Unum Gr (NYSE:UNM) Stock

Unum Gr

Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the largest domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum US, Unum International, and Colonial Life. The majority of the revenue is earned from the Unum US segment. The firm markets its products primarily through brokers.

Unum

Apple Stock Jumps 39% YTD

News

Downgrades

Markets

Analyst Ratings

Trading Ideas

AAPL

This Apple Analyst Turns Bearish; Here Are Top 5 Downgrades For Tuesday

Opinion

ALLY

CIVI

GLNG

SPNT

TMHC

C-Suite Buys of the Week: November 14, 2024

Earnings

Large Cap

Dividends

Insurance

Whether it&#39;s through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. But when you&#39;re an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.

Why Unum is a Great Dividend Stock Right Now

Unum Group

Unum Group 6.250% Junior Subordinated Notes due 2058

TRITENT INTL AGRICULTURE by Tritent International Agriculture, Inc.

Tritent International Agriculture Inc

UnMarshal

<p>Wells Fargo  analyst Elyse Greenspan   maintains Unum Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) with a Overweight and raises the price target from $81 to $91.</p>


Price Target

Wells Fargo Maintains Overweight on Unum Gr, Raises Price Target to $91

Buybacks

Unum Group Board Approves Share Repurchase Program For Up To $1B Of Its Common Stock From Time To Time Beginning On April 1, 2025

<p>Across the recent three months, 8 analysts have shared their insights on Unum Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>), expressing a variety of opinions spanning from bullish to bearish.</p>
<p>The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.</p>
<table>
<thead>
<tr>
<th></th>
<th align="right"><strong>Bullish</strong></th>
<th align="right"><strong>Somewhat Bullish</strong></th>
<th align="right"><strong>Indifferent</strong></th>
<th align="right"><strong>Somewhat Bearish</strong></th>
<th align="right"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td align="right">1</td>
<td align="right">6</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<p>Analysts have recently evaluated Unum Gr and provided 12-month price targets. The average target is $86.38, accompanied by a high estimate of $96.00 and a low estimate of $79.00. This current average reflects an increase of 8.16% from the previous average price target of $79.86. </p>
<p><img src="https://www.benzinga.com/files/images/story/2025/1739368816_0.png" alt="price target chart" /></p>
<h2>Breaking Down Analyst Ratings: A Detailed Examination</h2>
<p>The perception of Unum Gr by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Ryan Krueger</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Outperform</td>
<td>$90.00</td>
<td>$88.00</td>
</tr>
<tr>
<td>John Barnidge</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Overweight</td>
<td>$87.00</td>
<td>$82.00</td>
</tr>
<tr>
<td>Jack Matten</td>
<td>BMO Capital</td>
<td>Announces</td>
<td>Outperform</td>
<td>$91.00</td>
<td>-</td>
</tr>
<tr>
<td>Elyse Greenspan</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$81.00</td>
<td>$74.00</td>
</tr>
<tr>
<td>Jimmy Bhullar</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Neutral</td>
<td>$79.00</td>
<td>$74.00</td>
</tr>
<tr>
<td>Alex Scott</td>
<td>Barclays</td>
<td>Raises</td>
<td>Overweight</td>
<td>$85.00</td>
<td>$76.00</td>
</tr>
<tr>
<td>John Barnidge</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Overweight</td>
<td>$82.00</td>
<td>$74.00</td>
</tr>
<tr>
<td>Suneet Kamath</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Buy</td>
<td>$96.00</td>
<td>$91.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li><strong>Action Taken:</strong> Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Unum Gr. This offers insight into analysts' perspectives on the current state of the company.</li>
<li><strong>Rating:</strong> Unveiling insights, analysts deliver qualitative insights into stock performance, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Unum Gr compared to the broader market.</li>
<li><strong>Price Targets:</strong> Analysts set price targets as an estimate of a stock's future value. Comparing the current and prior price targets provides insight into how analysts' expectations have changed over time. This information can be valuable for investors seeking to understand consensus views on the stock's potential future performance.</li>
</ul>
<p>Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Unum Gr's market position. Stay informed and make well-informed decisions with our Ratings Table.</p>
<p><a href="https://www.benzinga.com/quote/UNM/analyst-ratings?utm_source=Benzinga Insights"><strong>Stay up to date on Unum Gr analyst ratings.</strong></a></p>
<h2>Get to Know Unum Gr Better</h2>
<p>Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the largest domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum US, Unum International, and Colonial Life. The majority of the revenue is earned from the Unum US segment. The firm markets its products primarily through brokers.</p>
<h3>Financial Milestones: Unum Gr's Journey</h3>
<p><strong>Market Capitalization:</strong> With restricted market capitalization, the company is positioned below industry averages. This reflects a smaller scale relative to peers.</p>
<p><strong>Revenue Growth:</strong> Over the 3 months period, Unum Gr showcased positive performance, achieving a revenue growth rate of <strong>4.34%</strong> as of 30 September, 2024. This reflects a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.</p>
<p><strong>Net Margin:</strong> Unum Gr's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive <strong>20.16%</strong> net margin, the company effectively manages costs and achieves strong profitability.</p>
<p><strong>Return on Equity (ROE):</strong> Unum Gr's ROE stands out, surpassing industry averages. With an impressive ROE of <strong>6.03%</strong>, the company demonstrates effective use of equity capital and strong financial performance.</p>
<p><strong>Return on Assets (ROA):</strong> The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of <strong>1.02%,</strong> the company showcases effective utilization of assets.</p>
<p><strong>Debt Management:</strong> Unum Gr's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of <strong>0.32</strong>.</p>
<h2>The Significance of Analyst Ratings Explained</h2>
<p>Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.</p>
<p>In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.</p>
<p><strong>Breaking: Wall Street's Next Big Mover</strong></p>
<p>Benzinga's #1 analyst just identified a stock poised for explosive growth. This under-the-radar company could surge 200%+ as major market shifts unfold. <a href="https://www.benzinga.com/premium/ideas/turning-point-trader-checkout-2/?t=Tu1tu3arja3be22tu36&amp;utm_source=benzinga-insights"><strong>Click here for urgent details</strong></a>.</p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


