Upstart Holdings Inc has a consensus price target of $59.24 based on the ratings of 19 analysts. The high is $108 issued by Citigroup on February 13, 2025. The low is $6 issued by Stephens & Co. on July 26, 2023. The 3 most-recent analyst ratings were released by Barclays, Barclays, and Morgan Stanley on April 14, 2025, February 18, 2025, and February 14, 2025, respectively. With an average price target of $68.33 between Barclays, Barclays, and Morgan Stanley, there's an implied 66.67% upside for Upstart Holdings Inc from these most-recent analyst ratings.
1calculated from analyst ratings
Buy Now | Get Alert | |||||||
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04/14/2025 | Buy Now | 2.44% | Barclays | Ramsey El-Assal64% | $93 → $42 | Maintains | Equal-Weight | Get Alert |
02/18/2025 | Buy Now | 126.83% | Barclays | Ramsey El-Assal64% | $80 → $93 | Maintains | Equal-Weight | Get Alert |
02/14/2025 | Buy Now | 70.73% | Morgan Stanley | James Faucette66% | $12 → $70 | Upgrade | Underweight → Equal-Weight | Get Alert |
02/13/2025 | Buy Now | 163.41% | Citigroup | Peter Christiansen64% | $87 → $108 | Maintains | Buy | Get Alert |
02/12/2025 | Buy Now | -63.41% | Goldman Sachs | Michael Ng69% | $13.5 → $15 | Maintains | Sell | Get Alert |
02/12/2025 | Buy Now | -4.88% | B of A Securities | Nat Schindler63% | $33 → $39 | Maintains | Underperform | Get Alert |
02/12/2025 | Buy Now | 163.41% | Needham | Kyle Peterson56% | $100 → $108 | Maintains | Buy | Get Alert |
02/12/2025 | Buy Now | 156.1% | B. Riley Securities | Hal Goetsch65% | $49 → $105 | Upgrade | Neutral → Buy | Get Alert |
02/12/2025 | Buy Now | 92.68% | JP Morgan | Reginald Smith45% | $57 → $79 | Upgrade | Underweight → Neutral | Get Alert |
02/12/2025 | Buy Now | 156.1% | Piper Sandler | Arvind Ramnani54% | $85 → $105 | Reiterates | Overweight → Overweight | Get Alert |
12/13/2024 | Buy Now | 143.9% | Needham | Kyle Peterson56% | → $100 | Upgrade | Hold → Buy | Get Alert |
12/03/2024 | Buy Now | 131.71% | Redburn Atlantic | Simon Clinch61% | $37 → $95 | Upgrade | Neutral → Buy | Get Alert |
12/02/2024 | Buy Now | 39.02% | JP Morgan | Reginald Smith45% | $45 → $57 | Downgrade | Neutral → Underweight | Get Alert |
11/11/2024 | Buy Now | — | BTIG | Vincent Caintic51% | — | Upgrade | Sell → Neutral | Get Alert |
11/08/2024 | Buy Now | 9.76% | JP Morgan | Reginald Smith45% | $30 → $45 | Upgrade | Underweight → Neutral | Get Alert |
11/08/2024 | Buy Now | 46.34% | Wedbush | David Chiaverini61% | $45 → $60 | Maintains | Neutral | Get Alert |
11/08/2024 | Buy Now | 112.2% | Citigroup | Peter Christiansen64% | $56 → $87 | Upgrade | Neutral → Buy | Get Alert |
11/08/2024 | Buy Now | 107.32% | Piper Sandler | Arvind Ramnani54% | $31 → $85 | Upgrade | Neutral → Overweight | Get Alert |
10/19/2024 | Buy Now | 36.59% | Citigroup | Peter Christiansen64% | $33 → $56 | Maintains | Neutral | Get Alert |
10/14/2024 | Buy Now | 9.76% | Wedbush | David Chiaverini61% | $10 → $45 | Upgrade | Underperform → Neutral | Get Alert |
09/20/2024 | Buy Now | 17.07% | Mizuho | Dan Dolev65% | $33 → $48 | Maintains | Outperform | Get Alert |
08/20/2024 | Buy Now | -26.83% | JP Morgan | Reginald Smith45% | $27 → $30 | Maintains | Underweight | Get Alert |
08/12/2024 | Buy Now | -14.63% | Barclays | Ramsey El-Assal64% | $25 → $35 | Maintains | Equal-Weight | Get Alert |
08/08/2024 | Buy Now | — | Needham | Kyle Peterson56% | — | Reiterates | → Hold | Get Alert |
