Personal Finance

Gen X parents feel the squeeze and it's not just about their financial future. A recent U.S. Bank survey shows that more than half of them (53%) are seriously worried their kids won't be able to stand on their own financially in adulthood. That's a big jump compared to parents, where about 37%...

Certificates of deposit are emerging as a prime destination for cash holdings, offering returns up to 5% even as the Federal Reserve signals future rate cuts. The guaranteed returns dwarf the average savings account yield of 0.57%, potentially generating $500 annually on a $10,000 deposit compared...

Imagine waking up one morning and discovering you've inherited $50 million. Sounds like a dream, right? Well, for Ken from Sacramento, this dream turned into reality. He called into the Dave Ramsey Show for some advice because when you're handed that kind of money, it's easy to feel overwhelmed....

Shaquille O’Neal, the NBA legend, is making a big impact wherever he goes. He has made it a habit to spread kindness in ways that often never make it to the headlines. One of those stories that did come to light was when he paid off a young man’s engagement ring at a Zales store in a...

Rebuilding your home after a natural disaster can be daunting and expensive. For retirees, the urgency to restore comfort and safety often means considering multiple funding options, which may include tapping into retirement accounts like 401(k)s or IRAs. While accessing these funds can provide...

So, you’ve probably heard of FIRE, which stands for Financial Independence, Retire Early. But let’s crank that concept up a notch and talk about something called FAT FIRE. What’s this all about? Well, it’s FIRE supercharged – with more comfort, more luxury and yes, a bigger...

In an appearance on The Ramsey Show years ago, billionaire entrepreneur Mark Cuban shared his straightforward views on parenting, particularly the importance of instilling a strong work ethic in children. This conversation between Cuban and financial expert Dave Ramsey wasn't just another money...

Shaquille O’Neal, the former NBA superstar, has seen his fair share of investments. Still, one of his most notable financial decisions came through babysitting – something he didn't expect to be doing. In an interview with Ellen DeGeneres, O’Neal detailed how this casual encounter led...

JD Vance's claim that his mother got health insurance thanks to Donald Trump has raised eyebrows, especially when the real credit lies with Obamacare. In a recent vice presidential debate, Vance spoke of how his family members, including his mother, switched from Medicaid to private health...

Kamala Harris and Donald Trump have laid out sweeping plans to win voters, but a new report reveals that these promises come with staggering costs, no matter who takes office. According to the Committee for a Responsible Federal Budget (CRFB), Harris's proposals could increase the national debt by...

Shaquille O’Neal, the larger-than-life basketball legend, wants to set the record straight when discussing generational wealth – it isn’t just for the superrich. In a recent discussion on his YouTube channel, Shaq shed some light on what generational wealth is and why it should be...

Al Pacino, one of Hollywood's most iconic actors, didn't get into acting for the money. But over the years, despite starring in classics like The Godfather and Scarface, he managed to blow through his millions, ultimately finding himself in a serious financial mess.  In his memoir Sonny Boy,...

In a stroke of unbelievable fortune, Jeanne, a Sandusky, Ohio resident, won $15 million in the state’s 50th Anniversary scratch-off game this past June.  Describe when Jeanne told the Ohio Lottery Commission that she had “dropped to the floor” after realizing her win. At the...

Jane from California recently found herself in a situation many married couples may never expect to face: being responsible for her husband's credit card debt.  On a recent episode of Suze Orman's Women & Money podcast, Jane asked the famous personal finance expert about whether she'd be...

When Elizabeth and her husband filed for Chapter 13 bankruptcy, they thought they were making a smart move to manage their growing debt. But fast-forward a few months and they're having serious second thoughts. Elizabeth explained during a call with Dave Ramsey, "We panicked and did some stupid...