong> Equifax's net margin excels beyond industry benchmarks, reaching <strong>9.98%</strong>. This signifies efficient cost management and strong financial health.</p>
<p><strong>Return on Equity (ROE):</strong> Equifax's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of <strong>3.0%,</strong> the company may face hurdles in achieving optimal financial performance.</p>
<p><strong>Return on Assets (ROA):</strong> Equifax's ROA stands out, surpassing industry averages. With an impressive ROA of <strong>1.07%</strong>, the company demonstrates effective utilization of assets and strong financial performance.</p>
<p><strong>Debt Management:</strong> Equifax's debt-to-equity ratio surpasses industry norms, standing at <strong>1.26</strong>. This suggests the company carries a substantial amount of debt, posing potential financial challenges.</p>
<h2>Understanding the Relevance of Analyst Ratings</h2>
<p>Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter. </p>
<p>Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.</p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>

Analyst Ratings

Assessing Equifax: Insights From 13 Financial Analysts

<p>In the last three months, 14 analysts have published ratings on Equifax (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/EFX#NYSE">EFX</a>), offering a diverse range of perspectives from bullish to bearish.</p>
<p>Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.</p>
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;"><strong>Bullish</strong></th>
<th style="text-align: right;"><strong>Somewhat Bullish</strong></th>
<th style="text-align: right;"><strong>Indifferent</strong></th>
<th style="text-align: right;"><strong>Somewhat Bearish</strong></th>
<th style="text-align: right;"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td style="text-align: right;">7</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">5</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>

<p>Analysts have set 12-month price targets for Equifax, revealing an average target of $245.79, a high estimate of $315.00, and a low estimate of $195.00. This upward trend is apparent, with the current average reflecting a 19.32% increase from the previous average price target of $206.00.</p>
<p><img src="https://www.benzinga.com/files/images/story/2024/1704726035_0.png" alt="price target chart" /></p>

<h2>Understanding Analyst Ratings: A Comprehensive Breakdown</h2>
<p>An in-depth analysis of recent analyst actions unveils how financial experts perceive Equifax. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Heather Balsky</td>
<td>B of A Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$300.00</td>
<td>$164.00</td>
</tr>
<tr>
<td>Kyle Peterson</td>
<td>Needham</td>
<td>Raises</td>
<td>Buy</td>
<td>$305.00</td>
<td>$230.00</td>
</tr>
<tr>
<td>George Tong</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Neutral</td>
<td>$222.00</td>
<td>$195.00</td>
</tr>
<tr>
<td>Owen Lau</td>
<td>Oppenheimer</td>
<td>Announces</td>
<td>Outperform</td>
<td>$273.00</td>
<td>-</td>
</tr>
<tr>
<td>Surinder Thind</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Buy</td>
<td>$315.00</td>
<td>$200.00</td>
</tr>
<tr>
<td>Seth Weber</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$290.00</td>
<td>$200.00</td>
</tr>
<tr>
<td>Faiza Alwy</td>
<td>Deutsche Bank</td>
<td>Raises</td>
<td>Buy</td>
<td>$267.00</td>
<td>$218.00</td>
</tr>
<tr>
<td>Andre Benjamin</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Neutral</td>
<td>$195.00</td>
<td>$173.00</td>
</tr>
<tr>
<td>Andre Benjamin</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Neutral</td>
<td>$195.00</td>
<td>$173.00</td>
</tr>
<tr>
<td>Arthur Truslove</td>
<td>Citigroup</td>
<td>Announces</td>
<td>Buy</td>
<td>$243.00</td>
<td>-</td>
</tr>
<tr>
<td>Andrew Jeffrey</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$210.00</td>
<td>$250.00</td>
</tr>
<tr>
<td>Seth Weber</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$200.00</td>
<td>$215.00</td>
</tr>
<tr>
<td>Toni Kaplan</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$196.00</td>
<td>$204.00</td>
</tr>
<tr>
<td>Kyle Peterson</td>
<td>Needham</td>
<td>Lowers</td>
<td>Buy</td>
<td>$230.00</td>
<td>$250.00</td>
</tr>
</tbody>
</table>