08/07/2024 | Buy Now | -34.15% | JP Morgan | Reginald Smith45% | $24 → $27 | Maintains | Underweight | Get Alert |
08/07/2024 | Buy Now | -75.61% | Wedbush | David Chiaverini61% | $10 → $10 | Reiterates | Underperform → Underperform | Get Alert |
08/07/2024 | Buy Now | -24.39% | Piper Sandler | Arvind Ramnani54% | $28 → $31 | Maintains | Neutral | Get Alert |
08/07/2024 | Buy Now | -19.51% | Citigroup | Peter Christiansen64% | $15 → $33 | Upgrade | Sell → Neutral | Get Alert |
07/31/2024 | Buy Now | -24.39% | Mizuho | Dan Dolev65% | $17 → $31 | Upgrade | Underperform → Outperform | Get Alert |
06/07/2024 | Buy Now | -65.85% | BTIG | Vincent Caintic51% | → $14 | Assumes | → Sell | Get Alert |
06/04/2024 | Buy Now | -37.8% | Redburn Atlantic | Simon Clinch61% | $22.5 → $25.5 | Upgrade | Sell → Neutral | Get Alert |
05/09/2024 | Buy Now | -58.54% | Mizuho | Dan Dolev65% | $23 → $17 | Maintains | Underperform | Get Alert |
05/08/2024 | Buy Now | -75.61% | Wedbush | David Chiaverini61% | $10 → $10 | Reiterates | Underperform → Underperform | Get Alert |
05/08/2024 | Buy Now | — | Needham | Kyle Peterson56% | — | Reiterates | → Hold | Get Alert |
04/17/2024 | Buy Now | — | JMP Securities | Andrew Boone73% | — | Reiterates | → Market Perform | Get Alert |
04/04/2024 | Buy Now | -46.34% | B of A Securities | Nat Schindler63% | → $22 | Reinstates | → Underperform | Get Alert |
03/19/2024 | Buy Now | -31.71% | Piper Sandler | Arvind Ramnani54% | $28 → $28 | Maintains | Neutral | Get Alert |
02/14/2024 | Buy Now | -41.46% | JP Morgan | Reginald Smith45% | $26 → $24 | Maintains | Underweight | Get Alert |
02/14/2024 | Buy Now | -31.71% | Piper Sandler | Arvind Ramnani54% | $27 → $28 | Maintains | Neutral | Get Alert |
01/18/2024 | Buy Now | -43.9% | Mizuho | Dan Dolev65% | $19 → $23 | Maintains | Underperform | Get Alert |
11/08/2023 | Buy Now | -36.59% | JP Morgan | Reginald Smith45% | $28 → $26 | Maintains | Underweight | Get Alert |
11/08/2023 | Buy Now | -75.61% | Wedbush | David Chiaverini61% | → $10 | Reiterates | Underperform → Underperform | Get Alert |
11/08/2023 | Buy Now | -34.15% | Piper Sandler | Arvind Ramnani54% | $35 → $27 | Maintains | Neutral | Get Alert |
09/25/2023 | Buy Now | — | Needham | Kyle Peterson56% | — | Initiates | → Hold | Get Alert |
09/21/2023 | Buy Now | -12.2% | B. Riley Securities | Hal Goetsch65% | $49 → $36 | Maintains | Neutral | Get Alert |
09/11/2023 | Buy Now | -14.63% | Piper Sandler | Arvind Ramnani54% | → $35 | Reiterates | Neutral → Neutral | Get Alert |
08/23/2023 | Buy Now | -78.05% | Compass Point | Giuliano Bologna58% | $8 → $9 | Maintains | Sell | Get Alert |
08/22/2023 | Buy Now | -31.71% | JP Morgan | Reginald Smith45% | $23 → $28 | Maintains | Underweight | Get Alert |
08/14/2023 | Buy Now | -53.66% | Mizuho | Dan Dolev65% | $16 → $19 | Maintains | Underperform | Get Alert |
08/14/2023 | Buy Now | -24.39% | Barclays | Ramsey El-Assal64% | $17 → $31 | Maintains | Equal-Weight | Get Alert |
08/09/2023 | Buy Now | -14.63% | Piper Sandler | Arvind Ramnani54% | $17 → $35 | Maintains | Neutral | Get Alert |
08/08/2023 | Buy Now | -43.9% | JP Morgan | Reginald Smith45% | $11 → $23 | Maintains | Underweight | Get Alert |
07/27/2023 | Buy Now | 19.51% | B. Riley Securities | Hal Goetsch65% | → $49 | Initiates | → Neutral | Get Alert |
07/26/2023 | Buy Now | -85.37% | Stephens & Co. | Vincent Caintic51% | → $6 | Reiterates | Underweight → Underweight | Get Alert |