What Analysts Are Saying About Unum Gr Stock

<p>Keefe, Bruyette &amp; Woods  analyst Ryan Krueger   maintains Unum Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) with a Outperform and raises the price target from $88 to $90.</p>


Keefe, Bruyette & Woods Maintains Outperform on Unum Gr, Raises Price Target to $90

<p>Piper Sandler  analyst John Barnidge   maintains Unum Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) with a Overweight and raises the price target from $82 to $87.</p>


Piper Sandler Maintains Overweight on Unum Gr, Raises Price Target to $87

<p><strong>Unum Gr</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) reported its Q4 earnings results on Tuesday, February 4, 2025 at 04:15 PM.</p>
<p>Here's what investors need to know about the announcement.</p>
<h3>Earnings</h3>
<p>Unum Gr missed estimated earnings by -5.0%, reporting an EPS of $2.03 versus an estimate of $2.14.</p>
<p>Revenue was up $92.00 million from the same period last year.</p>
<h3>Past Earnings Performance</h3>
<p>Last quarter the company beat on EPS by $0.03 which was followed by a 4.0% increase in the share price the next day.</p>
<p>Here's a look at Unum Gr's past performance:</p>
<p>
<table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th><strong>Q3 2024</strong></th>
<th><strong>Q2 2024</strong></th>
<th><strong>Q1 2024</strong></th>
<th><strong>Q4 2023</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td>2.10</td>
<td>2.02</td>
<td>1.97</td>
<td>1.86</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td>2.13</td>
<td>2.16</td>
<td>2.12</td>
<td>1.79</td>
</tr>
<tr>
<td><strong>Revenue Estimate</strong></td>
<td>3.26B</td>
<td>3.23B</td>
<td>3.21B</td>
<td>3.14B</td>
</tr>
<tr>
<td><strong>Revenue Actual</strong></td>
<td>3.22B</td>
<td>3.23B</td>
<td>3.20B</td>
<td>3.15B</td>
</tr>
</tbody>
</table>
</p>
<p>New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).</p>
<h3>Guidance</h3>
<p>Unum Gr management provided guidance for FY 2025, expecting earnings between $9.12 and $9.45 per share.</p>
<p>To track all earnings releases for Unum Gr <a href="https://www.benzinga.com/quote/UNM/earnings">visit their earnings calendar here.</a> </p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