<h3>Key Insights:</h3>
<ul>
<li><strong>Action Taken:</strong> Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Equifax. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li><strong>Rating:</strong> Offering insights into predictions, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Equifax compared to the broader market.</li>
<li><strong>Price Targets:</strong> Delving into movements, analysts provide estimates for the future value of Equifax's stock. This analysis reveals shifts in analysts' expectations over time.</li>
</ul>
<p>Capture valuable insights into Equifax's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.</p>
<p><a href="https://www.benzinga.com/quote/EFX/analyst-ratings?utm_source=Benzinga Insights"><strong>Stay up to date on Equifax analyst ratings.</strong></a></p>
<h2>Delving into Equifax's Background</h2>
<p>Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about a third of the firm's revenue comes from workforce solutions, which provides income verification and employer human resources services. Equifax generates over 20% of its revenue from outside the United States.</p>
<h3>Equifax's Financial Performance</h3>
<p><strong>Market Capitalization:</strong> Positioned above industry average, the company's market capitalization underscores its superiority in size, indicative of a strong market presence.</p>
<p><strong>Revenue Growth:</strong> Over the 3 months period, Equifax showcased positive performance, achieving a revenue growth rate of <strong>6.01%</strong> as of 30 September, 2023. This reflects a substantial increase in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Industrials sector.</p>
<p><strong>Net Margin:</strong> Equifax's net margin is impressive, surpassing industry averages. With a net margin of <strong>12.3%,</strong> the company demonstrates strong profitability and effective cost management.</p>
<p><strong>Return on Equity (ROE):</strong> Equifax's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of <strong>3.82%,</strong> the company may face hurdles in achieving optimal financial performance.</p>
<p><strong>Return on Assets (ROA):</strong> Equifax's ROA stands out, surpassing industry averages. With an impressive ROA of <strong>1.36%</strong>, the company demonstrates effective utilization of assets and strong financial performance.</p>
<p><strong>Debt Management:</strong> Equifax's debt-to-equity ratio surpasses industry norms, standing at <strong>1.4</strong>. This suggests the company carries a substantial amount of debt, posing potential financial challenges.</p>
<h2>Analyst Ratings: What Are They?</h2>
<p>Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.</p>
<p>Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.</p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>

Navigating 14 Analyst Ratings For Equifax

<p>A comprehensive look at Equifax (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/EFX#NYSE">EFX</a>) through the lens of 11 analysts within the last quarter: </p>
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;"><strong>Bullish</strong></th>
<th style="text-align: right;"><strong>Somewhat Bullish</strong></th>
<th style="text-align: right;"><strong>Indifferent</strong></th>
<th style="text-align: right;"><strong>Somewhat Bearish</strong></th>
<th style="text-align: right;"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td style="text-align: right;">5</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">5</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>

<p>In the last 3 months, 11 analysts have offered 12-month price targets for Equifax. The company has an average price target of $231.73 with a high of $315.00 and a low of $195.00. </p>
<p>Here's a brief overview of how 11 analysts have rated Equifax in the past 3 months. Positive sentiments are reflected in bullish ratings, while negative sentiments are indicated by bearish ratings.</p>
<p><img src="https://www.benzinga.com/files/images/story/2023/1702926018_0.png" alt="price target chart" /></p>

<p>Over the past month, there's been a 9.57% boost in the average price target.</p>
<h2>Deciphering Analyst Ratings: An In-Depth Analysis</h2>
<p>Explore the analyses of financial experts and analysts, gaining insights into their recent assessments for Equifax. The Ratings Table below delivers a detailed overview of the actions undertaken by key analysts, their current ratings, and price targets. Uncover valuable perspectives on possible market trends and investor sentiment by understanding the perceptions of these experts towards the company.</p>
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Surinder Thind</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Buy</td>
<td>$315.00</td>
<td>$200.00</td>
</tr>
<tr>
<td>Seth Weber</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$290.00</td>
<td>$200.00</td>
</tr>
<tr>
<td>Faiza Alwy</td>
<td>Deutsche Bank</td>
<td>Raises</td>
<td>Buy</td>
<td>$267.00</td>
<td>$218.00</td>
</tr>
<tr>
<td>Andre Benjamin</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Neutral</td>
<td>$195.00</td>
<td>$173.00</td>
</tr>
<tr>
<td>Andre Benjamin</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Neutral</td>
<td>$195.00</td>
<td>$173.00</td>
</tr>
<tr>
<td>Arthur Truslove</td>
<td>Citigroup</td>
<td>Announces</td>
<td>Buy</td>
<td>$243.00</td>
<td>-</td>
</tr>
<tr>
<td>Andrew Jeffrey</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$210.00</td>
<td>$250.00</td>
</tr>
<tr>
<td>Seth Weber</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$200.00</td>
<td>$215.00</td>
</tr>
<tr>
<td>Toni Kaplan</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$196.00</td>
<td>$204.00</td>
</tr>
<tr>
<td>Kyle Peterson</td>
<td>Needham</td>
<td>Lowers</td>
<td>Buy</td>
<td>$230.00</td>
<td>$250.00</td>
</tr>
<tr>
<td>Andre Benjamin</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$208.00</td>
<td>$232.00</td>
</tr>
</tbody>
</table>