07/25/2023 | Buy Now | 75.61% | BTIG | Lance Jessurun30% | $42 → $72 | Maintains | Buy | Get Alert |
06/28/2023 | Buy Now | -85.37% | Stephens & Co. | Vincent Caintic51% | → $6 | Reiterates | Underweight → Underweight | Get Alert |
06/14/2023 | Buy Now | -60.98% | Mizuho | Dan Dolev65% | → $16 | Reiterates | Underperform → Underperform | Get Alert |
06/14/2023 | Buy Now | 2.44% | BTIG | Lance Jessurun30% | → $42 | Initiates | → Buy | Get Alert |
05/23/2023 | Buy Now | -80.49% | Compass Point | Giuliano Bologna58% | $6 → $8 | Maintains | Sell | Get Alert |
05/18/2023 | Buy Now | -85.37% | Stephens & Co. | Vincent Caintic51% | → $6 | Reiterates | Underweight → Underweight | Get Alert |
05/11/2023 | Buy Now | -63.41% | Citigroup | Peter Christiansen64% | $11 → $15 | Maintains | Sell | Get Alert |
05/10/2023 | Buy Now | -75.61% | Wedbush | David Chiaverini61% | → $10 | Reiterates | → Underperform | Get Alert |
05/10/2023 | Buy Now | -68.29% | Morgan Stanley | James Faucette66% | $10 → $13 | Maintains | Underweight | Get Alert |
05/10/2023 | Buy Now | -60.98% | Mizuho | Dan Dolev65% | $14 → $16 | Maintains | Underperform | Get Alert |
05/10/2023 | Buy Now | -58.54% | Piper Sandler | Arvind Ramnani54% | $16 → $17 | Maintains | Neutral | Get Alert |
05/05/2023 | Buy Now | -75.61% | Morgan Stanley | James Faucette66% | $11 → $10 | Maintains | Underweight | Get Alert |
04/11/2023 | Buy Now | -73.17% | JP Morgan | Reginald Smith45% | → $11 | Initiates | → Underweight | Get Alert |
03/07/2023 | Buy Now | -85.37% | Compass Point | Giuliano Bologna58% | → $6 | Initiates | → Sell | Get Alert |
02/21/2023 | Buy Now | -65.85% | Mizuho | Dan Dolev65% | $16 → $14 | Maintains | Underperform | Get Alert |
02/15/2023 | Buy Now | -73.17% | Citigroup | Peter Christiansen64% | $17 → $11 | Downgrade | Neutral → Sell | Get Alert |
02/15/2023 | Buy Now | -60.98% | Piper Sandler | Arvind Ramnani54% | → $16 | Reiterates | → Neutral | Get Alert |
02/08/2023 | Buy Now | -73.17% | Morgan Stanley | James Faucette66% | $11.5 → $11 | Maintains | Underweight | Get Alert |
02/03/2023 | Buy Now | -41.46% | Loop Capital | Hal Goetsch65% | → $24 | Downgrade | Buy → Hold | Get Alert |
02/01/2023 | Buy Now | -60.98% | Mizuho | Dan Dolev65% | $14 → $16 | Maintains | Underperform | Get Alert |
01/20/2023 | Buy Now | -58.54% | Citigroup | Peter Christiansen64% | $33 → $17 | Maintains | Neutral | Get Alert |
01/18/2023 | Buy Now | -60.98% | Piper Sandler | Arvind Ramnani54% | $14 → $16 | Maintains | Neutral | Get Alert |
12/12/2022 | Buy Now | -65.85% | Mizuho | Dan Dolev65% | $12 → $14 | Maintains | Underperform | Get Alert |
11/10/2022 | Buy Now | -63.41% | B of A Securities | Nat Schindler63% | → $15 | Downgrade | Neutral → Underperform | Get Alert |
11/09/2022 | Buy Now | -70.73% | Stephens & Co. | Vincent Caintic51% | $23 → $12 | Maintains | Underweight | Get Alert |
11/09/2022 | Buy Now | -73.17% | Goldman Sachs | Michael Ng69% | $14 → $11 | Maintains | Sell | Get Alert |
11/09/2022 | Buy Now | -71.95% | Morgan Stanley | James Faucette66% | $15 → $11.5 | Maintains | Underweight | Get Alert |
11/09/2022 | Buy Now | -70.73% | Mizuho | Dan Dolev65% | $17 → $12 | Maintains | Underperform | Get Alert |
11/09/2022 | Buy Now | -65.85% | Piper Sandler | Arvind Ramnani54% | $24 → $14 | Maintains | Neutral | Get Alert |
10/25/2022 | Buy Now | -58.54% | Mizuho | Dan Dolev65% | → $17 | Initiates | → Underperform | Get Alert |
08/15/2022 | Buy Now | -9.76% | Barclays | Ramsey El-Assal64% | $25 → $37 | Maintains | Equal-Weight | Get Alert |