Unum Gr Earnings Report: Q4 Overview

<p><strong>Unum Gr</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) released its Q4 earnings on Tuesday, February 4, 2025 at 04:15 PM.</p>
<p>Here's what's important from the earnings announcement.</p>
<h3>Earnings</h3>
<p>Unum Gr missed estimated earnings by -5.0%, reporting an EPS of $2.03 versus an estimate of $2.14.</p>
<p>Revenue was up $92.00 million from the same period last year.</p>
<h3>Analysis of Past Earnings</h3>
<p>In the previous quarter, the company beat on EPS by $0.03, resulting in a 4.0% increase change in the share price the following day.</p>
<p>Here's a look at Unum Gr's past performance:</p>
<p>
<table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th><strong>Q3 2024</strong></th>
<th><strong>Q2 2024</strong></th>
<th><strong>Q1 2024</strong></th>
<th><strong>Q4 2023</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td>2.10</td>
<td>2.02</td>
<td>1.97</td>
<td>1.86</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td>2.13</td>
<td>2.16</td>
<td>2.12</td>
<td>1.79</td>
</tr>
<tr>
<td><strong>Revenue Estimate</strong></td>
<td>3.26B</td>
<td>3.23B</td>
<td>3.21B</td>
<td>3.14B</td>
</tr>
<tr>
<td><strong>Revenue Actual</strong></td>
<td>3.22B</td>
<td>3.23B</td>
<td>3.20B</td>
<td>3.15B</td>
</tr>
</tbody>
</table>
</p>
<p>New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).</p>
<h3>Guidance</h3>
<p>Unum Gr management provided guidance for FY 2025, expecting earnings between $9.12 and $9.45 per share.</p>
<p>To track all earnings releases for Unum Gr <a href="https://www.benzinga.com/quote/UNM/earnings">visit their earnings calendar here.</a> </p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


Earnings Breakdown: Unum Gr Q4

WIIM

Unum Group shares are trading lower following worse-than-expected Q4 financial results.

<p>The Q4 earnings report for <strong>Unum Gr</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) was released on Tuesday, February 4, 2025 at 04:15 PM.</p>
<p>Here's what investors need to know about the latest announcement.</p>
<h3>Earnings</h3>
<p>Unum Gr missed estimated earnings by -5.0%, reporting an EPS of $2.03 versus an estimate of $2.14.</p>
<p>Revenue was up $92.00 million from the same period last year.</p>
<h3>Past Earnings Performance</h3>
<p>During the previous quarter, the company beat on EPS by $0.03, leading to a 4.0% increase share price change the next day.</p>
<p>Here's a look at Unum Gr's past performance:</p>
<p>
<table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th><strong>Q3 2024</strong></th>
<th><strong>Q2 2024</strong></th>
<th><strong>Q1 2024</strong></th>
<th><strong>Q4 2023</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td>2.10</td>
<td>2.02</td>
<td>1.97</td>
<td>1.86</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td>2.13</td>
<td>2.16</td>
<td>2.12</td>
<td>1.79</td>
</tr>
<tr>
<td><strong>Revenue Estimate</strong></td>
<td>3.26B</td>
<td>3.23B</td>
<td>3.21B</td>
<td>3.14B</td>
</tr>
<tr>
<td><strong>Revenue Actual</strong></td>
<td>3.22B</td>
<td>3.23B</td>
<td>3.20B</td>
<td>3.15B</td>
</tr>
</tbody>
</table>
</p>
<p>New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).</p>
<h3>Guidance</h3>
<p>Unum Gr management provided guidance for FY 2025, expecting earnings between $9.12 and $9.45 per share.</p>
<p>To track all earnings releases for Unum Gr <a href="https://www.benzinga.com/quote/UNM/earnings">visit their earnings calendar here.</a> </p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