<h3>Key Insights:</h3>
<ul>
<li><strong>Action Taken:</strong> Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Equifax. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li><strong>Rating:</strong> Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Equifax compared to the broader market.</li>
<li><strong>Price Targets:</strong> Analysts navigate through adjustments in price targets, providing estimates for Equifax's future value. Comparing current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
<p>Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Equifax's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.</p>
<p><a href="https://www.benzinga.com/quote/EFX/analyst-ratings?utm_source=Benzinga Insights"><strong>Stay up to date on Equifax analyst ratings.</strong></a></p>
<h2>Discovering Equifax: A Closer Look</h2>
<p>Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about a third of the firm's revenue comes from workforce solutions, which provides income verification and employer human resources services. Equifax generates over 20% of its revenue from outside the United States.</p>
<h3>Breaking Down Equifax's Financial Performance</h3>
<p><strong>Market Capitalization:</strong> Exceeding industry standards, the company's market capitalization places it above industry average in size relative to peers. This emphasizes its significant scale and robust market position.</p>
<p><strong>Revenue Growth:</strong> Equifax's revenue growth over a period of 3 months has been noteworthy. As of 30 September, 2023, the company achieved a revenue growth rate of approximately <strong>6.01%</strong>. This indicates a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Industrials sector.</p>
<p><strong>Net Margin:</strong> Equifax's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive <strong>12.3%</strong> net margin, the company effectively manages costs and achieves strong profitability.</p>
<p><strong>Return on Equity (ROE):</strong> Equifax's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of <strong>3.82%,</strong> the company may encounter challenges in delivering satisfactory returns for shareholders.</p>
<p><strong>Return on Assets (ROA):</strong> Equifax's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of <strong>1.36%,</strong> the company showcases efficient use of assets and strong financial health.</p>
<p><strong>Debt Management:</strong> Equifax's debt-to-equity ratio is notably higher than the industry average. With a ratio of <b>1.4</b>, the company relies more heavily on borrowed funds, indicating a higher level of financial risk.</p>
<h1>The Core of Analyst Ratings: What Every Investor Should Know</h1>
<p>Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.</p>
<p>Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.</p>
<p>If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a>.</p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>

The Analyst Verdict: Equifax In The Eyes Of 11 Experts

<p>Amid significant swells in supply and rising threats to demand, cruise lines are preparing for foul winds ━ and some are cautious to board.</p>
<p>On Friday, Credit Suisse halved its 2018 yield growth estimates for <strong>Carnival Corp</strong> (NYSE:<a class="ticker" href="/stock/CCL#NYSE">CCL</a>) from 3 percent to 1.5 percent, lowered its earnings per share estimates 10 percent, downgraded the stock to Neutral and dropped its price target 10 percent to $70.</p>
<h3>
	<strong>Ebbing Demand</strong></h3>
<p>The cruise industry is plunging primarily under terror attacks and natural disasters.</p>
<p>Representing 39 percent of global passengers, the Caribbean market may see severe damages from Hurricane Irma, <a href="https://www.benzinga.com/analyst-ratings/analyst-color/17/09/10019831/cruise-stocks-taking-a-dive-as-harvey-slows-down-irma-p">expected to sink</a> 24 percent of the region&rsquo;s bookings.</p>
<p>The Mediterranean market captures 14 percent of passengers, but terror attacks in Barcelona, the region&rsquo;s No. 1 cruise port, have deterred reservations. The Eastern Mediterranean, particularly Greece and Turkey, has seen 60-percent volume declines since 2011.</p>
<p>The Chinese market, accommodating 12 percent of passengers, is threatened by 5-percent industry cutbacks in 2018 and travel bans to Korea.</p>
<p>These regional woes are further compounded by higher fuel prices.</p>
<h3>
	<strong>Anchored In Hope</strong></h3>
<p>But it&rsquo;s not all bad news.</p>
<p>Credit Suisse projects a five-year capacity growth of 6.1 percent, with the span of 2018 to 2021 double the rate of the last five years.</p>
<p>&ldquo;We had been <a href="https://www.benzinga.com/analyst-ratings/analyst-color/17/02/9099971/carnival-to-benefit-from-recovery-in-cruise-demand-argus">comfortable </a>with that supply growth given strong near-term demand trends (with bookings at record levels) and structural opportunities for growth in [emerging markets],&rdquo; analysts Tim Ramskill, Julia Pennington, Tal Grant and Arthur Truslove wrote in a note.</p>
<p>Despite perceived headwinds, Credit Suisse anticipates guidance beats in the Carnival&rsquo;s third-quarter results released in mid- to late September.</p>
<p><em>Related Links:</em></p>
<p><em><a href="https://www.benzinga.com/analyst-ratings/analyst-color/17/08/9882167/cruise-industry-embarks-on-the-golden-age-of-cruising">Cruise Industry Embarks On &lsquo;The Golden Age Of Cruising&rsquo;</a></em></p>
<p><em><a href="https://www.benzinga.com/analyst-ratings/analyst-color/17/06/9549983/can-this-leisure-group-cruise-higher-cramer-thinks-so">Can This Leisure Group Cruise Higher? Cramer Thinks So</a></em></p>


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		Buy Now							Get Alert
07/24/2024	EFX	Buy Now	Equifax	$260.60	16.65%	$263 → $304	Maintains	Buy	Get Alert
05/07/2024	ULS	Buy Now	UL Solutions	$44.19	-7.21%	→ $41	Initiates	→ Buy	Get Alert
11/20/2023	EFX	Buy Now	Equifax	$260.60	-6.75%	→ $243	Initiates	→ Buy	Get Alert

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