08/11/2022 | Buy Now | -46.34% | Atlantic Equities | Simon Clinch61% | $32 → $22 | Downgrade | Neutral → Underweight | Get Alert |
08/09/2022 | Buy Now | -63.41% | Morgan Stanley | James Faucette66% | $15.5 → $15 | Maintains | Underweight | Get Alert |
08/09/2022 | Buy Now | -43.9% | Stephens & Co. | Vincent Caintic51% | $28 → $23 | Maintains | Underweight | Get Alert |
08/09/2022 | Buy Now | -41.46% | Piper Sandler | Arvind Ramnani54% | $25 → $24 | Maintains | Neutral | Get Alert |
07/18/2022 | Buy Now | -39.02% | Piper Sandler | Arvind Ramnani54% | $44 → $25 | Maintains | Neutral | Get Alert |
07/18/2022 | Buy Now | -39.02% | Barclays | Ramsey El-Assal64% | $35 → $25 | Maintains | Equal-Weight | Get Alert |
07/15/2022 | Buy Now | -62.2% | Morgan Stanley | James Faucette66% | $19 → $15.5 | Maintains | Underweight | Get Alert |
07/11/2022 | Buy Now | -65.85% | Goldman Sachs | Michael Ng69% | $40 → $14 | Downgrade | Neutral → Sell | Get Alert |
07/08/2022 | Buy Now | -17.07% | B of A Securities | Nat Schindler63% | $41 → $34 | Maintains | Neutral | Get Alert |
07/08/2022 | Buy Now | — | JMP Securities | Andrew Boone73% | — | Downgrade | Market Outperform → Market Perform | Get Alert |
06/29/2022 | Buy Now | -53.66% | Morgan Stanley | James Faucette66% | $88 → $19 | Downgrade | Equal-Weight → Underweight | Get Alert |
05/13/2022 | Buy Now | -51.22% | Wedbush | David Chiaverini61% | $35 → $20 | Maintains | Underperform | Get Alert |
05/12/2022 | Buy Now | -14.63% | Barclays | Ramsey El-Assal64% | $180 → $35 | Downgrade | Overweight → Equal-Weight | Get Alert |
05/11/2022 | Buy Now | -14.63% | Barclays | Ramsey El-Assal64% | → $35 | Downgrade | Overweight → Equal-Weight | Get Alert |
05/11/2022 | Buy Now | 9.76% | Atlantic Equities | Simon Clinch61% | $245 → $45 | Downgrade | Overweight → Neutral | Get Alert |
The latest price target for Upstart Hldgs (NASDAQ:UPST) was reported by Barclays on April 14, 2025. The analyst firm set a price target for $42.00 expecting UPST to rise to within 12 months (a possible 2.44% upside). 34 analyst firms have reported ratings in the last year.
The latest analyst rating for Upstart Hldgs (NASDAQ:UPST) was provided by Barclays, and Upstart Hldgs maintained their equal-weight rating.
The last upgrade for Upstart Holdings Inc happened on February 14, 2025 when Morgan Stanley raised their price target to $70. Morgan Stanley previously had an underweight for Upstart Holdings Inc.
The last downgrade for Upstart Holdings Inc happened on December 2, 2024 when JP Morgan changed their price target from $45 to $57 for Upstart Holdings Inc.
Analysts arrive at stock ratings after doing extensive research, which includes going through public financial statements, talking to executives and customers of Upstart Hldgs, and listening in to earnings conference calls. Most analysts do this every three months, so you should get 4 ratings per company per firm each year. The last rating for Upstart Hldgs was filed on April 14, 2025 so you should expect the next rating to be made available sometime around April 14, 2026.
While ratings are subjective and will change, the latest Upstart Hldgs (UPST) rating was a maintained with a price target of $93.00 to $42.00. The current price Upstart Hldgs (UPST) is trading at is $41.00, which is out of the analyst’s predicted range.
Browse analyst ratings and price targets on all stocks.
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