Unum Gr: Q4 Earnings Insights

<p><strong>Unum Gr</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) reported its Q4 earnings results on Tuesday, February 4, 2025 at 04:15 PM.</p>
<p>Here's what investors need to know about the announcement.</p>
<h3>Earnings</h3>
<p>Unum Gr missed estimated earnings by -5.0%, reporting an EPS of $2.03 versus an estimate of $2.14.</p>
<p>Revenue was up $92.00 million from the same period last year.</p>
<h3>Past Earnings Performance</h3>
<p>The company beat on EPS by $0.03 in the previous quarter, leading to a 4.0% increase share price change the next day.</p>
<p>Here's a look at Unum Gr's past performance:</p>
<p>
<table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th><strong>Q3 2024</strong></th>
<th><strong>Q2 2024</strong></th>
<th><strong>Q1 2024</strong></th>
<th><strong>Q4 2023</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td>2.10</td>
<td>2.02</td>
<td>1.97</td>
<td>1.86</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td>2.13</td>
<td>2.16</td>
<td>2.12</td>
<td>1.79</td>
</tr>
<tr>
<td><strong>Revenue Estimate</strong></td>
<td>3.26B</td>
<td>3.23B</td>
<td>3.21B</td>
<td>3.14B</td>
</tr>
<tr>
<td><strong>Revenue Actual</strong></td>
<td>3.22B</td>
<td>3.23B</td>
<td>3.20B</td>
<td>3.15B</td>
</tr>
</tbody>
</table>
</p>
<p>New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).</p>
<h3>Guidance</h3>
<p>Unum Gr management provided guidance for FY 2025, expecting earnings between $9.12 and $9.45 per share.</p>
<p>To track all earnings releases for Unum Gr <a href="https://www.benzinga.com/quote/UNM/earnings">visit their earnings calendar here.</a> </p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


Insights into Unum Gr Q4 Earnings

<p><strong>Unum Gr</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) announced its Q4 earnings on Tuesday, February 4, 2025 at 04:15 PM.</p>
<p>Here's a breakdown of the earnings report.</p>
<h3>Earnings</h3>
<p>Unum Gr missed estimated earnings by -5.0%, reporting an EPS of $2.03 versus an estimate of $2.14.</p>
<p>Revenue was up $92.00 million from the same period last year.</p>
<h3>Historical Earnings Summary</h3>
<p>The company beat on EPS by $0.03 in the previous quarter, leading to a 4.0% increase share price change the next day.</p>
<p>Here's a look at Unum Gr's past performance:</p>
<p>
<table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th><strong>Q3 2024</strong></th>
<th><strong>Q2 2024</strong></th>
<th><strong>Q1 2024</strong></th>
<th><strong>Q4 2023</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td>2.10</td>
<td>2.02</td>
<td>1.97</td>
<td>1.86</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td>2.13</td>
<td>2.16</td>
<td>2.12</td>
<td>1.79</td>
</tr>
<tr>
<td><strong>Revenue Estimate</strong></td>
<td>3.26B</td>
<td>3.23B</td>
<td>3.21B</td>
<td>3.14B</td>
</tr>
<tr>
<td><strong>Revenue Actual</strong></td>
<td>3.22B</td>
<td>3.23B</td>
<td>3.20B</td>
<td>3.15B</td>
</tr>
</tbody>
</table>
</p>
<p>New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).</p>
<h3>Guidance</h3>
<p>Unum Gr management provided guidance for FY 2025, expecting earnings between $9.12 and $9.45 per share.</p>
<p>To track all earnings releases for Unum Gr <a href="https://www.benzinga.com/quote/UNM/earnings">visit their earnings calendar here.</a> </p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


Unum Gr Earnings Analysis: Q4 Recap

<p>Unum Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) is looking for FY2025 Adj EPS of $9.12-9.45 vs $9.10 analyst estimate..</p>


Guidance

Unum Gr Sees FY2025 Adj EPS $9.12-9.45 vs $9.10 Est

<p><strong>Unum Gr</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) announced its Q4 earnings on Tuesday, February 4, 2025 at 04:15 PM.</p>
<p>Here's a breakdown of the earnings report.</p>
<h3>Earnings</h3>
<p>Unum Gr missed estimated earnings by -5.0%, reporting an EPS of $2.03 versus an estimate of $2.14.</p>
<p>Revenue was up $92.00 million from the same period last year.</p>
<h3>Overview of Past Earnings</h3>
<p>In the previous quarter, the company beat on EPS by $0.03, resulting in a 4.0% increase change in the share price the following day.</p>
<p>Here's a look at Unum Gr's past performance:</p>
<p>
<table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th><strong>Q3 2024</strong></th>
<th><strong>Q2 2024</strong></th>
<th><strong>Q1 2024</strong></th>
<th><strong>Q4 2023</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td>2.10</td>
<td>2.02</td>
<td>1.97</td>
<td>1.86</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td>2.13</td>
<td>2.16</td>
<td>2.12</td>
<td>1.79</td>
</tr>
<tr>
<td><strong>Revenue Estimate</strong></td>
<td>3.26B</td>
<td>3.23B</td>
<td>3.21B</td>
<td>3.14B</td>
</tr>
<tr>
<td><strong>Revenue Actual</strong></td>
<td>3.22B</td>
<td>3.23B</td>
<td>3.20B</td>
<td>3.15B</td>
</tr>
</tbody>
</table>
</p>
<p>To track all earnings releases for Unum Gr <a href="https://www.benzinga.com/quote/UNM/earnings">visit their earnings calendar here.</a> </p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


Unum Gr Earnings Review: Q4 Summary

<p>Unum Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) reported quarterly earnings of $2.03 per share which missed the analyst consensus estimate of $2.14 by 5.14 percent. This is a 13.41 percent increase over earnings of $1.79 per share from the same period last year.  The company reported quarterly sales of $3.24 billion which missed the analyst consensus estimate of $3.29 billion by 1.46 percent.  This is a 2.93 percent increase over sales of $3.15 billion the same period last year.</p>


Earnings Misses

Unum Gr Q4 Adj $2.03 Misses $2.14 Estimate, Sales $3.24B Miss $3.29B Estimate

ALGT

AMCR

AMGN

APAM

ARMK

ATEN

ATKR

AUDC

AVNW

AXTA

AZEK

AZPN

BALL

BERY

COLM

CRUS

CVRX

EGHT

ENPH

ENVA

FICO

FLNG

FOXA

GBDC

GOOG

GOOGL

HLNE

HUBB

ICHR

IESC

INGR

INMD

INNV

INTA

JKHY

JNPR

KLIC

KTCC

LANC

LARK

LUMN

MDLZ

MLAB

MPLX

MRCY

MSGS

MTCH

MUFG

OCSL

OSCR

PINC

PYPL

RACE

Earnings Scheduled For February 4, 2025

<p><strong>Unum Gr's</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) short percent of float has fallen 15.43% since its last report. The company recently reported that it has <strong>2.18 million shares sold short</strong>, which is 1.59% of all regular shares that are available for trading. Based on its trading volume, <strong>it would take traders 1.75 days to cover their short positions on average.</strong></p>
<h3>Why Short Interest Matters</h3>
<p>Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock/">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.</p>
<p>Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.</p>
<p><strong>See Also:</strong> <a href="https://www.benzinga.com/short-interest"><strong>List of the most shorted stocks</strong></a></p>
<h3>Unum Gr Short Interest Graph (3 Months)</h3>
<p><img src="https://www.benzinga.com/files/images/story/2025/1738242026_0.png" alt="short_fig" /></p>
<p>As you can see from the chart above the percentage of shares that are sold short for Unum Gr has declined since its last report. This does not mean that the stock is going to rise in the near-term but traders should be aware that less shares are being shorted.</p>
<h3>Comparing Unum Gr's Short Interest Against Its Peers</h3>
<p>Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.</p>
<p>According to <a href="https://pro.benzinga.com/">Benzinga Pro</a>, Unum Gr's peer group average for short interest as a percentage of float is 2.37%, which means the company has <strong>less</strong> short interest than most of its peers.</p>
<p>Did you know that increasing short interest can actually be <strong>bullish</strong> for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze/"><strong>This post by Benzinga Money explains how you can profit from it.</strong></a></p>
<p><em>This article was generated by Benzinga's automated content engine and was reviewed by an editor.</em></p>


Short Sellers

Short Ideas

(UNM) - Analyzing Unum Gr's Short Interest

<p>In the last three months, 11 analysts have published ratings on Unum Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>), offering a diverse range of perspectives from bullish to bearish.</p>
<p>The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.</p>
<table>
<thead>
<tr>
<th></th>
<th align="right"><strong>Bullish</strong></th>
<th align="right"><strong>Somewhat Bullish</strong></th>
<th align="right"><strong>Indifferent</strong></th>
<th align="right"><strong>Somewhat Bearish</strong></th>
<th align="right"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td align="right">2</td>
<td align="right">6</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<p>Insights from analysts' 12-month price targets are revealed, presenting an average target of $79.0, a high estimate of $96.00, and a low estimate of $64.00. Observing a 8.82% increase, the current average has risen from the previous average price target of $72.60. </p>
<p><img src="https://www.benzinga.com/files/images/story/2025/1737637292_0.png" alt="price target chart" /></p>
<h2>Decoding Analyst Ratings: A Detailed Look</h2>
<p>An in-depth analysis of recent analyst actions unveils how financial experts perceive Unum Gr. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Jack Matten</td>
<td>BMO Capital</td>
<td>Announces</td>
<td>Outperform</td>
<td>$91.00</td>
<td>-</td>
</tr>
<tr>
<td>Elyse Greenspan</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$81.00</td>
<td>$74.00</td>
</tr>
<tr>
<td>Jimmy Bhullar</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Neutral</td>
<td>$79.00</td>
<td>$74.00</td>
</tr>
<tr>
<td>Alex Scott</td>
<td>Barclays</td>
<td>Raises</td>
<td>Overweight</td>
<td>$85.00</td>
<td>$76.00</td>
</tr>
<tr>
<td>John Barnidge</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Overweight</td>
<td>$82.00</td>
<td>$74.00</td>
</tr>
<tr>
<td>Suneet Kamath</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Buy</td>
<td>$96.00</td>
<td>$91.00</td>
</tr>
<tr>
<td>Mark Hughes</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$75.00</td>
<td>$70.00</td>
</tr>
<tr>
<td>Alex Scott</td>
<td>Barclays</td>
<td>Raises</td>
<td>Overweight</td>
<td>$76.00</td>
<td>$74.00</td>
</tr>
<tr>
<td>Alex Scott</td>
<td>Barclays</td>
<td>Raises</td>
<td>Overweight</td>
<td>$74.00</td>
<td>$72.00</td>
</tr>
<tr>
<td>Nigel Dally</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$64.00</td>
<td>$62.00</td>
</tr>
<tr>
<td>Thomas Gallagher</td>
<td>Evercore ISI Group</td>
<td>Raises</td>
<td>In-Line</td>
<td>$66.00</td>
<td>$59.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li><strong>Action Taken:</strong> Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Unum Gr. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li><strong>Rating:</strong> Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of Unum Gr compared to the broader market.</li>
<li><strong>Price Targets:</strong> Analysts gauge the dynamics of price targets, providing estimates for the future value of Unum Gr's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
<p>Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Unum Gr's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.</p>
<p><a href="https://www.benzinga.com/quote/UNM/analyst-ratings?utm_source=Benzinga Insights"><strong>Stay up to date on Unum Gr analyst ratings.</strong></a></p>
<h2>All You Need to Know About Unum Gr</h2>
<p>Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the largest domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum US, Unum International, and Colonial Life. The majority of the revenue is earned from the Unum US segment. The firm markets its products primarily through brokers.</p>
<h3>Understanding the Numbers: Unum Gr's Finances</h3>
<p><strong>Market Capitalization:</strong> Indicating a reduced size compared to industry averages, the company's market capitalization poses unique challenges.</p>
<p><strong>Revenue Growth:</strong> Unum Gr's revenue growth over a period of 3 months has been noteworthy. As of 30 September, 2024, the company achieved a revenue growth rate of approximately <strong>4.34%</strong>. This indicates a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.</p>
<p><strong>Net Margin:</strong> Unum Gr's net margin is impressive, surpassing industry averages. With a net margin of <strong>20.16%,</strong> the company demonstrates strong profitability and effective cost management.</p>
<p><strong>Return on Equity (ROE):</strong> Unum Gr's financial strength is reflected in its exceptional ROE, which exceeds industry averages. With a remarkable ROE of <strong>6.03%,</strong> the company showcases efficient use of equity capital and strong financial health.</p>
<p><strong>Return on Assets (ROA):</strong> Unum Gr's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of <strong>1.02%,</strong> the company showcases efficient use of assets and strong financial health.</p>
<p><strong>Debt Management:</strong> The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at <strong>0.32</strong>.</p>
<h2>The Core of Analyst Ratings: What Every Investor Should Know</h2>
<p>Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.</p>
<p>Some analysts also offer predictions for helpful metrics such as earnings, revenue, and growth estimates to provide further guidance as to what to do with certain tickers. It is important to keep in mind that while stock and sector analysts are specialists, they are also human and can only forecast their beliefs to traders.</p>
<p><strong>Which Stocks Are Analysts Recommending Now?</strong></p>
<p>Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;utm_source=benzinga-insights"><strong>Click here to stay ahead of the market</strong></a>.</p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


What 11 Analyst Ratings Have To Say About Unum Gr

<p>BMO Capital  analyst Jack Matten   initiates coverage on Unum Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) with a Outperform rating and announces Price Target of $91.</p>


Initiation

BMO Capital Initiates Coverage On Unum Gr with Outperform Rating, Announces Price Target of $91

<p>Wells Fargo  analyst Elyse Greenspan   maintains Unum Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) with a Overweight and raises the price target from $74 to $81.</p>


Wells Fargo Maintains Overweight on Unum Gr, Raises Price Target to $81

<p><strong>Unum Gr's</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNM#NYSE">UNM</a>) short percent of float has risen 6.25% since its last report. The company recently reported that it has <strong>2.57 million shares sold short</strong>, which is 1.87% of all regular shares that are available for trading. Based on its trading volume, <strong>it would take traders 2.16 days to cover their short positions on average.</strong></p>
<h3>Why Short Interest Matters</h3>
<p>Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock/">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.</p>
<p>Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.</p>
<p><strong>See Also:</strong> <a href="https://www.benzinga.com/short-interest"><strong>List of the most shorted stocks</strong></a></p>
<h3>Unum Gr Short Interest Graph (3 Months)</h3>
<p><img src="https://www.benzinga.com/files/images/story/2025/1736524820_0.png" alt="short_fig" /></p>
<p>As you can see from the chart above the percentage of shares that are sold short for Unum Gr has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.</p>
<h3>Comparing Unum Gr's Short Interest Against Its Peers</h3>
<p>Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.</p>
<p>According to <a href="https://pro.benzinga.com/">Benzinga Pro</a>, Unum Gr's peer group average for short interest as a percentage of float is 1.17%, which means the company has <strong>more</strong> short interest than most of its peers.</p>
<p>Did you know that increasing short interest can actually be <strong>bullish</strong> for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze/"><strong>This post by Benzinga Money explains how you can profit from it.</strong></a></p>
<p><em>This article was generated by Benzinga's automated content engine and was reviewed by an editor.</em></p>


How Is The Market Feeling About Unum Gr?

Press Releases

Unum Expands CalcFocus Partnership with Launch of New Group Whole Life on Achieve Platform

Unum Group to release third quarter 2024 results and host conference call

Unum Group Declares Quarterly Dividend of $0.420 Per Share of its Common Stock

Unum Group Reports Third Quarter 2024 Results

Unum Group joins The Council for Disability Income Awareness

Unum Group to Release Fourth Quarter 2024 Results, Provide 2025 Outlook and Host Conference Call

Unum Group Reports Fourth Quarter 2024 Results

Unum Group to Present at the 2025 UBS Financial Services Conference

Unum Group's Board of Directors Authorizes $1 Billion Share Repurchase Program

Aegon

Aflac

Brighthouse Financial, Inc. - Common Stock

Brighthouse Finl

CNO Finl Group

F&G Annuities & Life

Globe Life

Genworth Finl

Lincoln National Corporation Common Stock

Lincoln National

MetLife

Oscar Health

Principal Financial Group Inc - Common Stock

Principal Financial Group

Primerica

Prudential Financial

Prudential Public Limited Company Common Stock

Prudential

Wells Fargo

Keefe, Bruyette & Woods

Piper Sandler

BMO Capital

JP Morgan

Comments

Unum Gr

Popular Channels

Tools & Features

Partners & Contributors

About Benzinga